Tag Archives: ways to save money on a tight budget

TOP 05 - SHOPPING HACKS | MONEY SAVING TIPS IN Kannada - ಶಾಪಿಂಗ್ ಮಾಡೋವಾಗ ದುಡ್ಡು ಉಳಿಸೋದು ಹೇಗೆ?

**TOP 05 – SHOPPING HACKS | MONEY SAVING TIPS IN Kannada – ಶಾಪಿಂಗ್ ಮಾಡೋವಾಗ ದುಡ್ಡು ಉಳಿಸೋದು ಹೇಗೆ?**



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TOP 05 – SHOPPING HACKS | MONEY SAVING TIPS IN Kannada – ಶಾಪಿಂಗ್ ಮಾಡೋವಾಗ ದುಡ್ಡು ಉಳಿಸೋದು ಹೇಗೆ?
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Budgeting Tips: How To Stop Spending Money

**Budgeting Tips: How To Stop Spending Money**



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Budgeting Tips: How To Stop Spending Money
If you are looking to save money and don’t know where to cut costs in your budget, here are 8 different places to look. My husband and I have started to be more aware of what we spend money on and the little things truly add up!

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if you're in debt and you're spending money on these eight things then this video is going to change your life all right yeah maybe I oversold it but anyway here we go eight things that you're spending money on today that you have to stop right now if you're serious about getting out of debt so my husband and I had a big conversation two weeks ago and we really looked at our spending habits we looked at how much money we make in a year and we said to ourselves we should have a lot more in savings based on the income that we bring in and basically it was just little things that we shouldn't be spending money on nonsense for spending money on nonsense and I made a list and I want to share that with you because I have a feeling that you're doing the same exact thing these are things that we could easily take out of our monthly budgets and it would accumulate over time and over in it with equal thousands of dollars a year which of course can go into our savings and make a huge difference in the long run so first up takeout food this is it man this is my number one I'm lazy I'm saying it right now I'm lazy Wednesday night Friday night Saturday night Sunday night I'm like this Chinese pizza anybody up for Thai this is Who I am as a person I love to cook I love to cook when I first got married I was like the gourmet chef but full-time job I've run like two or three businesses I have three kids by five o'clock I'm spent my energy is way down so sometimes I don't have it in me to cook so the solution to that is to prepare and to plan ahead and to get the crock-pot out so my videos are gonna start changing because my life is changing and I'm gonna start documenting more about how I need to reassess my weekly planning strategy sessions to get on top of that and I'm going to show you guys how I'm gonna do that but in the meantime stop ordering in food stop going out for lunch if you're at work and start being more conscious about the decision around those two things and I'm telling you that alone will make a huge difference on the amount of money that you save per week per month per year so takeout food making your own meals at home huge that is like top-line I'm talking really for me thousands of dollars or at least eight thousand dollars a month that's not a lie I mean that is disgusting can we talk about disgusting that is that it's like gross but I'm honest I want to be honest with you guys and that's my top line most disgusting thing that I spend money on that should be the title the most disgusting things that I spend money on wasteful a that should be the title of this video okay so number two um no more paid movie nights meaning don't order movies from your TV and um this is another impulse thing that we do you know like I I don't want to wait for it to be free on cable or Netflix and so it comes on and my kids like Oh Jumanji Jim mom Jumanji sign mom can we get it and I'm like I love that movie in the theater sure let's get it and it's for 95 and you know you think to yourself what's for 95 for 95 is for 95 people and if you do that 12 times a year it just all adds up these little purchases all add up so stop ordering the 495 stop you know just wait you have like 9,000 cable channels you really do and if you're one of those people that stopped with the cable Bravo because I still can't figure it out but if you're not one of the people that did that don't does just don't do it okay stop I have to stop – and actually I did stop the only other the only thing that I let my children get um recently is the greatest showmen because my daughter had like ten people over for a sleepover and I was like they wanted to make slime and honestly I was like I would have to buy $45 worth of cleaning supplies to clean up the slime I was like I think I'm saving money and sanity in the long run so I did let them get a movie but normally we're done with that we're not renting movies anymore um okay no more buying books I'm really sorry I have a lot of other friends and I will support my author friends I will purchase your author books and I do not want you to think that I will not support you in your ways and your efforts I love you guys and I will support you in everything that you do I promise and I will write about your books but if you are on a budget and you are trying to get out of debt and you are trying to save for a second home a vacation home your kids are going to college and you don't know how you're going to do that stop and stop buying books go to the library there is a library you know you have one in your town I was denying it I would walk by my library and I've got this so I don't have a library I have a library my time I don't have a library you have a library you have them means to ebooks digital books you have friends that are own books borrow them like let's get this party started like remember when we used to like borrow things I used to I was little um I'm a huge gamer but I but my friend would beat a game and then they would give me their game and then I would give them one of my games that's like unheard of these days nobody lends things anymore we're not like a lending Society let's get back to the lending um stop buying books if you're someone that's on a budget that is real guys this is something that I'm I'm very like I hate to say this and please don't judge me I'm sure I'm a very honest person and sometimes that gets me in trouble but like the library I hate to say this God forgive me excuse me a little bit like I'm like L like how many people have bought this book and and and did they sneeze on it and did their kids like pee all over it because that's sometimes like I go to the hotel and my kid pees in the bed and and then we try to clean it up as much as we can and then I don't sometimes call down and tell them what happened and that's a reality right when my kid was like two and he had an accident sometimes I try to clean it and that's life right I mean this is like life we're just being honest here so what happens is this book before I got it like I get like that like my mind goes like crazy left and so sometimes I don't want to get the book but then I go let it go viewer you're actually crazy I have to tell myself you're crazy the book is fine it doesn't have like a disease I a book just a book it's gonna be fine you have to let it go the library's fine it's safe it's clean there's nobody's trying to kill you because that's nothing I have I'm like a crazy New Yorker and I always think that people are trying to kill me they were trying to kill you the library is fine it's safe there's no there's no like thing on it and that and it's fine that there's no conspiracy there's no concern my mother's at conspiracists so everything that happens in my life is a conspiracy if some aliens are involved and like the aliens are not trying to get you it's actually just a library book so just go to the library and stop buying books okay that went crazy but I am crazy so sometimes that's gonna happen okay so no more subscription-based services this is a hard one this is a hard one and this is where I go except for because me as a whole person as a unit I am someone who needs Netflix and I am someone who needs Amazon Prime so those are my carve-outs okay so I have a Netflix carve-out and I have an Amazon Prime carve-out so you can't tell me you're like but Vieira you're a hypocrite yup yep yes I am I'm a hypocrite I need my hundred $29 a year Amazon Prime and you're not gonna argue that out of me and I need my 1199 $12.99 whatever the heck it is Netflix you're not gonna argue that out of me but everything else is argue to argue good gobble is that a word um so think about it you're one of the Month Club your meat of the Month Club we did that for a while cured meats what what are we doing we get a cured meat of the month box and my husband was like all excited about it was like $59 a month and we were like all excited we're getting cured meats like who are we $59 a month we were getting that in the mail and it's great like I guess it's like a good conversation starter and if you're somebody that likes cured meats like yeah great like what a great thing but if you're someone that's trying to save money it's just you have to cut it like that's trim the fat like cured meat isn't as funny trim the fat trim the cured meat that's what this section is about trim the cured meat so is it make up boxes is it fashion boxes is it magazines is it um I don't know guys what do you get once a month that you know that you really don't eat look at your stuff that's coming in the mail and figure out what you can let go the subscription services are extra they're literally extra you just have to let them go guys no more $5 coffees I don't want to talk about it you know what I'm saying I'm not gonna listen to this section but do you know what I'm saying make your own coffee at home you should not be going to coffee shops and tea shops every day and getting coffee for $5 when you can just make your own coffee at home I'm a hypocrite all right no more in-app purchases this is a really great one to you I'm a gamer hardcore I'm gonna tell you sometimes you don't know that about me because I don't really talk about this on this channel that's just a personal thing that I do at home but like I am a huge gamer so sometimes I'm playing something and I'm like oh my gosh my orc needs this axe to defeat the Goblin King I need a 999 one-time purchase click and then I buy it because I'm an adult and I work hard and I deserve it and I earned it and I do it and then of course it's like digital and I didn't actually get an axe and then it goes away and then I defeat defeat the Goblin King and then two seconds later there's a bigger guy blinking and it's all a joke so don't buy in app purchases for your kids for yourself there's some developer somewhere else living in a Lamborghini laughing at all of us they're like I can't believe they just want the ax for the Goblin King on level 1 like 500 levels these people are fools okay like my son begs every day he gets 20 dollars from grandpa he's like can I have fortnight money I need a skin to do the backwards moonwalk dance and we're like that's really what you want to use your money for and yeah that's really what he wants to use his money for so you know I mean if it's his money and that's how he wants to use it I mean obviously we let him sometimes do that but for your money for your budget for your savings really an app purchases are just a waste and you know that it's a digital thing it's not real you know that goes for whatever it is that you guys are doing is it filters is it you know I don't know what apps you're using but they're just not really they're not really anything go buy a gallon of milk instead of an in-app purchase I mean let's start putting money towards the things that are serving us and serving our families instead impulse purchases okay guys I am actually if impulse purchases was a sport if it was like an actual sport if it was something that was part of the Olympics I would dominate impulse purchases so I'm somebody that like like when when people cartoons do jokes and they're like oh squirrel that's me when I'm shopping like I'm like I need a golden tiara sweatshirt clown like whatever it is that's in front of me I'm like I didn't know I needed this but I really do like wow this is amazing so that's me I am somebody I go to Target with like a list of three things and I come home with like 450 things – the list that I originally came with we gotta stop that and that's actually I need therapy for that that's not even a joke like that's like it's like ha you're so funny and I'm like no like I don't think I could do it like I need somebody to help me like hug me and we need to go back in time and I need like someone to hypnotize me and what what void am i filling like there's something wrong with me that I do that like what is wrong with me that I can't go into a store and just buy the one thing I need like what am I trying to prove what hole am i trying to fill like we're gonna get like like what's going on like I really need to understand what's wrong with me like there's something wrong with me but I do that like seriously so sometimes I just send my husband because I'm like I'm sick I tell them I'm sick I can't go to Target you know I have the target disease I can't go and target I'm not well I can't go in that store like it does something to me so impulse purchases have put us tens of thousands of dollars in the hole no I'm not in the hole I just mean like we have lost tens of thousands of dollars from me not being able to go by the boho section of a store because I'm like this putting it in the cart I'm like oh wow like this is incredible this is everything I ever wanted in my life and then my husband's like what are you doing you don't need these clothes and I'm like what Chris I need these clothes he doesn't have that why doesn't he have that and why do I have that like that does it make sense to me so impulse purchases are there extreme and they're deadly and so you have to stop and I know you're like well I only I thought the rug would look nice in my dining room but you don't need it you know you don't need it and I know you don't need it we don't need these things we are perfectly content our houses are fine your neighbors don't care nobody cares so let's stop with the impulse purchases let's just live with what we have we have so much stuff our garbage you know like where we throw our garbage is there filling up I mean we don't the world doesn't even have any more space for throwing stuff into the into the into the into space like the earth is like gosh we don't even know where to put our garbage anymore you're just over filling fast fashion we don't even know where to put our garbage that's what humans are doing let's just stop and use the stuff that we have honestly it's like too much so if we all just slow down and go nope we're good we have let's just let's just use the clothes we have I think we'll we'll all be a little bit saner to like honestly um okay this is a hard one and this is a hard one and I almost want to skip it because we actually I my husband I got into a little argument about this one but I said you know if you can't afford the summer camps for your kids and let me just back up and give you this full story so my daughter does this really expensive musical camp it's a six-week camp and it's a few thousand dollars and she does it every year and she loves it it's a nine to three program there's a big show at the end it is an all in all day super intensive event it's a few thousand dollars and she loves it and I'm gonna say that twice because I need you to understand I believe in the value of this camp because it's something that she's truly passionate about and I believe if you have a passion and if you see that your child has a passion in something then it's worth pushing her towards that passion so I believe there's value in spending a few thousand dollars in something because it's something she believes in now my husband is very tit-for-tat so we have this one daughter that we're spending a few thousand dollars on let's say it's three or four thousand dollars on so he now says well we have two other children so we have to now spend three or four thousand dollars on the other two children to equal them because we're all a family and everybody deserves to have the same type of summer experience and my thought is that's crazy they just want to go to the pool and maybe kick a ball around they have no like passion like she does I don't want to spend $4,000 on the two of them sending them to eight hundred camps to try to equal four thousand dollars I rather send them to two weeks of soccer and then put them in the pool every day and he's very adamant saying no we're spending four thousand on her we have to spend four thousand on the other two and so we're sort of arguing about this because to me to pursue a passion is worth the money to waste baseball soccer football lacrosse camps and I'm filling everything in and I'm just really filling in time that's not worth money to me that is there's no value in that I'm just filling time there's no joy I'm not filling joy so I see it differently I don't find I don't think it's worth spending eight thousand dollars to have them kick a ball like literally kick a ball so we're sort of going back before that and so I told to him I said I'd rather not spend that eight thousand dollars and just have them be with their friends go biking whatever we'll go to the beach while she's at the camp and and save that money and put it towards other things and and basically if we're trying to budget down and we're trying to save our money why waste and that's a horrible thing because if I'm talking about my children but why waste eight thousand dollars that we can save if we know that there is no passion like if my son Liam was a surfer he loves surfing he was passionate about surfing and now it's summer and I found this incredible camp and he loved surfing yes let's put the four thousand dollars and get that kid in camp I would do that but he doesn't love anything so my thought to you is if you're budgeting and if you're having a hard time and and you're really trying to save money maybe you know getting the kid in eighth summer camps is something that you need to pull back on that's what I'm trying to say my husband disagrees with me on that he's saying no matter what the kids should get camp because this is something that I disagree with with my husband I'm curious what do you guys think about that the children is always it's a very touchy subject because we never want to take away from our children but at the same time I feel like they would have a great experience if we just went to the beach with them every day – so because of that I think I think what I'm gonna do is I'll give you one more because I did do a bonus one I said for me I lived near the city and I used to I used to over in a lot so I would I would taking mass transit I would take cabs cab rides a lot I would Oberon is there taking mass transit and I said for this budgeting for the budgeting season for the for the decision-making that we said that we're gonna now try to save more money I'm not going to over in which would be about fifty to seventy-five dollars for me to over in each way mind you and instead I'm going to take mass transit which is more $22 roundtrip so truly each day that I would go into the city that's a significant saving so instead of me being eighty-five dollars a day let's just say on average I'm now twenty two dollars a day so yes it's you know I I'm lazy and you know once I turned 40 I said you know I'm 40 now and you know I've worked hard and I'm just gonna take overs and I don't want to take the train anymore the thought process is like get over it and just get on the train like don't be ridiculous and so I said okay well I'm gonna I'll save 50 basically I'll save almost $50 a day if I go over versus train I'm sorry train versus uber and so like you can look at your transit and say you know if I Drive in versus if I take the bus if I take the bus versus if I take the train and where can you save the most money when you commute or when you when you travel is taking the train versus flying like really look at where you can save the money as far as transportation is concerned and and just to pull on that being a little further if you're traveling for vacation can you drive instead of flying are you going somewhere where maybe you can take an 8 hour car ride for a family of five and save a thousand dollars I mean we're looking at going to Canada the summer we're toying with it when I mean it's still up in the air but even that it's about an eight-hour drive and that's doable that's absolutely doable my youngest is 5 years old that's not something that is out of the realm of reality and so for us to fly a family of five versus us dry a family of five we're saving so much money if we just all get in the car so those are just some things that you should think about not spending money on anymore let me know if you can think of any that I might have missed and like I said the the channel is going to take a little bit of a turn from this day moving forward because I really had a talk with my husband about some new things that we're gonna do as far as our family and you know like organizing and planning our weeks better and so I want to sort of document that and help anybody who really is sort of in my same boat and I really hope that you come along for the ride because I'm excited about the opportunities and just in case anybody was on board in the past when I was doing a ton of couponing videos I am gonna try to get back on that too it's just been so long since I've coupons that literally I'm so I'm almost like a little nervous about getting back on that horse cuz it's been so long that I'm like oh my gosh like I I have to like I haven't even gotten a newspaper like two years I'm gonna have to subscribe back to my newspaper but I'm gonna try doing that as well I actually went to the dollar store today to try to coupon and they didn't have any of the items I went trying to get five different things and they didn't have any of items I was so upset my daughter family is not like any of the other dollar families that are online I think New York dollar families don't only carry generic they didn't have like it was cultural it was drama teen what was the other one it was all on health care products and they didn't have any of them I was so upset I was like where are all these health products that I want it was like all good stuff but I was supposed to get them all for free from the Dalek family and then they didn't have any of them and I don't have Dollar General or the other dollar so I only have dollar family so I was super bummed I was like this stinks but anyway I did get a bunch of good stuff so I have some cool dollar family organization and party videos coming up I'm really excited about some things that I have in store for you guys so stay tuned and until next time bye

Money Saving Secrets to Make You Look Amazingly Stylish *life changing*

**Money Saving Secrets to Make You Look Amazingly Stylish *life changing***



Views:35

Rating:5.00

View Time:6:1Minutes

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Look Amazingly Stylish! These money saving secrets are life changing. (My favorite is #8)

***OPEN FOR LINKS & MORE INFO!***

MY THOUGHTS 🙂

Managing your money and your budget can be hard – ESPECIALLY when you’re a shopaholic 😉 It can be hard to say no to new styles and trends as they change so often, but the cost can really add up. So how do you afford new clothes? Well, these secrets will help!

You’ll use these money saving tips to buy the right pieces, at the right time, from the right store. You’ll look fashionable on a budget – but no one needs to know anything about your budget 😉

I hope you like this video! Let me know your comments and feedback below!

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get out your notebooks because style school is in session hey you I hope you're having a wonderful day in this video we'll be going over some easy money saving secrets that will help you have amazingly great style you'll learn how to budget better save more money find deals and just create the Wardrobe of your wildest dreams these are all tried-and-true secrets from me to you and when you hear one that's life-changing for you make sure to hit that thumbs up button down below cigarette number one is to spend the majority of your budget on pieces that people actually see and notice people notice completer pieces like jackets and outerwear cardigans handbags shoes jewelry even dresses these are the pieces that are most complimented on because people are actually looking at them you'll appear more stylish to others when the pieces they're actually looking at or ones that they deem stylish as well that doesn't mean they have to be expensive just the majority of your budget on those pieces and so secret number two is kind of the reverse and that is to spend less of your budget on tops of skirts and jeans you know it used to be a really good pair of jeans was really expensive but now you can find so many great options of well fitting comfortable fashionable jeans for a great price you know I recently did an Amazon Jean haul which I'll link for you right here found lots of great jeans that were super super affordable I don't put bottoms into this category because I feel like a lot of bottoms would be worn at work and you need to be really careful about quality and fit so you know we'll save that for another video see you at number three is a little bit trickier and that is to buy at the wrong time of year after every season every retailer and brand is trying to get rid of what was in last season so if you plan well and you know your trends well and you know the kind of style you want then you can plan to buy those pieces during non-peak times now obviously that doesn't work for everything but in general buy your swimsuits in the fall or your coats and boots in the summer a lot of the styles are gonna stay the same and have little changes year to year and so that leads me into secret number four and that is shop online and no shopping online is not a new idea you're not gonna find these things in just any store just hanging on a rack in your size in your town no you got to go online for that but I think there are still a lot of people out there who are hesitant to buy online because it's not Amazon the returns are easy the shipping isn't fast but if you do your homework and pick the right brands with the right return policies it should be easy plus when you shop online you can find codes and then you get discounts you can't do that in a store unless you have a coupon and so it really can pay to shop online see you at number 5 is to not buy things that are so trendy that they'll be out of style next year Oh vote bags this is where a little bit of homework comes in handy and knowing what trends are going to translate year to year I have some really great fall trend videos coming up so make sure to subscribe but if there's a trend out there that you really love then you should buy it your style exists to make you happy and nothing else you're taking notes right because this next one is going to require a little bit of research secret number six is to know retailers marketing strategies thanks but luckily it's not as hard as you think first step is to get on the email list of all of your favorite stores what you're gonna do to learn their marketing strategy is to read all of the emails all of them do it for a month two months and you'll start to learn their strategies what exactly do they do on a week to week basis on a month to month basis Express is one example they working off a six to eight week marketing strategy and so what they'll do is they'll send you a code but Express just has the same clothes pretty much all season long a different brand on the other hand like vici has a new collection every other week and so you can see their marketing strategy on this one to two week cycle you get a promo code for 20% off here a couple days after that to keep sales up they will send you a free shipping code so once you start knowing the patterns you'll know what to buy when to buy it and it takes time but it really pays off secret number seven is that all of these secrets only work if you have a plan failing to plan is planning to fail plan the work work the plan you've heard all the cliches but it's so true you're not gonna have good style if you fail to plan for it and that comes with your budget too you have to plan not just what you want your style to look like but also how you're going to afford it and so some questions you may want to ask yourself before you go shopping am i shopping for fun is this something I need am i getting ready for an upcoming season plan for what you want your style to look like and that is how you will manifest how you'll pay for it and how you'll get there so you're number eight has been life-changing for me so at this point is when I would hit that thumbs up button the first thing I want you to do is go to your bank and open up a new savings account title it my fashion budget I don't care what you call it just as long as you know this is your savings account for your style then each month transfer some money into that fund and then only shop using money from this account there are so many benefits to having a named savings account it's a lot harder to take money out of an account because you feel like you're taking money away from whatever you're saving up for so it'll force you to plan you won't overspend and you won't accidentally spend that money on something else if I go into the secret and a lot more detail in my video on how to afford the style you want no matter the price which I'll link for you right here in this video I go into more in-depth savings and ways to make money but I really hope you liked this video and if you did please make sure to give it a thumbs up subscribe leave me a comment down below here too if you're new I'd love to say hello so thanks so much again for watching and I can't wait to see you in my next video bye

Top 5 Brilliant Money Saving Tips For Bachelor in Bangla | Bangla Motivational Video

**Top 5 Brilliant Money Saving Tips For Bachelor in Bangla | Bangla Motivational Video**



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Everybody wants to save money for their future and become financially independent.As a bachelor sometimes we forget it or don’t know how can save money.In this video, I am showing here my top 5 ways to save money as a bachelor.And 5 ways are
1.Make a budget list
2.Just say no to unnecessary spending
3.Stop ordering take out
4.Cool down about latest gadget
5.Start an emergency savings fund
For details watch this video fully.Thanks

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Easy Ways To Save Money Tips

**Easy Ways To Save Money Tips**



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