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how to save money fast on a low income

**how to save money fast on a low income**



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professorsavings.com ( a simple way to learn finance on youtube.

Low Income Budget — A guide

It can be hard living for a family to live on a limited amount of income. While life may throw some hardships to make life move ahead, there are ways to be able to pay the expenses and get the necessities required for living. Here are some tips to learn how to live on a low income budget, and still enjoy a comfortable life.

 Life insurance is not only for the wealthy! On the contrary, a person with low-income need should also buy a policy just as a well-off person. There is no reason to postpone purchasing a policy even if one is on a low budget. The benefits of some low premium insurance policies offer a decent coverage and financial protection for the family. Term life insurance policy is a simple policy for tight budget persons.

 Household budget is a good practice for a low income family because a budget helps to give a financial picture of how the family is doing even when your financial picture looks the darkest. The income and the expenses need to be balanced. If the expenses are more than the income, expenditure has to be cut.

 The needs and wants of the family have to be distinguished. There are some obvious items are cell phones, housing, electricity, water, telephone, TV, groceries, education and other household expenditure. Entertainment should be a part of living, but decision should be made by enjoying at the minimal cost and by using discounts or free passes.

 In case, after reducing all expenses still the budget runs above income some steps need to be raise income. Working from home or taking up a part time work can be helpful to a certain extent.

 Cut back on the amount of energy you use in your home. Use energy efficient light bulbs, and always turn off lights after leaving a room.

 Shop at second hand stores for any clothing that your family may need and buy only what is required.

 Collect some money in a fun jar by putting in the small change… This money can be used to treat for dessert, dinner, a movie, or something that the family would like to have. While income may be low, you can still enjoy something fun and entertaining along with the life’s hardships.

Tips for low income budget

Distinguish between needs and wants.
Save a small amount regularly
Prepare and follow the budget Thanks for watching. Please help us grow.

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Hi! Blair with Professor Savings here, with tips
on living with a low income budget. It can be hard living for a family to live
on a limited income. But, there are ways to pay the expenses and
have all the necessities required for living. Here are some tips to learn how to live on
a low income budget: • Distinguish between needs and wants. • Save a small amount regularly. • Prepare and follow the budget. Read more tips on living with a low income
budget in the article below. And, be sure to subscribe to our channel for
more of the financial tips you need.

SAVE MONEY FOREVER !! HOW I DO MY NAILS AT HOME !! VERY EASY D.I.Y !!  (NO ACRYLIC)

**SAVE MONEY FOREVER !! HOW I DO MY NAILS AT HOME !! VERY EASY D.I.Y !! (NO ACRYLIC)**



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LINK TO ALL OF THE PRODUCTS USED ARE BELOW !! BUILD YOUR NAIL KIT TO SAVE MONEY FOREVER !! I have been doing this for two years and I will never pay for acrylics again !!

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♡ N A I L K I T ♡
ECBASKET REG STILETTO NAILS
ECBASKET LONG STILETTO NAILS
ECBASKET COFFIN NAILS
ECBASKET SHORT OVAL NAILS
ECBASKET SHORT COFFIN NAILS
100/180 Grit Emery Board
High Grit Buffer
Sally Hansen Dry & Go Drops
Sally Hansen Big Shiny Top Coat
Sally Hansen Matte Top Coat
Milk & Honey Cuticle Oil
Sally Hansen Cuticle Remover
Full Manicure Set
Strong Nail Glue w/ Calcium & Vitamin E
Nail Adhesive Tape
Multi Size Nail Stones
3D Nail Gems
Favorite Nail Polish Remover
Spray On Nail Dryer
Peel Off Cuticle Guard
Nail Gem Wheel

♡ V I D E O S Y O U M I S S E D ♡
HOME TOUR !!

UNDER $20 DRESS HAUL

TORRID BRA HAUL

HUSBAND PICKS OUT MY OUTFITS

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What I used to create the video:
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confer fashionistas so everybody wanted to know how my nails get done the answer is I do them at home these are the nails that I use they're from Amazon they're from the ICI basket by Nels Gaga you can like I said get on Amazon they're fairly inexpensive so I just took off my nails that I had on before I took them off about two days ago and you want to make sure that your nails are able to breathe for at least one to two days before you go and put more nails back on to your natural nail so I've been doing this about two years I was getting my nails filled in it was just too time-consuming and it was just taking up all my money what you want to do is invest in your nail kit which would be a box of nails these are the stiletto nails here these are the stiletto nails that I like to put on these are my favorite shape and these are the coffin nails they're pretty cool and what's also included in the nail kit a top coat which is shiny and matte so you can differ off what kind of look for one this is quick dry oil by Sally Hansen cuticle softener it's really important you want a cuticle conditioning oil this will keep your nails healthy nail dryer this is my favorite from beauty secrets this is the nail polish dryer buffer and an emery board nail kit which is only like 12 bucks this has like all the tools that you need for at-home manicure hand lotion nail glue I like to use nail glue because I do a lot of moving around and I like to keep my nails on I do not use the sticky tape for my nails because like I said I do a lot of moving around and I want them on but if you need the sticky tape and you cannot keep your nails on for too long because you have a corporate job or your nails cannot stand the nail glue then I'll leave you the link down below where you can get sticky nail tape also this is optional if you want to do your nails like really fancy you can get some stone I have like a bunch of stones you also want to get a stone will and I also have a bunch of different other stones so this may seem like a lot what I showed you but it's a good investment because every time you do your nails it will be free 99 you do not always have to go and get your nails redone because you have the salon at home I'm going to show you what I do after I take off my nose I just buff away the glue you want to make sure your nail bed is smooth this is a high grit buffer so once I buffed away the glue I go in with my 100 to 180 grit emery board and I just shape up my nose you want to go carefully with this kind of emery board because this is really really heavy and it could damage your nail if you're not careful but I like to use this because it shapes my nail really fast and I don't like to continuously go over my nail you also don't want to use this emery board for your nail bed because it could damage your nail bed and strip away the top layer of your nail so after I shape up my nails I'm going to take my nail kit from Amazon I'm going to remove the excess skin on the outer layer of my nails which can cause hang nails and you don't want that you have to be careful when using this tool because it could make you so now what I'm going to do is push my cuticles back and I want to take a cuticle pusher I'm going to take my Sally Hansen instant cuticle remover I'm just going to put a little bit on my nail but you can see the difference in between the nails once I put that cuticle remover on the cuticle is a lot more cleaner and smoother so I'm just going to repeat that for the rest of the nails so once I finish pushing my cuticles back I'm going to take my cuticle oil and then rub it into my nail bed and cuticles you want to make sure you're taking care of your nails underneath the fake ones because if you don't once the fake nails are removed you're going to have like some really really messed up nails and you don't want that you want to make sure your nails are nice and pink like mine you want to make sure you do not have any kind of fungus anything going on in your nails you want to make sure that's handled before you go ahead and do this or let your nail technician take care of it if you don't know how to take care of it yourself so you want to make sure that oil is heavily coated onto your nails and your nail bed and rub it in really good the oil is coated onto my natural nails and I'm going to go wash this off and I'm going to come back and show you how I put on my fake nails so I washed off the oil fingers are nice and clean my nails are nice and clean so what I'm going to do is rough up my nails again because what's going to happen is this glue is going to adhere so much better to a drier nail bed than a smooth nail bed because if you put glue on a smooth nail bed your nails will pop off and it will not last as long we are also going to want to do that if you're using nail glue tape today I'm going to be using this nail glue that I got off of Amazon so I'm going to take the buffer again and rough up my nail bed I want to pick up my nail sizes which I'm pretty good at because I've been doing this for so long now but this part you're going to want to make sure you put enough glue but not a lot of glue if you put a lot of glue it could do damage to your cuticles and you don't want that in your nail bed so I'm just going to put enough so it can hold onto the nail trust me this will last long and you're going to want to start at the cuticle and then push the nail down it's okay if you get an air bubble you're going to hold it there for about five seconds until it's stable enough for you to remove your hand so there we go our first nail this is okay that little air bubble because as long as this part is glued down it will stay on my nail for at least two to three weeks even with that little air bubble we're just going to repeat the same process again you don't want to overdo it with the glue and you want to work fast as possible there we go that one's a little perfect we're just going to hold it down for at least five seconds now if you're scared of nail glue and you're like it's going to do so much damage to your nail like again you can definitely opt out for the sticky nail tape we got a few air pockets in the middle no but that's okay so we're going to let that sit a little bit for about a few seconds another reason why you don't want to apply a lot of glue because that glue can seep down onto your skin and get stuck onto your skin and that's not good when you're applying the glue you want to make sure your nail is up straight it does not go everywhere so I applied all of my nails and my nose feel pretty tight there are a few nail bubbles here there's an oval here and no bubble here but my nails are going to last for about two weeks even with the air bubbles because I've rubbed up the nail bed and this glue is pretty strong you want to make sure that you have a strong glue if you want your nails to stay for a long time so I'm going to take more of this cuticle oil and put it on my cuticles again and Plus this will remove any glue that you may have gotten on your skin you just want to rub that in really good you want to make sure that you have a lot of moisture and your cuticles this does not loosen the glue whatsoever the glue is already set so what I want to do now is wash this off and we're going to get to the polish so before I apply polish on my nails I'm going to just remove this hard Ridge at the tip of the nail these nails come with like a really rough Ridge on them so you want to get rid of that I'm going to go in with a gray polish you know this is the beauty of doing your own nails you can buy as many nail polishes as you want you can put different colors on your nails you can do whatever you want once you have your nails on and it this at least takes about the whole process like about 30 minutes out of your day and again it's nothing there's no freakin time limit on it because it's free this color is called carry by Zoya and I'm just going to go for a gray matte look today I'm going to skip my middle finger cuz I have plans I have plans for the middle finger now if you cannot paint your nails perfectly like if you cannot stay in your nail lines then I do suggest getting a pill off coat base coat so once I have that done I'm just going to go over my nails a second time so I finished painting the nails I wanted gray and I'm just going to see if I want to do a third coat I don't think that's really quite necessary so I'm going to take my big matte top coat by Sally Hansen you want to make sure that the nail color that you just applied is a little dry not all the way just a little dry so you can apply your top coat because you don't want it to smear and leave like negative spaces you don't want to have it seeped through you don't want this color to mess up so just going to want to wait just a few seconds for that top layer to just to get a little dry so I'm going to wait for this to dry up a little bit and then I'm going to move on to my middle nail and show you what I have planned for that now so I'm going to take this whole glitter by sinful colors so I'm going to put a gym on my middle finger and I'm going to just put a dot of topcoat on the back of this so I'm going to put a dot of glue but right here where I'm going to put my gym because these are heavy gems and you're going to have to use glue to place these gems so I want this one I'm just going to place it in the middle of the nail see how pretty that looks I'm going to leave you to the link down below where you can actually purchase these gems I'm going to take my little nail design pen thing I'm going to have a little bit of topcoat on the end of it and pick up the gym and after that I'm just gonna take my shiny top coat just paint over that I like the shiny top coat for gems because it doesn't dole it out it doesn't leave it matte it just keeps it shiny so now my nails are finished and I'm going to wait for this to dry but instead of waiting so long I'm going to take my Sally Hansen dry and go drops you're just going to want to put it all over the nail lightly with your finger and then after I do that I'm going to take my nail dry spray and after I spray the nails I'm just going to put the cuticle oil on my cuticles one last time it's like I said you want to make sure your cuticles are nice and healthy so I'm going to let my nails dry with the dry oil and the dry spray and I want to let this cuticle oil sit in my cuticles and I will be back I just washed my hands and I'm just going to take a cotton ball and wipe away some of that oil that's on the mat so if you want to get rid of the Polish that's on the cuticle usually what I like to do is just wash my hands and it comes off like that but if you're like really really finicky about that and you really want that polish off you can take a q-tip make sure the tip of the q-tip is fairly pointed or even by some pointed q-tips because I do have that and just dip it in the polish remover I'm going to go around the cuticle with the polish remover and just remove any polish this is the honeydew hand cream and I love this stuff this is really really good because it leaves your hands so freakin soft I'm just going to put a little bit on and just put some of that lotion on my hands get a nice and soak so that was how I do my nails at home it's a very easy DIY all you got to do is buy all of these things that's just one-time investment into your nail kit and the rest is history you can do your nails as many times as you want do as many design you want like it's endless there's endless possibilities and like I said that there's different nail shapes leave you to all of the links down below to everything that I use in this video it took about an hour because I was filming but if it was just me no camera and no talking it would have taken me like at least 30 minutes just pop a buck but the nails on polish put the little crystals on and I would have been done and the nail dryers just shortened that time even more I hope that you enjoyed this tutorial and let me know if you're going to try this elf is so tired of going to the nail salon paying somebody else for something that I can do and plus I'm paying for nails that's just only gonna last two weeks so if I'm going to have some nails that's gonna last two weeks I'd rather just pay 399 every two weeks to do my own nails and plus like I said these are really really strong but if you want them stronger you can buy hard as raps put them as your base coat and just go on with your days any nail technicians don't yell at me okay if I made a mistake it's okay this is just a DIY do-it-yourself because ain't nobody got time for it and I want you to stay plus-sized and stay beautiful fashion Jones bye

How to Edit A Budget Music Video - By Loraa - Using Corel Video Studio 9

**How to Edit A Budget Music Video – By Loraa – Using Corel Video Studio 9**



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This is a tutorial about editing a music video. This is a budget music video we filmed in a white studio with dancers telling a love story. There are lots of tips and …

Guide: How to Save Money at Disney World

**Guide: How to Save Money at Disney World**



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This guide offers 6 extremely helpful money-saving tips to make your Disney World vacation fun and memorable without breaking the bank. Unlike other videos that try to convince you to make a purchase, this guide is completely free of charge and offers specific tips that can help save you money.

If you like what you see, please leave me a comment and subscribe to my channel!

Additional guides in my Disney series of videos:
How to Use the Fastpass System:
Become a Fastpass Expert:
Top 10 Disney Tips:

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a Disney vacation can be the trip of a lifetime however the cost of accommodations transportation park tickets and dining can all add up quite quickly these tips are designed for you to have a magical time at Disney World while saving yourself a great deal of money tip number one avoid peak seasons if you travel to Disney during the offseason hotels will be cheaper and the parks will be much less crowded in general January September November and early December are the least busy times of year remember that Disney will always be busier and therefore more expensive during the holidays this includes March Break Easter break summer vacation Thanksgiving and Christmas tip number 2 consider staying in a non Disney hotel there are plenty of hotels not operated by Disney that are still located within the Disney grounds the ones on Hotel Plaza Boulevard are just a short walk away from Downtown Disney depending on the time of year many of these hotels can range from 100 to 200 dollars per night while the Disney resorts start at 250 dollars per night in addition many of these hotels offer complimentary shuttles to and from the theme parks which eliminates the need for a rental car and avoids parking fees tip number 3 purchase multi-day tickets the price of Disney tickets starts at $85 for a single day but as you purchase more days the price per day drop substantially for example afford a ticket works out to just over $60 per day remember though you're only saving money if you actually plan on using all the days you purchase because tickets expire 14 days after their first juice tip number 4 use the park hopper option wisely the park hopper option allows you to visit more than one park in a day and cost an additional fifty five dollars to add on to your tickets one way this could save you money is by park hopping between two or more parks each day allowing you to see all four parks in two days this would cost about two hundred and twenty three dollars while the four days standard ticket would cost two hundred and forty three dollars however if you're not intending on park hopping don't buy the option or you'll just be spending unnecessarily tip number five bring your own water and snacks the cost of food and drinks at Disney theme parks can really add up instead of buying them at the parks bring snacks along with you like grapes carrot sticks crackers or Ginola bars these will keep you full in between meals and keep you busy while in line if you also bring your own water bottle you can refill it from drinking fountains and avoid paying 250 per bottle while at the parks tip number six share large meals many of the meals sold at the parks are quite large and you may be able to split one meal between two people in Tomorrowland cosmic rays Starlight café sells a half chicken meal for just under ten dollars that's the perfect size for sharing I hope these tips will help make your Disney vacation memorable without breaking the bank be sure to check out the other videos in my Disney series and if you liked what you saw please subscribe to my channel bye for now and have a magical day

DIY Modern Piggy Bank For Cash And Coins

**DIY Modern Piggy Bank For Cash And Coins**



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Slime Sam is a very good friend. He wants to save some money and to buy his friend Sue a big L.O.L. case, because he knows how much Sue loves L.O.L. dolls! But there’s a small problem. Slime Sam isn’t very good at saving money! So, he asks his friend Sue to make him a money bank that will help him save both coins and cash.

This money bank consists of two compartments and two mechanisms. The cash compartment is operated by gear wheels (cardboard circles tied with a rubber band) and the coin compartment is a kind of a trampoline for coins. The money compartments are guarded by a secret combination lock, so nobody can get the money out except you!

1:40 Pen magic

5:49 Cash compartment test

6:44 Coin compartment test

8:56 Sue reveals Sam’s secret

Are you looking for more money bank ideas? Check out these videos:

Magical money bank

Money-eating bank

The Hulk money bank

Fun money bank

This video has English subtitles for your convenience!

Check out Slime Sam’s Community Tab and see his best pictures, funny GIFs, new episode announcements and much more!

Subscribe to Sam’s channel and give a thumbs up to motivate him to make more videos for you!

– – –
Stock materials:

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Music by Epidemic Sound:
OPENING THEME is licensed under MUSIC STANDARD LICENSE:
Title: Cuckoo
Source:
oh not with how it would be happy to but what happened huh a piggy bank for coins and cash sounds interesting let's give it a try yay now I have a chance to fulfill my plan and meanwhile you can write in the comments below what other piggy banks are buying you remember here I have found all the necessary stuff that it will be right you are Sam hmm something's missing here Sam could you please fetch me some barbecue sticks from the kitchen you can bring both you'll see would you like to see some magic sure I do bibbidi-bobbidi-boo that slime sweet tooth so we have to install bicycle spoke fragments into pen pieces just like this already done wow that looks great Tammy now we need to tape the handles yourself okay Sammy can you even imagine how many different tapes there are in the world hmm now we measure the necessary length on popsicle sticks we need two similar parts right you couldn't do it without you Sammy and here we insert our pen into this part like this actually is it Carol oh we measure a circle with the compass we will need two of those and a smaller one Sam do you want to put out the circle would you look at him then maybe you can help me stick them to each other go ahead Sam I needed this oh thanks Sammy you are 100% right when I say professionals always have everything you will have a piggy bank a car of course Sammy look Sam you have a challenge here when you tackle it sure can even do it with my eyes closed you are doing such a great job Sam a real pro hell yes that's me be careful with the cutter Sam whatever on the pro did you forget cm since you want to store cash as well are you saving for something okay okay I won't hear you have to be careful since we need to cut only the upper and middle cardboard layer a peculiar piggy bank I'm very excited to use it just a little more patience it will be soon huh that piggy bank with the windows they're so sweet and cooler than the magical line really I think that the magical piggy bank was very beautiful could you please pass me the pencil so I can fold this piece nicely yeah yeah let's pop this piece around the pencil just look how nice it is and now we stick it right here guys don't forget about safety when working with blue guns till trusty with such me what happens to me I need to bound pieces of cardboard to they'd be in the box Thank You Sammy Familia those wheels with sticks inside seriously where you'll remember it for sure that was a good wow I hope that's so for the next step I need these thingies so when you say trampoline rather than a swing I wanna jump I wanna go to I could play on those all day long now the rubber bands huh it's to wait until the glue is dried but we can always stick it once more sure but it's better when things are working the first try do you want to see how the coins will jump on our trampoline more like I really I can't wait well you asked me for an unusual one for coins and cash so nothing's weird here however I might surprise you now Sam remember when you wanted to be a spy oh sure oh why are you asking me about it now because we'll make a spy combination lock and it'll even have a code force not a hard one it's really easy to remember I already thought I would have to carry around a paper with a password see me could you please help me one more time make a snip right here I'm on it good job look what I made it would serve as the second part for our lock which letter is your favorite so a dicey bug candy you know a perfectly round awesome then we'll use it but don't tell anyone now we'll stick the back part to our piggy bank only the lock support is left and voila the piggy bank is done did you just say that the piggy bank is I sure did just kidding we can't do without the decoration don't scare me like that I craft without a decoration well you know I do I do boom now the mission is complete [Applause] come on Cindy hurry up that put my money in there so I could say there's no problem wait what's this oh what a nice lol side that's what you're saving the money Sammy's my friend happy then let's fill our piggy bank quick great start guys if you would like to see the unpacking of this lol sex and I save enough money in the comments below don't forget to put the bell button not to miss our next video thanks click the like button hi guys I think it's alright if Sam pays for the solo outside laughter good deeds should be rewarded