Tag Archives: tips

3 Tricks To Save Money With Your Credit Card!

**3 Tricks To Save Money With Your Credit Card!**



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The Best Money-Saving Beauty Tips

**The Best Money-Saving Beauty Tips**



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The Best Money-Saving Beauty Tips Boldly BuzzFeedYellow has changed its name to Boldly. It’s the same content you know and love just Bolder. Subscribe for …

A Thank You to the Debt Free, Frugal & Living With Less Community || SugarMammaTV

**A Thank You to the Debt Free, Frugal & Living With Less Community || SugarMammaTV**



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SugarMamma.TV is all about educating, inspiring and empowering everyday people to create financial harmony, freedom and independence in your life. Bite sized videos, with quick and easy to understand tips, that you can apply straight away and see the results. SugarMamma.TV is a powerful movement making money and finance more approachable, energetic and enlightening.

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hi everyone welcome back to my channel so this video is actually made for all the people who subscribe to my channel but also all the amazing people who are part of the frugal community the living with less community and the debt-free community I actually follow so many of you guys on Instagram and I want to say a big thank you thank you to all the amazing pictures stories goals setbacks funny moments that you share on Instagram you've actually had a really big impact on my own life and helping me you know subdued my desire for materialistic things for helping you realize and value you know the way that I spend money for helping me get back on track with my own financial goal now if you don't know who I am and you're new to this channel please make sure you subscribe because I'm always pumping out amazing content that helps you get back on track with your finances understand money more feel more comfortable around money and realize how powerful and capable you are of improving your franchise situation and achieving your financial goal now in the video description box below I've actually listed my top 10 favorite Instagram accounts to follow so if you're not part of these communities I highly recommend checking them out it's great I guess ingredient to add to your social media feed it helps you feel like you're not alone in your own financial stresses and sometimes it simply just makes you laugh because it's really raw it's really honest and it's incredibly authentic or what gets published in these communities now if you're part of these communities I want to say well done on the hard work that you're doing the posts I see are incredible you are really honest and you're not afraid or ashamed to share with this evalua love and admire that it is incredibly brave have I also want to remind anyone and everyone not just these communities that if you're going through a tough time or you're having to be really frugal tighten the belt say no and go without it's okay it's not forever it's just right now and there is definitely light at the end of the tunnel I can personally guarantee that just stick to what you're doing and keep going and also there is an incredible blessing to come from this you will appreciate the good times so much more because you've gone through the hard work and you can then enjoy the fruits of your hard work guilt-free knowing that you put all the hard work behind it and you deserve all of your successes and also the third thing is you are highly unlikely to make the same mistake again as I like to say you take the elevator to get into debt and the stairs to get out of debt you will not risk anyone or anything jeopardizing your finances ever again you know how hard it is to get out of debt or to rebuild savings and you will become so much more protective and so much more respectful of your factory situation and the flow of money and the way that you use money spend money and value money so there is actually a lot of blessings and beauties to come from this experience now as a thank-you to you guys I want to maybe give you a bit of an idea or solution particularly if you're new to my channel and have never sort of come across me before now I created this project called the thousand dollar project and it was something where I opened up a separate dedicated savings account and all I did was focus on coming up with by saving creating earning manifesting 1000 dollars at a time the moment I had some money that I saved but it would be one dollar or two hundred dollars immediately deposited it into this separate savings account which I nicknamed the thousand dollar project account I didn't worry about the big picture too much I just focused on this number of a thousand dollars and every time I had spent money got pot deposited it into this account the moment I had one thousand dollars I put it towards good use and for my situation I was really passionate about building up a share portfolio and creating a passive income stream so I immediately the moment I had $1,000 I bought some shares which I shared on my website sugar mama TV now over the course of 12 months I managed to save earn create manifest $32,000 and build up a share portfolio with 32,000 dollars invested providing a passive income of seventeen hundred dollars a year and that seventeen hundred dollars II just grows and grows and grows now before you say whoa okay that's nice for her I also want to tell you something I set up a thousand dollar project off the back of a really emotionally crippling and financial exhausting separation I was lift as a single mother trying to keep my head above water there was no money in my own budget to invest and there nandus three two thousand dollars came out of my savings or out of my salary and it couldn't come out of my savings oh sorry because my budget was so tight I had to keep rocking my son and I in the house and I had to keep the bills being paid and on top of everything so after I did round one of a thousand dollar project I had a little mini break and then I really missed it I really enjoyed the process so I decided to do round two of the thousand dollar project and over thirteen months I saved and invested another thirty six thousand dollars over thirteen months now that portfolio is still going and it is providing a passive income of over three thousand six hundred dollars a year but what's really cool about a thousand dollar project is and the share portfolio that I built is that three thousand six hundred dollars or more is being reinvested into the portfolio without me even having to add more money to it the portfolio is slowly growing over time now I actually wrote a book about this project it's actually become a best-seller in Australia honor the major I guess top book online bookstores and it is called obviously the thousand dollar project and in this book I share with you Somy ideas to help earn extra money and make extra money inspiring stories from people who've done the thousand dollar project from around the world and you don't have to do a thousand dollar project you can do a ten dollar project or a hundred dollar project or an eight hundred dollar project the point is that you create this money you met and then you actually put it aside and then you make it work towards your financial goals and you can use this project to get out of the debt to rebuild savings to pay for lifestyle goals such as weddings or prepare for babies or even as one person did to help pay for IVF it is amazing all the different things you can do this and this book grows with you so once you've achieved your goals you take it to the next step you raise your bar and you progress financially you may also use this book for investing I show you exactly how to do that how to prepare for retirement everything you need to know is in this book so if you're part of these communities and you're looking for ideas and solution and inspiration I highly recommend grabbing yourself a copy you can buy this on Amazon book topia the Book Depository even eBay it's amazing that where you should get your hands on this book and when you forward me a copy of your receipt of this book I personally will email you a private access video where I share with you my journey behind the thousand dollar project the challenges my fears how I overcame them my sources sources of inspiration all the things you know it so that you can read the book and then you can kick-start your own one thousand dollar project and if you are reading the book and if you are doing the thousand dollar project or any other challenges that I like to share with people that I'm doing on YouTube make sure you tag at sugar mama TV on Instagram I will not only make sure I follow you back but you will also be in the draw to potentially be announced in our weekly sugar hit where we announce our favorite Instagrammer of the week and if you have a blog where you like to share with people frugal things that you're doing or living with less things or minerals and things or things you're doing to get out of debt make sure you let me know because I will give you a shout out again in our newsletter but also when you tag me back it gives me the opportunity to bank comments on your own Instagram account to help you keep motivated to help you keep inspired to let you know that I'm watching over you and hoping that you achieve your own financial goals if you haven't already subscribed please make sure you do because I said I'm always pumping out interesting and amazing content that's going to help you improve your relationship with the money in your life alright that's it for this video have an amazing week everyone I will see you later in the week for lifestyle of ciao for now





View Time:17:10Minutes



♥ The real tips , tricks and potential scams you need to know about before booking your trip to Las Vegas. Get cheap flights, cheap food, cheap beverages AND have more cash in your pocket♥









➳ All statements in this video are from my own personal experience. I absolutely love my Vegas vacations and you should too!! This video is just a heads up about a lot of things that I have experienced and learned from. My goal is to make your trip as budget friendly and happy as possible. Don’t feel bad about saying no – it’s your money and you should never have to give your personal information to strangers. Beware of giving money to anyone who is acting as a third party for companies, hotels and nightclubs. Always go straight to the source. The hotels are INCREDIBLE at helping with any confirmations or clarifications of any potential scams you may be experiencing.

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♥ S O C I A L M E D I A ♥

F A C E B O O K ➳
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T W I T T E R ➳
P I N T E R E S T ➳

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▼ 5 M I N U T E M A K E U P:

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▼ S U M M E R L O O K B O O K S ➳ and

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▼ S I L V E R H A I R T U T O R I A L ➳

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▼ Lighting Equipment that I use ▼

(amazon store coming soon)

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Welcome to the world of Missy Chrissy. I’m a stylist, DJ and Mommy in the beautiful city of Vancouver, British Columbia, Canada. I’m Canadian.. I speak fluent French. I grew up in West Vancouver, BC. I recently wrapped up a 10 year career in health care to pursue my passion for fashion styling, music and makeup/hair full time. I’ve tried so many avenues in life, but keep coming back to this amazing world of creative arts. I can’t get enough. So here I am, doing my THANG.

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F T C Disclaimer ➳ This video is NOT sponsored. The views expressed in this video are my own opinion and in no way affiliated to any companies what-so-ever.

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so you want to go to Las Vegas stick with me and I'll give you some tips on how to make it as cheap as possible if you're going on a budget so you want to go to Las Vegas and you're on a budget you're maybe going with some friends maybe going with your significant other I want to help you plan your trip to Vegas as cheaply inexpensively and budget friendly as possible so that you have more money for shopping more money to really be comfortable and enjoy yourself on your trip Vegas is a great wonderful happy place but there is a side to it where you can really get swindled and I just want to help you guys out anyways let's get started all right so tip number one is the booking process so if you are flying from Canada I highly highly I have cat hair on my lips so if you are flying from Canada my number one tip is to fly through the United States it literally pays to cross the border into the States and find the closest airport to you through the United States because you will literally save yourself probably at least four hundred dollars just driving across the border and flying out of the closest airport possible to you I'm gonna give you an example now when we look at flights out of ybr at Vancouver Airport we see the prices at about four five hundred dollars per person and that's usually like just for flying now if we book our flights out of Bellingham in Washington State for example which is like a 20-minute drive from our house we will literally get flights from $89 per person to a hundred and fifty dollars per person tops I think 150 is the highest we've ever paid for flights that in itself you're saving a ton of cash on your flights so it really really pays if you're able to cross the border and go down to the United States to fly to Vegas you will see a significant difference in your costs now we always booked through Allegiant Air and I have to say it's not exactly the most fancy airline on planet Earth so just bring your smartphone with you and plug in your headphones and just relax they've got a good selection of drinks they have a good selection of snacks and everything like that all in all I've had a good experience with Allegiant you do have to pay for your bags so this is another part of it where you need to be a little bit careful about what you pack and if you can try and get everything into like one suitcase that would be the cheapest way to do it that's the amount of money that you're saving it really does pay for itself so another part about the booking process is to book around pool season now if you don't feel it completely necessary to be like out clubbing and like going to the pool parties and everything if you book in-between pool seasons in the wintertime it's significantly cheaper my husband and I won Christmas we literally got both of us for our flights and hotel we paid 350 for both of us to go down for like four days it was crazy so it's always worth a shot to have a look at the offseason and another thing is is to really consider going to Vegas Sunday to Thursday now that's usually when my husband and I go because we we've been 17 times and in some of those times we've gone on the weekends and it was just chaos like drunk people everywhere and like it was just crazy busy everywhere so we actually really enjoy going Sunday to Thursday because there's not so many people there the strip isn't as busy and the malls and everything are a lot more quiet so I just find people are a lot more team Sunday to Thursday okay so one thing I wanted to talk about is when you actually land at McCarran Airport in Las Vegas there is one big thing I want to talk about is the taxicabs there's gonna be a huge lineup to get into the taxis like this lineup is a lineup that I have never seen before in my whole life when you get in the cab the cab driver is gonna kind of fill you out so don't tell them even if it is your first time in Vegas don't tell them it's your first time in Vegas because you know what they're gonna do is they're gonna feel you out they're gonna see if you know where you're going or not and they're gonna take you the long way to your hotel when it's literally like a ten minute drive they're gonna take you for a 30-minute drive to your hotel it's happened to us now we just tell the cab driver as soon as we get in the cab can you please take us on the highway that way the cab driver knows they know where they're going I can't rip them off and ever since our cab rides have been like 10 to 15 maybe max $20 so just keep that in mind any taxicabs that you get into you need to be really clear about which way you want to go or else they're gonna take you on a ride literally on a ride so the next thing I want to talk about is the hotel now hotels are an entity within themselves so my first suggestion is when you show up is to go sign up for a total rewards card or an M life card depending on where you're staying that way I find personally the hotel pays better attention to you and there are special lineups in the hotels for total rewards customers for example if you are signed up with their rewards program they will treat you better they'll give you better deals and they'll give you discounts for booking next time all the mlife and total rewards links are down below here for you guys to sign up it's so important you guys you're gonna get treated a hundred times better than if you were just a regular customer so the next thing I want to talk about is when you get up to the teller at the hotel you want you ask them if they have any room upgrades and as cheap as you sound just do it trust me because we were able to upgrade for example at the Wynn we went from a standard room up to one of their really amazing Suites for pretty much an extra twenty bucks a night so it's totally worth it and if you want you can fly the little $20 bill to the person at the teller there and say hey have you got any room upgrades for me trust me it works and especially if it's your birthday or like a special occasion it's always worth a shot to ask them if there's an upgrade we went there on our honeymoon and we were at the Mirage and they upgraded us and they left us some really nice gifts on the bed when we got there so it was just really nice and it's always good to let them know kind of what's going on so that they can kind of tailor to what you need so my other suggestion when you get to the hotel to save money is ask the front desk if they can bring up a fridge yes there are mini fridges mini fridges and it's so super convenient and this is going to be the key part that leads into my next tip food I am not much of a foodie I do like to eat but I'm a vegetarian and there's a lot of restrictions on my diet it was kind of funny because once I became a vegetarian I realized how much Vegas can actually really rip you off in terms of food because I'm only really ordering like salads and stuff like that and like bread so I realized that there was a way of eating in Vegas that was a lot cheaper and easier and everything so I have to say getting that mini-fridge was a game changer for us because we figured out that we were able to save a whole ton of money with snacks and everything and you know ten dollars here ten dollars there to get a snack at Starbucks a snack here back there it can turn into like 2030 dollars just to get a snack somewhere and that's where Vegas kind of gets you is the snacks and the like little treats and in between meals kind of thing what we do is we will go to the local corner store as soon as we get to Vegas we got our mini fridge we get up to our room we get settled we go to the corner store like an ampm or something down the street or Walgreens and we will load up on snacks so that we are able to eat kind of in those weird in-between times and save money that is a huge huge money saver what's great as I can pack some fruit in my bag I can pack a yogurt and stuff like that and just eat that while we're walking down the strip now another thing about saving money I guess this could be considered food as well is with alcohol we will always go and grab like a two sticks of vodka and stick it in our mini-fridge that way you're not again stopping and buying drinks here and there and if we want to just pack a drink to go you know when we're heading out for the day we'll get like a pop bottle and just fill it with a little vodka and then that way we have a drink to kind of walk up and down the strip with and that saves a ton of money as well because you're not purchasing alcohol at all of these different stops and that again is where Vegas is going to get you is with the drinks it's like 20 bucks for a drink here one time in Caesars Palace it was thirty dollars for a vodka Diet Coke it was ridiculous so it makes me sound like a bit of an alcoholic but it's it really helps us save a ton of money when we're in Vegas we will go to the South outlets and the North outlets first before doing any shopping on the strip I will always go check out the outlets first and then save a little bit for shopping on the strip because there are some special things on the strip that you can't find anywhere else another thing is if you're getting any kind of memorabilia for your family and friends any of those you know the famous Las Vegas shirts and shot glasses and mugs and all of that honest to God we went that Christmas I just told you about we went at Christmas and I was like I'll just get a bunch of mementos for my family for Christmas the prices of those mementos on the strip were like insane and if you want to get like a Las Vegas shirt or a mug or shot glass or any kind of things like that my number one tip is to go to Fremont Street just head down to Fremont Street and I'm not even kidding you guys I found the same shirts the same mugs the same shot glasses on Fremont Street for about 1/8 of the price of what they were on the strip so if you want to get any kind of gifts or anything like that any clothing that has Las Vegas on it take the time to go down to Fremont Street it will be way way way cheaper but yeah it's just good to note that any kind of touristy kind of things on the strip are going to be significantly more expensive on the strip than in Fremont so it's worth it to just get away from the hype of the strip and go check out Fremont Street you're going to come across a whole bunch of people whether on the strip in the malls in the casinos you're gonna come across a lot of people that try to pull you aside and tell you about this great deal or can you pay for this rap CD all the way to skincare people in the kiosks at the mall pulling you aside trying to rope you into spending like two $300 on skin care products that you don't need and you're gonna have people in the casinos pulling you aside and saying hey how long are you in town for that is the number one thing you gotta listen for is how long are you in town for do not get roped into anyone trying to pull you off to the side to talk to you about anything don't you know what I do and I feel like such a jerk when I do this is I do not engage I just keep looking straight ahead and I ignore them and it's bad of a person as I feel doing that I I've been roped in so many times you know spending twenty thirty dollars here what we do is we respond to the people saying hey how long are you in town for we just say we're leaving tonight and then they go okay and then they leave us alone because what they're trying to do is rope you into things just keep looking ahead they're just trying to take your money and that's one unfortunate part of Vegas that is a real downfall is people will try and stop you on every block trying to get you to give them money and the first few times we went we totally got roped into it so don't be afraid to say no and just keep walking ahead now that brings me in to the next money-saving situation you're gonna have a lot of people stopping you in the streets to talk about clubbing this is a big big thing now you know those promoter guides the club promoter guys that stand on the strip if you haven't been there they literally stand on the strip in front of the casinos try and stop you and tell you to buy VIP tickets here free drinks here here is a scam city documentary down below linked for you to watch because these are just random people that buy bulk tickets from the club and they're just printed tickets a lot of them are meaningless and they just sell them to you for twenty or thirty dollars they take that money and they go with that ticket doesn't have anything to do with the club and they don't acknowledge it so that's happened to us a few times where we bought VIP tickets for like access and everything like that and then we show up at the door and they're like this has nothing to do with us so you know keep that in mind if there's gonna be a lot of people pulling you off to the side trying to rip you off in terms of nightclubs now what you can do is you can phone the nightclub directly the nightclubs actually have people standing there during daytime hours taking your name taking your information of how many people are coming with you don't get sucked into the people on the strip trying to make you pay them go into the hotel directly with the nightclub that you want to go to they actually have people standing outside taking your information and your money so the next thing of piggybacking on that is show tickets show tickets oh my goodness you guys again there's gonna be people on the street trying to rope you into by show tickets there's these little booths that are called like cheap ticket sales there's one at Fashion Show Mall and there's one out front of the M&M factory on the strip they're not necessarily the cheap tickets what they do is they buy wholesale tickets off the hotels and then they will sell them for ever so slightly lower price then that's the actual show would sell them to you they will charge you service fees they're gonna charge you all of these additional charges by the time you're done paying for the tickets you're paying pretty much the same price as anyone else who went up to the actual show box office and bought the tickets they're just go to the hotel directly go to the box office of the show that you want to go to and buy your ticket there and my last big tip is my Vegas now this is such a fun game I think I pretty much only have Facebook now so that I can play my Vegas blots now this just started up a couple years ago and it's a casino style kind of game where you use like fake money basically to accumulate loyalty points so what's great about my Vegas is that you can get loyalty points and actually spend them on real things in Vegas for example you can get free buffets free dinners for two you can get free nights at hotels it's really really great so if you haven't signed up for my Vegas it's really fun and you just play it a little bit every day to kind of get your points up and then you can use those oil tea points to buy things in Vegas all right guys so those were my tips for traveling to Las Vegas if you have any questions please put them down below I'm more than happy to help answer anything that you have to ask I've got all of the booking information down below that I utilize for our trips and that's it so make sure to follow me on facebook snapchat instagram twitter thank you so much for watching and hit that subscribe button if you haven't already and give this video a big thumbs up if you really found it helpful it helps me out and I hope I can help you out thank you so much for watching and we'll see you guys in my next video bye

Roof Dormer Costs - Building Design Money Saving Tips

**Roof Dormer Costs – Building Design Money Saving Tips**



View Time:2:14Minutes



Click on this link to learn more about construction architecture and home building. Watch this video to find a few different ways to cut building costs and save a few dollars, while designing a new building. I realize that some things look great and really at a lot of character to a building, but these things also increase your financial burden, especially if you’re the owner. If you’re looking for a few more tips about home design or construction, visit the few of our other websites and watch a few more of our videos.
here's another architectural design money saving tip that you should be aware of if you're building or remodeling and what we're looking at here is a roof dormer and they could be costly the building you're looking at here has about 20 of them on the roofs and it's a commercial property of course a little shopping mall and they look great I have to say that they do look nice but people are still going to come to this to the shop and they're still gonna buy stuff whether these things are on the roofs or not but you as the Builder need to realize a few things and then of course is these things can be costly I would imagine that the bare minimum you could that you could build something like this for it would be about a thousand dollars but I would imagine that's the minimum minimum probably more like between three and five thousand dollars to build one of these now like I said this thing has about 20 of them on there you're looking at between forty and sixty thousand dollars to build these things then that money can be used elsewhere or could actually go into your pockets so if you're a builder try to point this out to the designer or the architect do we really need these things on there and if you're an architect or designer make it aware to the property owner that these things are going to add a couple extra bucks to the building and so again just want to give you guys an idea when you're designing a building or planning on building a building maybe you're gonna build your own building things like these cost money and realistically if you don't need them you want to save a couple bucks get rid of them I mean let's face it people are still going to come and shop at the stores or visit your building with or without these on the roof another thing is – sometimes these things can create roof leaks which eventually are going to add to your roof repair bills in the future