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ITV This Morning: Making Money with Sarah Willingham

**ITV This Morning: Making Money with Sarah Willingham**



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Get up to date with the latest money making techniques, brought to you by financial expert Sarah Willingham on This Morning.
shanell savings week so it's probably the right time for this Tara Willingham is here now with her top three savings tips so what so let's start with those I started with the first one I thought premium bonds you know there's so many people out there that spend two or three pounds a week on the national lottery well actually why not spend that money in a year buying premium bonds they're safe and at the end of the day somebody could come and knock on your door and you could win it win a million places you can catch them in whenever you want to yes exactly then it but while they're there they keep you never know I never know it's a fun way of saving because because they are safe and yet you never know you might get really advanced and every so often she'll open up should get serb units a25 eight or 50 yes we always give God children premium bonds right blessings just the amount of money you win or the amount of people who win change depending on interest rates and things like that no it's and it's all tax-free as well when you win it so you can win up to between five pounds or a million pounds which is great another thing that another thing that we used to do piggy bank savings what we used to do at home will have a massive big glass bowl in the living room all the spare change went into it once a year is to empty it all out all over the carpet and the kids used to count it all in decide row we're going to go once a year nice way of saving doesn't have to be for the special day out could also be for the washer breaking or whatever well you said that if you if you buy a coffee every morning on your way to work and you stop doing it and put your two powers into a jar around 250 working days per year you save about 500 quid exactly cash Isis I know everybody thinks that cash eyes is boring but when we start talking about things like that this is the place to put your money five thousand three hundred forty pounds a year you can put it it is tax-free you should be looking out for around three percent then if you're taxed at source how does it I don't understand how it then saves tax-free in that account you're allowed to put three that's up to five thousand three hundred forty pounds into a cash icer every year and you don't get taxed at all on the interest okay so no matter so if you're a 40% tax earner for example you're saving 40% so more you're self-employed then that regardless your that that is everybody whether you're a 20% 20% 25% 40% tax payer you're allowed to put that amount into a cash you say you should make sure you look for one that's giving you about 3% there's loads of rubbish should be honest there are loads of rubbish ones out there under 1% it's not worth the effort frankly yeah look for the look for the around 3% okay eBay yes this is my make up a name this is the principle of to sell it before you buy my friend Sarah needs to buy some new things for her holiday so I'm gonna help her find some items in the house that she can sell so that she can afford to do it Oh whose are these so once you've got all your unwanted items you can start selling there are many online sites where you can sell your unwanted items I'm gonna use eBay we're gonna start by setting up an account so most sites gonna charge you between 5 or 10 percent commission but make sure you check out the fees before you start so once you've set up your account I'd recommend you set up a PayPal account this is the most secure way of sending and receiving money so you'll need to link your online account with your PayPal account so the first thing you'll be asked to do is put in a title and this is so important this is the bit that the buyers actually see so sell your item brand-new in box pop-up they're brand new in box so when you're filling out your form you must be really honest about the condition of your item if it's got flaws take photographs of those flaws most people want to see what they're buying a photos free to upload so use it and take a good one the secondhand items on average you can get up to about 50 percent of today's selling price if the item was new so start the bidding at 99 Pete then it's free to list after that for a valuable item make sure that you set a reserve price how big is your parcel it's a packet it's 40 grams it's going to the UK get estimate see how easy that was now all we've got to do is wait and see how much money Sarah makes and we have that amount now here's how much she made three hundred and thirty two it's not amazing in two hours well everybody freaks out when you start talking about selling stuff on the internet because they think it's so complicated I mean look you know eBay have done some research the reckon everybody has got around 450 pounds yeah so you – I bet you've got a lot more than that what I will say is that these scams you get in your junk mail that are constantly getting these hoaxes and things if you do sign up for this and then you get and it will probably be completely unrelated as someone saying your PayPal account has been compromised please give us your details on this yeah yeah yeah it'd be really really careful because it's no don't what I don't want people to think about scams when they thinking about trying to making some money from syrup from a site like eBay this is not difficult open the Wardrobe you will fly so just give it go my mum put one item on at this weekend yeah there are loads of other ways to tell as well if you are scared of the Internet yes loot magazine for example that's a that's a free newspaper local adverts still in your local post office your local supermarket car boot sales ok cool a bit standard a car boot sale stands somewhere in the middle don't stand near the loos and don't stand near the exit and take lots of change with you and check the weather basically ok I'm a space guys lots of the ways gets paid for your space you can rent a room in your house look at spare room co uk free of charge to rent free of charge to join you can rent your garden camp in my garden brilliant earn up to 25 pounds a night renting out your survey you idea of like a festival exactly rent out your drive my parking space or park at my house again if you live near an airport or sporting venue you can rent out your parking space and your front drive fantastic and rent out your home as a film set that's always a good one you never know really thanks to it sorry I'm just think about the pocket if you live near a train station I think like that every day and that's a regular income it's fantastic I feel home for film sets you do have to live in a castle you don't have to live in a castle they need very normal places exactly if you wanted to be for example a film extra exactly the same they're not necessarily looking for 6-foot tall gorgeous models they're looking for normal people all this information is on the website which is on how to make money from your opinion in the last version swell interesting everybody uses lots of brands out there these big businesses want to know what you think of them so register on loads of these sites you can get paid from 40 to 150 pounds just for telling people what you think of using your shampoo it's fantastic all the details are on the website that's brilliant very good indeed thank you and also we're gonna work we're gonna tell you how how you can get paid for your talents as well that's online so you don't have to be academic for that one no you don't cupcakes flower arranging whatever everyone's got some kind of skill get out there use it sell yourself all those details on our website Icom /this for you and we've got loads more money making tips and some special money-saving vouchers online as well and sarah's heading to the hub now for a web chat so get in touch if you want more money-saving advice still to come today berries are on the menu with phil Vickery's duck and blackberry sauce we've got joanna lumley it des O'Connor and a performance on the other and the woman who can't get fat Carol French on a condition that makes her life a nightmare will meet earth

How to Save Money + Make Money at the same time!

**How to Save Money + Make Money at the same time!**



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What if we told you how you can save money, and make money at the same time? You could make twice as much as a savings account can give you, you can take the money back at any time, and there’s no hidden fees!

What’s the secret? Fixed Deposits! You probably have your money in a savings account right now. But FDs can earn you double the money.

Your savings account is probably earning you about 4-5% in interest a year. An FD on the other hand, will earn you approximately 7- 8.5%. So, hypothetically, 1 lakh in the bank could earn you 4000 bucks in a savings account, but 8500 bucks in an FD. Quick question. Which is higher?

Not only does an FD earn you almost twice as much, if you need cash you can break your FD within a day. You might lose a bit of interest, but no other investment option gives you that kind of liquidity.

Finally, You don’t pay any additional fees. There’s no brokerage, there’s no commissions, there aren’t even any maintenance costs. Like your uncomfortable flight seats, FDs are economical.

So let’s just make a quick list: higher returns, cash flexibility and no fees.

You’ve literally just got to relax and let your money do its thing. And once you have enough money saved, you can make the most of the BankBazaar Maha March Sale on all products! We’re talking India’s FIRST finance extravaganza :
oh hello so you want to know how to save money but what if we told you a way that you can save money and make money at the same time you can make twice as much as a savings account can give you you can take the money back at any time and there's no hidden fees what is the secret it's our topic on today's edition of fix deposits you probably have your money in a savings account right now but a fixed deposit can earn you twice the money Sorelli like my broken camera empties just have an image problem maybe they don't sound like something you should have because they're not exciting maybe of parents have them but not you I mean you don't see lottery winners going like I'll invest my savings in a nice safe ft thank you you just don't see that what do you know let's talk some people and find out so I'm asking people about money tell me would you consider yourself good with money I'm good at planning how I spend I guess I don't save much but I plan how I spend like what's your plan usually my plan is dictated to me by by an app on my phone good a spending not saving like money when I'm only good with do you know how to spend it at least yep I end up spending your money on travel and food is like good it sounds like a great idea for a TV channel so no travel to office and eating in office she how does an app determine how you spend your money it gives me an an estimate of how much I spend in a week so I know how much I should how much I should is there something where you spend your money and then the next day you like mom and I should have done that yeah well that's a sale what they call a sale spend shitload of money there that happens a lot suppose you won the lottery tomorrow what is the first thing you would do with that money oh I'll go up god I don't want to make it public that I have so much money I'll be like hey cool from tax oh my god that's the first thing you think I would have blow it up I'm gonna do what wall divided I'm gonna spar eat in my house so the income tax people do not know about oh you're goddamn right for an 18 year old you have very bad role models what do you think of when I say cool ice-cool oh my god I've been asking people what cool is but let me show you what cool is how do you put your money in fixed deposits Who am I kidding fixed deposits probably put their money with Raja I'm gonna go back downstairs so do you know about fixed deposits I thought of them but it's giving all my money one time so that makes me sad you give all your money you can put however much you want but do you know how they work so you basically for a sum of money in the account and you just leave it there for like a period of time and then it matures and it becomes like a lump sum and you get it suppose you want to take money back from the fixed deposit can you do that no this is called fixed but actually if you wanted the money back you could get it back pretty soon yes how long six months yo one B one day yeah I asked for the money I fill out a piece of paper and they give me so does all of this make fix deposit sound cool too you know yes yeah it helps you make more money see fix deposits get a bad rep but they're actually pretty badass you're three reasons why number one your savings account is probably earning you four to five percent in interest in your but a fixed deposit can get you seven to eight point five percent so hypothetically one lakh in the bank will get you four thousand bucks in a savings account but eight thousand five hundred and fixed deposit quick question which is higher do the math number two not only does a fixed deposit give you almost twice as much if you need cash you can break it within it be so it's like a childhood piggy bank in a lot of ways except that it's not made of ceramic and the money multiplies so you might lose a little bit of interest if you break an FP but no other investment option gives you that kind of liquidity number three there are no additional costs there's no brokerage there are no commissions there aren't even any maintenance costs so like you're uncomfortable flight seats fixed deposits are economical so let's just make a quick list higher returns cash flexibility and no fees you literally just have to sit back and let your money to the work and once you have enough money saved you can take advantage of the bank Mazar Mohamed Salem's all products we're talking India's first financial extravaganza watch me as I do just that go on you do it ring we do so much for you we give you all these money-saving tips like today where I'm sure you've gone away with something that you've learned from this video that is going to help you a lot in the future so one cue help us out like share and comment on this video and make sure to subscribe to bangles are calm for more tips for now and forevermore

Why Dr. Phil Abruptly Ends Interview And Asks Guest To Leave Stage

**Why Dr. Phil Abruptly Ends Interview And Asks Guest To Leave Stage**



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After speaking with a 21-year-old about her relationship with a woman she’s never met, Dr. Phil says, “I think we’re just going to shut this down.” Why?

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Dr. Phil uses the power of television to tell compelling stories about real people.

The Dr. Phil show provides the most comprehensive forum on mental health issues in the history of television. For over a decade, Dr. McGraw has used the show’s platform to make psychology accessible and understandable to the general public by addressing important personal and social issues. Using his top-rated show as a teaching tool, he takes aim at the critical issues of our time, including the “silent epidemics” of bullying, drug abuse, domestic violence, depression, child abuse, suicide and various forms of severe mental illness.
you say that you truly think it's the love story of the century really I do yes I'm writing a book about it actually it's a love story of the century but you've never physically met no sir and y'all can laugh at me it's fine I will be your spectacle I will be your laughing laughing spectacle you can all have it man well you know what I think we're just going to shut this down because I'm not into all this melodrama and you playing the victim and everything so you're saying the audience is is making a spectacle out of you that's not what I'm about and that's not what I do I I had you come here to help you and you're saying people are ridiculed making fun of you you're going to be a spectacle I don't want to be any part of that I'm sorry so you know what it's this is just gone in a really bad direction I'm going to talk with Jasmine I'm going to talk with your mother and I'm just gonna let you head on home and go because I'm not going to play No this all of this melodrama about ridicule in the audience and they can laugh at you and all that I don't play those kind of games you're very manipulative and I just I'm not interested in all of that so I'm gonna let Bailey move on and when I come back I'm gonna talk to Jasmine about how to protect herself from this and we'll talk to Bailey's mom next we'll be right back well you saw we have so Christopher if you'll take Bailey off it's good to meet you and I wish you well yeah not doing this

Dragons fight over jaw-dropping multi-million pound business | Dragons' Den - BBC

**Dragons fight over jaw-dropping multi-million pound business | Dragons' Den – BBC**



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A trip across the Atlantic might be a route to investment – or a wild Dragon chase – for a pair of US-based entrepreneurs. They hope to clean up online with their new social media based business that promises to cleanse your online profile for future employers.

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Dragons’ Den | Series 16 Episode 8 | BBC

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We both traveled in from New York. So we haven't been in the UK for very long so I think we're feeling the effects of travel a little bit Hopefully we're not too rusty as we start getting a grilling from the Dragons But will the pair be returning to the Big Apple with more than just a healthy airmiles account? Hi dragons, my name is Nathan Evans and this is Patrick M Braun and our company is called brand yourself. We're seeking a 100,000 pound investment in exchange for a 1 percent equity stake in our business Dragons meet Steve Steve is an Oxbridge graduate with a first-class degree Basically, Steve is an employers dream But when employers look Steve up online, they don't find professional Steve They find gap year Steve where one moment has ruined dozens of job opportunities for him Now Steve found out the hard way how you look online today? Directly impacts your career more and more employers are analyzing everything about you before making a decision That means a single negative online search result or single inappropriate social media post or image can ruin your career That's why we created brand yourself the most comprehensive platform that helps individuals clean up protect and improve how they look online first our technology scours a web and identifies risk factors that could hurt your online reputation and then walks you through the process of finding and deleting inappropriate images Now while your initial report is free users upgrade to a 70-pound yearly subscription to get full access to all of our features Last year, our revenue was over 4 million and this year were on pace to do over 5 Dragons, thanks for your time. We'd love to take your questions Cleaning up online is the idea Patrick and brawn and Nathan Evans hoping to clean up with in the den They're offering just one percent of their business in return for a hundred thousand pounds Taz Levani is first to quiz the profile polishing pair Nathan Patrick hi It's a unique idea But I myself could go and screen myself on Facebook and delete all the pictures that I think could be offensive or prevent me from Getting a job and save myself 70 pounds. Yes, but the average person has thousands and thousands of post and Thousands and thousands of images. They don't know what they all are. I went through it myself manually it took 18 hours But it's not just the time it saves you Online screening has just become so much more pervasive Whether you're applying to school or applying for a job or applying for an immigration visa You're going to get screened and these screens are way more than just a search. They go through everything So what it does is advise you any negative things on Google. Is that what it does? So let's say You have a negative search result and it's not something you can delete because it's not your own Facebook And it's someone else trashing you it shows up in Google. For example, I think at least in the u.s We've dealt with more victims of revenge porn than any other company Sometimes those things to be directly removed other times You can need to kind of minimize the damage of this by surrounding it and burying it with more positive things now We can do that for you Guys isn't the end result of all this cleanup The actually everything is so clean. They can't really see the real person and you're not branding yourself. You've just become bland yourself Yeah, what if it just came off social media to get all together. I'll just delete Facebook Twitter Instagram No footprint on social media. So there's one thing which is not having anything negative but more and more employers are looking for positive things that reinforce their decision online so not having any social media accounts that give them any Indication is a bit of a red flag to employers at the moment The online entrepreneurs approving why their service is a necessity not a luxury Touka Suleiman now wants to focus on the cash the techie twosome are bringing in It looks like you've got a business You've turned over 4 million F is 4.4 million last year and what was the gross profit it was 2 million net profit is a loss of 450,000 and That's because you always been on tech correct. It's a blessing. It's a shoe. You'll do 5 this year. We'll do 5.2 million and Level or you still lose money. We'll Expecting to lose money again this year hilarious a best same as last year by 450. Yes Ok, so it's very apparent that you're losing money and money doesn't come from thin air At the moment you're trying to raise 1 percent Which bet is a company at 10 million? Yes This is a part of a larger raise that that we're putting together this year of about 3 million pounds, right? But you've done your homework about me. Haven't you I have I Know you don't get out of there for 1 percent. Yeah, so I'm assuming if I want to invest you'll accommodate We're here we're here to make a deal. Yeah. Ok, that's good Tuukka suleiman tests the water and discovers the duo's terms appear to be negotiable But Deborah Medan wants to establish why the pair have traveled across the pond to seek investment in the first place I'm interested. So there's an equivalent of Dragon's Den in the US Why didn't you go to them cool shots tank over there, isn't it? We did appear on Shark Tank and we got a two million dollar offer But we just couldn't negotiate so I walked away from the deal gosh Okay, but I have to say the risk of sitting in this chair is that you don't do the same thing again You know in retrospect I didn't know that there was extra value and having a shark then there was the money We need to make sure we've learned from that mistake I don't want to be seen as someone who goes on a show like this and does the same thing So what we want to do is act drastically different this time around Good Can I just take us back to the investment, how much do you guys own to the company? Yeah, so I Hesitate to put the exact percentages of everybody, you know out there on on TV Why why would it you can just search and find that out? It's not completely public employees and things like if I'm investing in you, I wonder that Yeah, you you will know this before you make an investment exactly So I'm I'm now currently before I make an investment. So I need to know what you guys own the company Me and my co-founders Oh mister just picking you the founder 10% and Nathan what do you know? It's less than 2% and have you communicated to all shareholders? That you're here, yes, and we have the consent that we can negotiate to certain types of things. Okay. I've got it Peter Jones pushes the entrepreneurs to reveal their share structure and that they've got the green light to cut a dragon friendly deal and it appears Jenny Campbell is warming to the cyberspace sprucing idea a Lot of people need to clean up their act online. It's like moving up the dirt off the carpet, really It's isn't it sort of that extent it is a useful tool Where it doesn't work for me as I don't like be in a small fish in a huge pond I like to make a difference and I just feel that with this tiny tiny sliver of Equity that that's not for me So I wish you all the best and I'm out The 1% share offering has no appeal for Jenny Campbell and she ends her interest Touka Suleiman now wanted to talk about the pair's plans for relocation Hi guys, how big enough if you want? Very easy to please what if I said to you I'll give you a thousand square feet free of charge for 12 months in the West End of London If you give me ten percent of business I Don't think it it's not gonna give you temps may be Guys I'm gonna make you an offer I'll give you all the money They'll want 4% Thank you thanks to Casilla man tables are bid and throws some rent free real estate into the mix Does serial investor Deborah Medan think the online airbrushing idea as potential I Think it's great. It's bang on You guys are smart, you know you're on it and when a business comes into the den, there's absolutely ahead of the curve. I'm interested So I am going to make your mother And I'm gonna offer you all of the money and I want 3% of the business. Okay. Thank you. Thank you Guys You've been very transparent which is really good. And I think the bellman that you've got going on is very interesting as well So I – I'm gonna make you an offer One hundred thousand pounds all of the money for three percent Cage Levani and Deborah Medan make identical offers and join the party Where the hat-trick of deals already on the table? It's now just tech tycoon Peter Jones who remains Will he want to add the online business to his portfolio? I I Really like it and it is a concern as a dad as well with kids that one photograph that one annoying thing Their behavior has affected potentially their career and That's a shame. Actually, I think what you've done is is really good. Thank you. Thanks and you've gone Shark Tank You're in the real show now. Yeah, this is where it started These are the guys that do the deals tell you yeah, so you did the right thing coming to the UK I'm actually gonna make you an offer And I'm gonna offer you all of the money For two and a half percent of the equity Thank you, thank you very much Don't think about it. Yeah. Do you mind thank you. Thank you guys. Thank you The entrepreneurs have four bids to consider Touka Suleiman is offering free floor space, but once four percent of the company do you think? Oh shit Debora Medan antes Levani both won 3% to her pants and Peter Jones has sharpened his claws and undercut them all with his turned a half percent demand They regretted their decision to reject a deal stateside are They now ready to accept any of the offers on the UK table So firstly thank you very much for hearing us out and thank you for the offers Petey gave us the most generous offer. So I'd like to put a counter forward to yourself Would you be prepared? to Provide us with the 100,000 but in exchange for 2% of the business Is that offer open to other dragons or is it just to Peter At this stage its it's an open offer If it was open to other dragons I wouldn't accept it. Okay, so I'm gonna ask you what would you like to do? If you accepted the offer I think we'd be ready to accept that right absolutely Okay, I Would accept two percent but the most important thing for me is on the next fundraise I'm not diluting I'm prepared to accept that deal. Yeah Thank you very much thank you fantastic. Thank you. I'm gutted and delighted at the same time Peter Jones accept the counteroffer and shakes hands on a deal The entrepreneurs exit the den with the hundred thousand pounds they were seeking and detect tour de force on their board That's a great business. Mr. Jowell. Well, I don't want to say Big that's tough. They have very good poker faces the best being Peter Jones I actually felt quite bad closing everybody out you out then. Well, you should because that was quite rude actually the pair head off the new york with a possible celebratory stop or You might we might go to the pub and have a drink but uh, it's inconclusive You

Grupo 360 - Seguimos Laborando [Official Video]

**Grupo 360 – Seguimos Laborando [Official Video]**



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