Tag Archives: Savings

Savings vs Investment - Why is investing better than saving? | IndianMoney.com

**Savings vs Investment – Why is investing better than saving? | IndianMoney.com**



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Why is investing better than saving?

Savings vs Investment

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Disclaimer: IndianMoney.com(Suvision Holdings Pvt Ltd) and the speaker in the video is not responsible for the outcome of the above mentioned suggestions in the video. The above video is only for educational purpose. Please consult experts before taking any decisions.
hi everybody welcome back to Indian money.com this is San Aram normally because I do videos related to finance my friends around me asked me this question saving is fine so now but why do I invest like tell me a good reason why I should invest so one day I decided I'm going to give them a good example and that did work so I'm going to tell you the same example let us assume we all love cricket so let us speak about that now so cricket match is going on and then it's a 50 overs match and we have the sixth batsmen coming in on the fifth over itself so now we have two things to consider one the batsman should not lose the wicket and the second thing has to score good runs he might play a defensive cricket like he might make sure okay I'm not going to lose my beak and I'm gonna stand here just block it and you know plate in a good manner but then if he doesn't take a risk to hit the ball to the boundaries or at least run for few runs will the team get a good score that is my question yeah so you all know the answer but of course they will not so there is a big possibility of losing if they have a little bit of a score or a low score I would say okay on the other hand if we see savings is something which is easily done by us but then if we also play in the defensive manner we are not gonna get anything from it it is going to be their Idol sitting in our locker or maybe in our wallet or wherever it is we won't spend it because we know it is a savings but if you ask me is it going to give you anything I'll say nothing so when this batsman tries to take a minimal risk or the right risk at the right time judging the ball then he might end up hitting a 6 or a 4 or at least he will get some time to change the place and score few runs so this is how it works in savings and investments you take the minimal risk in right place at the right time after understanding everything then your investment using the savings which have made will of course give you returns and speaking about the risk if this batch man thinks I can hit six in every ball and keeps on taking risk trust me ball will end up in someone's hand or he will be swinging the bat for the sample be gone so it will be a big big loss for the team and of course for him because he has not scored well so when you do investments without realizing the risk which is involved in it or not understanding the whole process then you will put your family in pain of course yourself and pain as well so savings is necessary but the right investment and the right time is very very important for long-term goals so this is why I keep telling everyone that savings is the start but investment and returns should be your endpoint so this is what I told my friends and they said yes you're right so let me figure out some good plans how to invest my savings which I have so if you guys have good amount of savings don't keep it in your locker don't see it sleeping there because when you invest it somewhere even when you're sleeping your money is earning so my video ends here you guys if you have any queries related to this video like how to invest and way to invest or anything related to finance just give us a missed call zero double to six one eight one six triple one our money doctors will be giving you a call back let them know about your queries and they will assist you with the same and as we all know August 31st is the last date for us to find IT writtens so you can just do one thing visit our Indian mary.com website there is an icon and you can do this for free press that you will be redirected to a page we should be asking you for the basic informations if you get stuck in between they are always there to help you so this is San Aram signing off new ice take care and bye bye

how to save money fast on a low income

**how to save money fast on a low income**



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professorsavings.com ( a simple way to learn finance on youtube.

Low Income Budget — A guide

It can be hard living for a family to live on a limited amount of income. While life may throw some hardships to make life move ahead, there are ways to be able to pay the expenses and get the necessities required for living. Here are some tips to learn how to live on a low income budget, and still enjoy a comfortable life.

οƒ˜ Life insurance is not only for the wealthy! On the contrary, a person with low-income need should also buy a policy just as a well-off person. There is no reason to postpone purchasing a policy even if one is on a low budget. The benefits of some low premium insurance policies offer a decent coverage and financial protection for the family. Term life insurance policy is a simple policy for tight budget persons.

οƒ˜ Household budget is a good practice for a low income family because a budget helps to give a financial picture of how the family is doing even when your financial picture looks the darkest. The income and the expenses need to be balanced. If the expenses are more than the income, expenditure has to be cut.

οƒ˜ The needs and wants of the family have to be distinguished. There are some obvious items are cell phones, housing, electricity, water, telephone, TV, groceries, education and other household expenditure. Entertainment should be a part of living, but decision should be made by enjoying at the minimal cost and by using discounts or free passes.

οƒ˜ In case, after reducing all expenses still the budget runs above income some steps need to be raise income. Working from home or taking up a part time work can be helpful to a certain extent.

οƒ˜ Cut back on the amount of energy you use in your home. Use energy efficient light bulbs, and always turn off lights after leaving a room.

οƒ˜ Shop at second hand stores for any clothing that your family may need and buy only what is required.

οƒ˜ Collect some money in a fun jar by putting in the small change… This money can be used to treat for dessert, dinner, a movie, or something that the family would like to have. While income may be low, you can still enjoy something fun and entertaining along with the life’s hardships.

Tips for low income budget

Distinguish between needs and wants.
Save a small amount regularly
Prepare and follow the budget Thanks for watching. Please help us grow.

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Hi! Blair with Professor Savings here, with tips
on living with a low income budget. It can be hard living for a family to live
on a limited income. But, there are ways to pay the expenses and
have all the necessities required for living. Here are some tips to learn how to live on
a low income budget: β€’ Distinguish between needs and wants. β€’ Save a small amount regularly. β€’ Prepare and follow the budget. Read more tips on living with a low income
budget in the article below. And, be sure to subscribe to our channel for
more of the financial tips you need.

How to save money online: Book flights and trains at the cheapest times

**How to save money online: Book flights and trains at the cheapest times**



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Find out how to save money online with voucher codes:

Learn how to save money on train and flight tickets by getting your timing right. The cheapest time to book train tickets is 12 weeks in advance and with flights it’s five weeks before departure. You can also save money on travel by setting up email alerts to get advance notice of the best deals. Or by downloading an app for your desktop or mobile that will notify you when prices drop.

For even more ways to save, watch our money-saving tips below.

Find out how to save money at online outlets:

Find out how to save money online by setting up price drop email alerts:
whenever you're booking a train or flight ticket it pays to get your timing right. The cheapest time to book a flight ticket is often 5 weeks before and with a train ticket it's twelve weeks. You can even set up reminders, so you don't miss the cheapest seats. make sure you're better off online.

How to Read Coupons

**How to Read Coupons**



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This video shows how complicated reading coupons can be and all the different parts on a coupon that are important and should be checked before using a coupon.
Always know what each coupon is for and how and when they can be used. This video helps explain all that.
hi this is Pat at Canadian savings group and this is our YouTube channel today we're going to talk about how to read coupons I'm going to show you everything you need to know about how to read a coupon and understand them it seems easy to read coupons but there are a lot of complicated areas on coupons to understand the amount of the coupon the product the coupon covers the expiry date whether it's Canadian or not in a printed coupon has to have a unique pin number this video will explain everything you need to know so that you can read coupons and understand them the next picture I'm going to show you indicates the the main details the amount the product baby dove $2 off on any baby dub product that's any baby depth product so you have to read every single line on a coupon to understand it they're extremely important and can be quite complicated at times for example limit one coupon per purchase means absolutely one coupon per product that you purchase so if you're going to buy one tube of crest you need one coupon for that if you're purchasing 6 toothbrushes you need 6 coupons so one coupon per product per purchase using more than one coupon on a product is stacking and that's not allowed in Canada unless you're shopping at London Drugs as you can see on these coupons here it says limit one coupon per purchase that's one coupon not two not three just one so 6 products 6 coupons and you can go through checkout like that I've given you lots of examples here of what it looks like on a coupon limit one coupon per purchase with conditions you can you can't you can never use two coupons per purchase because that's stacking and there's only a lot of London drugs but this coupon shows which products exactly this coupon can be used for now there's another condition limit one coupon per customer when you have a coupon this is limit one coupon per customer it means you can only purchase one product during your transaction you can only check out with one product in one coupons limit one coupon per person per customer it's the same thing one coupon per store visit if you go to the store and come back in you're now a new customer you can purchase it again but you can only check out once with that product and that coupon you can't buy five or six or seven of them always read your coupons very carefully and they also sometimes say you cannot use it with other coupons so you can't stack them with other coupons you can't use them in conjunction with other coupons you have to be very careful with the wording on coupons on the next coupon shows what products coupon is good on for clover leaf specifically those products in the details on the back of the coupon the expiry date is also extremely important you can't use a coupon beyond its expiry date and all coupons have an expiry date there are very few that having no expiry date and any D you have any that are expired toss them out they're no good always check your coupons before you go to the store too if you're printing coupons most of them will have a UPC or pin number on them some will also have an offer number here's an example of the same coupon they all have the same offer number but they each have a unique pin number you also have to check that the remit to address is a Canadian address it might be Nova Scotian New Brunswick Scarborough but it has to be in Canada it can't be a u.s. address or that's a u.s. coupon if you've ever wondered what kind of fine coupon fraud carries its laid out specifically on most coupons and it tells you it's very strict and there have been people charged for coupon fraud be careful don't use your coupons inappropriately do the right thing subscribe to our youtube channel follow website and learn to coupon properly thank you for watching