Use This Website to Pay Less For Your Meds
cold and flu season is here it is bad enough to feel sick but having to pay a steep prescription costs on top of that can of course make you feel even worse here to talk about a cheaper way to get the medicine that you need as medical expert dr. Holly Phillips good morning how are you today good morning thank you so much for having me I'm good well everybody's interested in saving money especially when it comes to prescription drugs because they can be so expensive so first and foremost how can we save money when it comes to prescription medicine right well many of us don't think about it but different pharmacies actually charge completely different prices for the same medications so RetailMeNot rx saver is both a website and an app that can help it lets you choose your pharmacy based on price transparency as well as convenience all you do is you go over to rx saver calm or the app and you enter the medication you've been prescribed with your zip code then the website shows you pharmacies in your area that sell your medication and most importantly the prices so then you choose a pharmacy based on that list of low prices and you get a coupon which you show to your pharmacist right when you go to pick up your medicine it's really simple patients can save up to $1,000 a year on their prescriptions this way and it's really perfect for people who have no insurance coverage which is a lot of people or one of those plans with a high deductible it can really help everybody and when it comes to over-the-counter medicine how can we save right well over-the-counter medicine very first rule of thumb try to do generics when you can for the most part they have the exact same active ingredients as brand-name medicines but they cost much less also check the ingredients of any multi-symptom cold medication you're taking to make sure that you're not doubling up on the same things so for example if you've already taken acetaminophen for your fever be careful not to take a multi symptom medicine that also contains acetaminophen both for your health and for your wallet and if we want to try home remedies first what would you suggest sure well I you know home remedies are really the basis of treating the common cold because unfortunately there's no magic cure yet but I tell my patients staying hydrated is the most critical thing focus on hot liquids like tea with honey or water with lemon that heat soothes inflammation in your nose and your sinuses my personal favorite sore throat remedy is really simple just a gargle of 1/2 teaspoon of salt in 8 ounces of water and now the benefits of chicken soup are backed up by science there's a lot of great research out there so all of our grandmother's can celebrate and say I told you so absolutely and I think we like to eat it anyway which is great so go ahead and mention the the app egg once again and where people can go sure the website is our x-saber com the app is called the exact same thing there's no fee to use it and it's really simple to use easy one-stop absolutely thank you so much doctor thanks for having me
It can’t help being noticed how many times Romney mentions that Obama is cutting MediCare by $716 billion and how he repeatedly makes it clear that any current or near retiree will not be affected by his own plan – a sign that he will be relying on the vote of the older population and does not want to scare them. Obama’s cut to MediCare is being used to support ObamaCare. Obama wants to address the issue in more detail but is told to hold off until later.
2012 Presidential Debate #1
Oct 3, 2012
our seniors depend on these programs and I know anytime we talk about entitlements people become concerned that something's going to happen that's gonna change their life for the worse and the answer is neither the president nor I are proposing any changes for any current retirees or near retirees either to Social Security or Medicare so if you're 60 or around 60 or older you don't need to listen any further but for younger people we need to talk about what changes are gonna be occurring oh I just thought about one and that is in fact I was wrong when I said the president isn't proposing any changes for current retirees in fact he is on Medicare and Social Security is not but on Medicare for current retirees he's cutting 716 billion dollars from the program now he says by not overpaying hospitals and providers actually just going to them and saying we're gonna reduce the rates you get paid across the board everybody's going to get a lower rate that's not just going after places where there's abuse that saying we're cutting the rates some 15% of hospitals and nursing homes say they won't take anymore Medicare patients under that scenario we also have 50% of doctors who say they won't take more Medicare patients this we have 4 million people on Medicare Advantage that will lose Medicare Advantage because of those 716 billion dollars in cuts I can't understand how you can cut Medicare 716 billion dollars for current recipients of Medicare now you point out what we're putting some back ready to give a better prescription program that's one of that's one dollar for every 15 you've cut there they're smart enough to know that's not a good trade I want to take that 716 billion dollars you've cut and put it back into Medicare by the way we can include a prescription program if we need to improve it but the idea of cutting 716 billion dollars from Medicare to be able to balance the additional cost of Obama care is in my opinion a mistake and with regards to young people coming along I've got proposals to make sure Medicare and Social Security are there for them without any question first of all I think it's important for Governor Romney to present this plan that he says will only affect folks in the future and the essence of the plan as they you would turn Medicare into a voucher program it's called premium support but it's understood to be a voucher program his running-mate and you don't support that I don't and let me explain why again that's for future I understand but right not for current retirees so if you're if you're 54 or 55 you might want to listen because this this will affect you the idea which was originally presented by congressman Ryan you're running me is that we would give a voucher to seniors and they could go out in the private marketplace and buy their own health insurance the problem is that because the voucher wouldn't necessarily keep up with health care inflation it was estimated that this would cost the average senior about $6,000 a year now in fairness what Governor Romney has now said is he'll maintain traditional Medicare alongside it but there's still a problem because what happens is those insurance companies are pretty clever at figuring out who are the younger and healthier seniors they recruit them leaving the older sicker seniors in Medicare and every health care economist who looks at it says over time what'll happen is the traditional Medicare system will collapse and then what you've got is folks like my grandmother at the mercy of the private insurance system precisely at the time when they are most in need of decent health care so I don't think vouchers are the right way to go and this is not my only my opinion AARP thinks that the savings that we obtained from Medicare bolstered the system lengthened the Medicare trust fund by eight years benefits were not affected at all and ironically if you repeal Obamacare and I have become fond of this term Obamacare if you repeal it what happens is those seniors right away are going to be paying $600 more in prescription care they're now gonna have to be paying co-pays for basic checkups that can keep them healthier and the primary beneficiary of that repeal are insurance companies that are estimated to gain millions of dollars back when they aren't making seniors any healthier and I don't think that's the right approach when it comes to making sure that Medicare is stronger over the long term we'll talk about specifically about health care a moment but what do you support the voucher system governor what I support is no change for current retirees and near-retirees to Medicare and the president supports taking 716 billion dollars out of that program so that's that's number one number two is for people coming along that are young what I do to make sure that we can keep Medicare in place for them is to allow them to either to choose the current Medicare program or a private plan their choice they get to – and they'll have at least two plans that will be entirely at no cost to them so they don't to pay additional money no additional $6,000 that's not going to happen they'll have at least two plans and by the way if the government can be as efficient as the private sector and offer premiums that are as low as a private sector people will be happy to get traditional Medicare or they'll be able to get a private plan I know my own view is I'd rather have a private plan I just as soon not have the government telling me what kind of health care I get it rather be able to have an insurance company if I don't like them I can get rid of them and find a different insurance company but people make their own choice the other thing we have to do to save Medicare we have to have the benefits high for those that are low income but for higher income people we're going to have to lower some of the benefits we have to make sure this program is there for the long term that's the plan that I put forward by the way the idea came not even from Paul Ryan or or senator Wyden who's a co-author of the bill with with Paul Ryan in the Senate but also it came from bill kunsan's Bill Clinton's chief of staff this is an idea that's been around a long time which is saying hey let's see if we can't get competition into the Medicare world so that people can get the choice of different plans at lower costs better quality I believe in a competition if I can just respond very quickly first of all every study has shown that Medicare has lower administrative costs than private insurance does which is why seniors are generally pretty happy with it and private insurers have to make a profit nothing wrong with that then that's what they do and so you've got higher administrative costs plus profit on top of that and if you are going to save any money through what Governor Romney is proposing what has to happen is is that the money has to come from somewhere and when you move to a voucher system you are putting seniors at the mercy of those insurance companies and over time if traditional Medicare has decayed or fallen apart then they're stuck and this is the reason why AARP has said that your plan would weaken Medicare substantially and that's why they were supportive of the approach that we took that one last point I want to make we do have to lower the cost of health care not just in Medicare and talk about that but but but overall oh okay and so that's that's a big topic let's get back to Medicare the president said that the government can provide the service at lower cost and without a profit all right if that's the case then it will always be the best product that people can purchase but my experience my experience is the private sector typically is able to provide a better product at a lower cost
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