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ITV This Morning: Making Money with Sarah Willingham

**ITV This Morning: Making Money with Sarah Willingham**



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Get up to date with the latest money making techniques, brought to you by financial expert Sarah Willingham on This Morning.
shanell savings week so it's probably the right time for this Tara Willingham is here now with her top three savings tips so what so let's start with those I started with the first one I thought premium bonds you know there's so many people out there that spend two or three pounds a week on the national lottery well actually why not spend that money in a year buying premium bonds they're safe and at the end of the day somebody could come and knock on your door and you could win it win a million places you can catch them in whenever you want to yes exactly then it but while they're there they keep you never know I never know it's a fun way of saving because because they are safe and yet you never know you might get really advanced and every so often she'll open up should get serb units a25 eight or 50 yes we always give God children premium bonds right blessings just the amount of money you win or the amount of people who win change depending on interest rates and things like that no it's and it's all tax-free as well when you win it so you can win up to between five pounds or a million pounds which is great another thing that another thing that we used to do piggy bank savings what we used to do at home will have a massive big glass bowl in the living room all the spare change went into it once a year is to empty it all out all over the carpet and the kids used to count it all in decide row we're going to go once a year nice way of saving doesn't have to be for the special day out could also be for the washer breaking or whatever well you said that if you if you buy a coffee every morning on your way to work and you stop doing it and put your two powers into a jar around 250 working days per year you save about 500 quid exactly cash Isis I know everybody thinks that cash eyes is boring but when we start talking about things like that this is the place to put your money five thousand three hundred forty pounds a year you can put it it is tax-free you should be looking out for around three percent then if you're taxed at source how does it I don't understand how it then saves tax-free in that account you're allowed to put three that's up to five thousand three hundred forty pounds into a cash icer every year and you don't get taxed at all on the interest okay so no matter so if you're a 40% tax earner for example you're saving 40% so more you're self-employed then that regardless your that that is everybody whether you're a 20% 20% 25% 40% tax payer you're allowed to put that amount into a cash you say you should make sure you look for one that's giving you about 3% there's loads of rubbish should be honest there are loads of rubbish ones out there under 1% it's not worth the effort frankly yeah look for the look for the around 3% okay eBay yes this is my make up a name this is the principle of to sell it before you buy my friend Sarah needs to buy some new things for her holiday so I'm gonna help her find some items in the house that she can sell so that she can afford to do it Oh whose are these so once you've got all your unwanted items you can start selling there are many online sites where you can sell your unwanted items I'm gonna use eBay we're gonna start by setting up an account so most sites gonna charge you between 5 or 10 percent commission but make sure you check out the fees before you start so once you've set up your account I'd recommend you set up a PayPal account this is the most secure way of sending and receiving money so you'll need to link your online account with your PayPal account so the first thing you'll be asked to do is put in a title and this is so important this is the bit that the buyers actually see so sell your item brand-new in box pop-up they're brand new in box so when you're filling out your form you must be really honest about the condition of your item if it's got flaws take photographs of those flaws most people want to see what they're buying a photos free to upload so use it and take a good one the secondhand items on average you can get up to about 50 percent of today's selling price if the item was new so start the bidding at 99 Pete then it's free to list after that for a valuable item make sure that you set a reserve price how big is your parcel it's a packet it's 40 grams it's going to the UK get estimate see how easy that was now all we've got to do is wait and see how much money Sarah makes and we have that amount now here's how much she made three hundred and thirty two it's not amazing in two hours well everybody freaks out when you start talking about selling stuff on the internet because they think it's so complicated I mean look you know eBay have done some research the reckon everybody has got around 450 pounds yeah so you – I bet you've got a lot more than that what I will say is that these scams you get in your junk mail that are constantly getting these hoaxes and things if you do sign up for this and then you get and it will probably be completely unrelated as someone saying your PayPal account has been compromised please give us your details on this yeah yeah yeah it'd be really really careful because it's no don't what I don't want people to think about scams when they thinking about trying to making some money from syrup from a site like eBay this is not difficult open the Wardrobe you will fly so just give it go my mum put one item on at this weekend yeah there are loads of other ways to tell as well if you are scared of the Internet yes loot magazine for example that's a that's a free newspaper local adverts still in your local post office your local supermarket car boot sales ok cool a bit standard a car boot sale stands somewhere in the middle don't stand near the loos and don't stand near the exit and take lots of change with you and check the weather basically ok I'm a space guys lots of the ways gets paid for your space you can rent a room in your house look at spare room co uk free of charge to rent free of charge to join you can rent your garden camp in my garden brilliant earn up to 25 pounds a night renting out your survey you idea of like a festival exactly rent out your drive my parking space or park at my house again if you live near an airport or sporting venue you can rent out your parking space and your front drive fantastic and rent out your home as a film set that's always a good one you never know really thanks to it sorry I'm just think about the pocket if you live near a train station I think like that every day and that's a regular income it's fantastic I feel home for film sets you do have to live in a castle you don't have to live in a castle they need very normal places exactly if you wanted to be for example a film extra exactly the same they're not necessarily looking for 6-foot tall gorgeous models they're looking for normal people all this information is on the website which is on how to make money from your opinion in the last version swell interesting everybody uses lots of brands out there these big businesses want to know what you think of them so register on loads of these sites you can get paid from 40 to 150 pounds just for telling people what you think of using your shampoo it's fantastic all the details are on the website that's brilliant very good indeed thank you and also we're gonna work we're gonna tell you how how you can get paid for your talents as well that's online so you don't have to be academic for that one no you don't cupcakes flower arranging whatever everyone's got some kind of skill get out there use it sell yourself all those details on our website Icom /this for you and we've got loads more money making tips and some special money-saving vouchers online as well and sarah's heading to the hub now for a web chat so get in touch if you want more money-saving advice still to come today berries are on the menu with phil Vickery's duck and blackberry sauce we've got joanna lumley it des O'Connor and a performance on the other and the woman who can't get fat Carol French on a condition that makes her life a nightmare will meet earth

Money Saving Tips| Monthly Budget Planning| How to Save Money in Monthly Budget? Monthly budget Tips

**Money Saving Tips| Monthly Budget Planning| How to Save Money in Monthly Budget? Monthly budget Tips**



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#moneysavingtips #monthlybudget #monthlybudgetplanning #howtosavemoney #monthlybudgettips
Money Saving Tips| Monthly Budget Planning| How to Save Money in Monthly Budget? Monthly budget Tips

In this video i have shown the monthly budget planning along with the tips to save money by monthly budget planning.

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how to save money fast on a low income

**how to save money fast on a low income**



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professorsavings.com ( a simple way to learn finance on youtube.

Low Income Budget — A guide

It can be hard living for a family to live on a limited amount of income. While life may throw some hardships to make life move ahead, there are ways to be able to pay the expenses and get the necessities required for living. Here are some tips to learn how to live on a low income budget, and still enjoy a comfortable life.

 Life insurance is not only for the wealthy! On the contrary, a person with low-income need should also buy a policy just as a well-off person. There is no reason to postpone purchasing a policy even if one is on a low budget. The benefits of some low premium insurance policies offer a decent coverage and financial protection for the family. Term life insurance policy is a simple policy for tight budget persons.

 Household budget is a good practice for a low income family because a budget helps to give a financial picture of how the family is doing even when your financial picture looks the darkest. The income and the expenses need to be balanced. If the expenses are more than the income, expenditure has to be cut.

 The needs and wants of the family have to be distinguished. There are some obvious items are cell phones, housing, electricity, water, telephone, TV, groceries, education and other household expenditure. Entertainment should be a part of living, but decision should be made by enjoying at the minimal cost and by using discounts or free passes.

 In case, after reducing all expenses still the budget runs above income some steps need to be raise income. Working from home or taking up a part time work can be helpful to a certain extent.

 Cut back on the amount of energy you use in your home. Use energy efficient light bulbs, and always turn off lights after leaving a room.

 Shop at second hand stores for any clothing that your family may need and buy only what is required.

 Collect some money in a fun jar by putting in the small change… This money can be used to treat for dessert, dinner, a movie, or something that the family would like to have. While income may be low, you can still enjoy something fun and entertaining along with the life’s hardships.

Tips for low income budget

Distinguish between needs and wants.
Save a small amount regularly
Prepare and follow the budget Thanks for watching. Please help us grow.

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Hi! Blair with Professor Savings here, with tips
on living with a low income budget. It can be hard living for a family to live
on a limited income. But, there are ways to pay the expenses and
have all the necessities required for living. Here are some tips to learn how to live on
a low income budget: • Distinguish between needs and wants. • Save a small amount regularly. • Prepare and follow the budget. Read more tips on living with a low income
budget in the article below. And, be sure to subscribe to our channel for
more of the financial tips you need.

Money Saving Tips and Cardmaking Hacks

**Money Saving Tips and Cardmaking Hacks**



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Scotch Foam Tape:
SSS:
Amazon:

Xfasten Foam Tape:
Amazon:

Lawn Fawn Stamp Shammy:
scrapbook.com:
Amazon:

The Absorber Shammy:
Amazon:

Tombow Mono Multi Glue:
SSS:
Amazon:

Scan N Cut 2:
Amazon:

Scan N Cut Cutting Mat:
Amazon:

Zig Two Way Glue:
scrapbook.com:
Amazon:

Ranger Craft Mat:
scrapbook.com:
Amazon:

Baking Sheet Alternative:
Amazon:

Sand Eraser:
Amazon:

Adhesive Eraser:
Amazon:

White Gel Pen:
SSS:
Amazon:

Some of the above links are affiliate links, which means I receive a small percentage of the sale at no cost to you. Thank you for your support and love!
hey guys this Courtney I'm here with a pretty quick video today just sharing some of my money saving tips in the craft room some alternatives that you can use or use maybe some of the supplies that you have for multiple things so we're gonna start off with the foam tape now I've always always always used the Scotch foam tape which I still love but I have recently discovered this foam tape I believe it's pronounced X hacen and I have found it on Amazon than I actually found it as a recommendation through post on stamp junkies on Facebook so it is significantly cheaper than the Scotch foam tape but it is also very sticky so you'll see that I have two pairs of scissors that I constantly bring out one is for my regular cutting and one is specifically for foam tape because after a while you will get a little bit of a residue it is slightly thinner as far as the width goes but otherwise it's pretty comparable to the Scotch foam tape except for the price so over on Amazon the Scotch foam tape is $32.99 for 36 yards and for the X fastened foam tape it is $11 and 19 cents for the same amount so it's like a third of the price so next we're gonna move on to a sham it here is my dirty chamois and it's not even wet it's pretty dried out right now but instead of using the stamp shammies that lawn fawn and Gina Kay have although they're wonderful I have discovered these over on Amazon as well they are actually for your car they come in a roll and you can see that I'm just about out but I typically just cut it where it's folded so I normally get eight of them or eight of the size that I cut them down to out of each one of these rolls they are a little bit damp while they're in the packaging so I always keep the top on them but they're not soaking wet but they're really super easy to cut so like I said you will get eight of them provided that you cut them in equal sizes like I do and they are again significantly cheaper than the stamp shammy itself so the stamp shammy over on Simon Says Stamp for the lawn fawn one is dollars and 99 cents for one for these shammies you will get a total of eight and it's nine dollars in six cents on Amazon big difference next we're going to move on to a craft mat this looks very much like a ranger craft mat the traditional craft mat that if any of you have been crafting for more than a couple of years you will recognize this so this is not actually a Ranger craft mat although it looks exactly the same it's actually a baking sheet that comes in a five pack over on Amazon rolls up nicely for storage works identically to the craft mat itself very easy to clean perfect for watercolor techniques and ink techniques and like I said very easy to clean differences once again the price so the Ranger craft mat ranges from anywhere from fourteen to eighteen dollars while this mat you get five in a pack and it's eight dollars and 69 cents for five of them on Amazon so next we're going to move on to just a little bit of a hack so you can see that I have a self-healing cutting mat here that I have cut down and I just use a regular box cutter for this I'm sure there's probably a different kind of tool that you should use but that's all I got so I cut it to the same size as the cutting mat for around Gemini and this will work for any die-cutting machine I just want to pay attention to the thickness so if it's not quite as thick as your cutting mat you may have to add a shim which I do for my Gemini so I'm going to use this as my base plate I'm gonna die cut everything the same exact way but you can see that I am using this metal shim that I don't typically use but I used for this just because the cutting mat is a little bit thinner than the cutting mat for the Gemini but you can see I get perfect results it is a self-healing mat so doesn't matter how many times you cut it it's going to self heal so whatever cutting mat you have once they get dirty or stained or whatever and you don't want to use them anymore cut them down and use them for your die-cutting machine so here is my tombow mono multi glue if you have ever watched any of my videos you'll see that this is my favorite he said for everything it is cheap I could use it for multiple things not only is it my regular adhesive for you know gluing my panels to my card base but it's also repositionable so I'm gonna use this on my little mat here that I have created for my Misti I just printed this off from the internet on a piece of cardstock going to score it a little bit of this tombow mono multi glue and smear it around with my finger let it dry for just a couple of minutes and it becomes repositionable so I'm going to lay my card panel down there line my little stamp up and stamp this and normally the stamp would kind of move around your paper a little bit if you had to stamp this more than once but you can see once I lift up the Misti lid it stays perfectly in place because of that repositionable adhesive underneath it and I can use this over and over so the tombow mono multi glue super cheap and it can be used for just about everything it's permanent and it's repositionable four dollars and 69 cents on Simon Says Stamp and $5.99 on Amazon so next we're going to talk about the scan and cut I have the skin and cut too because they don't feel like it's necessary to get the latest and greatest of everything that's out there I use mine just to scan and cut in replacement of die cuts die cuts are very expensive and sometimes you like your coordinating dies with your stamp sets but we can't always afford them so although this machine is very expensive it pays for itself in the long run the mats however are also very expensive and really not all that sticky so here I'm using my mat here and typically I would clean this off with just a sponge and some water to get all of the cat hair that's still stuck on there and any residue that I have from paper but I didn't do that this time I just need to add a little bit of stick so I'm using this 2-way glue by zig and you can see that it comes out blue it's kind of like one of those paint pens where you have to dab it onto a scratch piece of paper so that the glue starts coming out you can see that I shook it don't shake it you don't need to shake it or else you're gonna splatter it all over like I did but once it dries it will become clear so you will know when it's dry when it's no longer blue and it be repositionable it's perfect for the skin and cut mats it also works well for the cricket mats I don't know about the other mats because I don't have any other machines from that other than those two but they work great for both and it'll save you a ton of money on your mats so let's talk about price of all three of these things obviously the machine is the most expensive the latest and greatest scan and cut is like four hundred dollars but the scanning cut to is 200 $89.95 on Amazon the mats are 13 dollars apiece however the zig to a glue is six dollars and 48 cents and I you could probably Rhys tick your mat about 20 times so definitely worth it here I just wanted to talk about my three main tools that I need in my craft room that are very inexpensive first is the white gel pen not only is this great for adding details to your coloring and to your images but it's great for fixing mistakes so this will save you time and save your cards you can just kind of go over any smudges with your white gel pen and fix them right up same thing with the sand eraser this will take off any ink smudges if you have a fingerprint or something like that this will take that right up same thing or almost the same thing for the adhesive eraser which will if any of your glue kind of seeps out the side of your die cuts or the side of your panels let it dry rub that up with the adhesive eraser it may take a few times but you'll get that stickiness tonette residue off of your projects so these are three very inexpensive tools that will save your cards the sand eraser all of these prices are on Amazon sand erasers two dollars and 89 cents adhesive eraser is two dollars and twenty nine cents and the white gel pens I typically buy in a three pack because I use them all the time and they are six dollars for three of them so I hope this video was a little bit helpful for you guys to use what you have or save as much money as you can so that we can spend it all on stamps and kopecks thanks so much for stopping by guys have a great day bye

How to save money on diabetic foot care? | Health Tips | Affordable Healthcare | Dr.Pradeep Gadge

**How to save money on diabetic foot care? | Health Tips | Affordable Healthcare | Dr.Pradeep Gadge**



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The next up in my series of sharing tips for affordable Diabetes management is a video about the most dangerous mistake that patients commit.

Diabetics are often prone to multiple complications, neuropathy being one of them. A lot of my patients end up ignoring the early signs & thus complicate the situations a lot more & this results into heavy expenditure

This fifth tip is an attempt to save diabetics from the expected treatment costs for future

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