Tag Archives: lifehacks

How To Calculate What To Save And What To Spend

**How To Calculate What To Save And What To Spend**



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Sallie Krawcheck, co-founder and CEO of Ellevest and a former Wall Street executive, breaks down a simple formula to help you figure out how much of your income you should spend and save.

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How To Calculate What To Save And What To Spend
even if you don't know what your goals are try to start as soon as you can and what you should shoot for is of your take-home pay 50% of it should go to needs it's your rent that's the car that you need to drive to work that's your work wardrobe 30% to fun because we're only on this earth a short amount of time we need to have fun and 20% goes to future you whether that's grandma Esther you or whether that's 10 years from now buy the home you beginning to sock that away now for a lot of folks that can be difficult to get to so start with 1% goes to future you 2% do what you can start where you are but you know support grandma Esther in some way because you know at some point you're not gonna be able to support yourself





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SURPRISING SOAP USES EVERYBODY SHOULD LEARN Today we share a video that is full of surprising soap life hacks that will change your life! I bet you …

Easy Ways To Save On Insurance | CNBC Make It.

**Easy Ways To Save On Insurance | CNBC Make It.**



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NerdWallet lays out seven ways to save on homeowners insurance to get the protection you need at a better price.
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Easy Ways To Save On Insurance | CNBC Make It.
tip number one bundle your auto and home insurance policies many providers such as estate progressive and American family offer discounts which could save you as much as twenty percent tip number two make your home more secure you can qualify for cheaper rates by upgrading systems like plumbing and electrical or by adding features that make your house tougher to penetrate like storm shutters and deadbolt doors tip number three look for more obscure discounts simply setting up automatic bank payments or being a new homeowner could qualify you for discounts so make sure you ask tip number four raise your deductible a common deductible is between 500 and a thousand bucks making that number higher could bring your rate lower tip number five shop around since your provider may no longer be offering the best deals it always pays to browse around and compare you





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Want to save more money on entertainment but monthly expense consumes all your income?
Or just tired of uncontrolled monthly spending? Luckily, we know a lot of ways to get some cash back into your pockets by doing a few simple things around the house.
Check out a lot of organization hacks that you can create using items from the dollar store!
You have a lot of broken things that you want to throw away? It’s better to repair them and give them the second life! Find out a lot of ways how to repair things by your own hands.
Can’t you live without your smartphone even in the bathroom? No problem! You can take your gadgets to the bathroom with you. Watch our video and find out how to protect your tablet and smartphone from damp properly. Upgrade your shower curtain and make waterproof pockets! Now you can enjoy your favorite YouTube show in the shower!
If your curling iron is way too dirty use our recipe to clean it: heat it for 1 minute, then pour 1 part of rubbing alcohol into a bowl, 2 parts baking soda, apply this solution on the dirty surface and let sit for 15 minutes, wipe it with tissue and it’s ready to be used again!
Check out how to clean a hairbrush with a toothbrush, baking soda, and water!
The following stationary hacks and tips will also help you to make your desk more organized, you will create fancy things that will totally surprise your classmates. These hacks won’t take much effort but you gonna love the result.
Check our brilliant lifehacks on how to:
-use a balloon to make a no-spill cup
-can make a secret wax crayon that looks like a pack of chewing gum
-reuse straw to decorate your pen
-make cool sticky tape dispenser out of a tic-tac box
-transform an empty lipstick container to stylish USB flash driver

Stay tuned and don’t miss out on anything!


00:06 Cheap organization solutions
03:45 Waterproof shower pockets
06:23 Kitchen smart tips
07:58 School tricks
16:28Plastic bag reuse idea


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Every Day, The Man Digs Up The Garden. 2 Years Later, His Neighbors Are Left Stunned By The View..

**Every Day, The Man Digs Up The Garden. 2 Years Later, His Neighbors Are Left Stunned By The View..**



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“Freaky Tiki”: English Construction Worker Transforms Garden Into Tropical Paradise
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What’s life without a vacation now and then? When you’ve been working hard all year, you also need a little downtime to switch off and recharge the batteries. Chris Lodge and his wife Sharon were also in desperate need of a change of scenery. However, work commitments and looking after a sick dog meant the couple from Wollaston, UK, have had no chance of getting away in recent times. In fact, the 44-year-old construction worker and his entrepreneur wife haven’t been on vacation for 6 years!

But as the old saying goes: “If the mountain won’t come to Muhammed, Muhammed must go to the mountain.” After a brainwave, handyman Chris used his skills to bring the perfect vacation to his own home. In July 2017, the Brit laid the foundations for a unique construction project that would take two long years of hard work and cost over $40,000. The results are breathtaking.

Inspired by an overgrown section of his garden, Chris had a vision: He wanted to transform his yard into a tropical paradise. With help from his friend Rob, Chris started by digging up the entire garden. He then read up on which tropical plants are best suited to the British climate. Thanks to online video tutorials, the skilled workman had become a hobby gardener in a relatively short space of time.

Using timber, driftwood and rope, Chris built a bridge through his garden. Flanked by palm trees and other exotic plants, the bridge leads to the couple’s secret hideaway: a small tiki-style hut.

The hut had originally been a normal garden shed which Chris had bought for $5,500. After a fair amount of elbow grease and plenty of attention to detail, the construction worker transformed the shed into the “Freaky Tiki.”

Chris and Sharon didn’t spare any expense or effort to create their ultimate tropical dream. For some of the plants, they paid around $400. The tiki hut’s interior furnishings comprise numerous flea market finds and online purchases. Chris had some of the particularly exotic pieces of furniture shipped from the US. The hut’s roof is also covered with grass.

The “Freaky Tiki” features a cocktail bar. This is where Chris and Sharon can relax and unwind after a tough day in tastefully decorated surroundings. The optical illusion tropical window also transports the couple away from cold English evenings to warmer climes.

There’s something bizarre or downright extraordinary to discover in every corner of the hut, such as this blowfish lamp. As you can see, their hideaway provides the perfect combination of relaxation and entertainment.

Upon entering the hut, you quickly forget that you’re in rainy England. “I want it to be a place where all our friends can come too if they’re having a bad day or feeling down,” Chris said.

The creative handyman has every reason to be proud. Chris and Sharon have invested a considerable sum of money into the two-year project, but the results speak for themselves.

Chris and Sharon have fulfilled a lifelong dream. Who needs expensive flights, noisy hotels and vacation destinations overrun with tourists? One step into this garden transports the couple to a wonderful rainforest retreat, making the stress from the working day disappear in an instant. It’s hard not to be jealous of Chris and Sharon, but they certainly deserve their little piece of paradise.