Root uses AI to save you money. How? By learning how you drive, and then giving you a rate based primarily on your actual driving behavior. Better driving = more savings. It’s stupid simple. Download and take your own test drive today!
okay we're route and we save you money on your car insurance by using a I seriously sounds crazy but it's stupid simple download the app and take the route test-drive the better you're driving the more you save in fact good drivers save up to fifty two percent off their car insurance so stop paying for bad drivers agents and big marketing budgets and take control by getting fair insurance a try start your test drive with route today
What are your options when it comes to saving for retirement? Watch this video for tips that may help you keep building your retirement dream.
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We all want to enjoy our retirement. But how can you make sure you’ll have enough savings? First, make sure you’re contributing to your company’s 401(k) plan. Some employers may also contribute to employees’ 401(k)s with a match up to a certain percentage. Consider investing at least enough to receive your company’s match. Along with a 401(k), you may be able to open your own individual retirement account, or IRA. With a Roth IRA, you deposit income that’s already been taxed. In retirement, you won’t pay taxes on qualified withdrawals. With a traditional IRA, you can make pre-tax contributions, but distributions during retirement will be taxed. Annuities are another way to save for retirement. An annuity is a contract between you and your insurer that can be used to provide income during retirement. Whether you invest a lump sum or make periodic payments, annuities may help create a guaranteed, stable income stream for a fixed period of time. However you choose to invest your money for retirement, start as soon as you can. That way, you may set yourself up for a more bountiful retirement.
Insurance agents work under tremendous pressure and try to push insurance products especially life insurance plans, as much as possible. The practice of fooling potential customers is not new in the insurance sector. Agents lie and use half-truths. You could be fooled by life insurance agents who work for a commission. If you do not want to fall prey to cunning insurance agents, you must understand the common tricks used by them.
This is the best term insurance product for you, says the life insurance agent.
This is a commonly used trick. They greet you and repeat this line. Ideally, they should first listen to your financial goals and needs and offer the term plan, accordingly.
Sometimes, agents recommend a life insurance plan which gives them a higher commission. To avoid being fooled, understand what needs to be considered when purchasing term insurance. Consider your current age, annual income, liabilities, other income sources, family size and dependents before availing term insurance. You can also make use of the IndianMoney HLV calculator to determine the sum assured required for your family.
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IndianMoney.com is India’s largest Financial Education Company founded by C S Sudheer on September 18th, 2008. IndianMoney.com provides FREE and Unbiased Financial Guidance on all kinds of financial products to ensure that the people are not cheated by agents and salespeople while purchasing Insurance, Loans, Mutual Funds, Stocks and Property. IndianMoney.com was featured by Central for Financial Inclusion as one of the most innovative FinTech companies driving financial capability in India. IndianMoney.com is educating over 20,000 people on phone daily. IndianMoney.com’s Financial Literacy Initiatives are recognized by World Bank, Reserve Bank of India, Government of India and various other bodies.
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Disclaimer: IndianMoney.com(Suvision Holdings Pvt Ltd) and the speaker in the video is not responsible for the outcome of the above mentioned suggestions in the video. The above video is only for educational purpose. Please consult experts before taking any decisions.
hi everybody welcome back to Indian I come this is Cynara buying a term insurance is very important but if you're going through an agent there are n number of chances to get fooled so watch my video till the end to understand the tricks what they use and how you can escape yourself from the situation so the first one when they are selling a policy to you or when they're explaining it to you the morto of them is to get good Commission the policy will not be meeting your requirement maybe some of yours will be met but the old aim of them will be to get good Commission here you have to play it smart consider a few factors before selecting a term insurance the first one is your age your current income your other sources of income your liabilities dependents your family size and much more I would say get inside the depth of it understand how it really works and then select the term insurance policy which actually suits your requirement don't get blown away with the words which is spoken by the agents and the next point it's taking a term insurance online is actually not a good idea it's said by the agent always but trust me that is the easiest way you can buy it and of course it's cheap because the premium what you pay is low and the sum assured what you get is high and of course since it is an online platform you can compare any number of policies available and pick the right one which suits your requirement wrong details this is not done knowingly but it might happen unknowingly because when an agent comes we expect the agent to fill in the form for us right from A to Z and we don't cross check it we believe that they would have done it in the right way but unknowingly if they do a mistake there might be a spelling mistake or anything even a minor mistake problems will arise when your nominees go and claim the death benefit from a term insurance so in order to make sure that the details are filled in right you can go and take it online because you don't have an option you have to fill it or maybe you can recheck it once again when the agent has done it our next point is you can't expect them to give you the full details for instance I would say term insurance you can actually take riders also along with them it I can add on maybe a accidental rider disability rider which will give you an extra summer should at the time of accidents or maybe a physical disability permanent one so there are different types of things which are available in the market but here as I mentioned earlier when the agent is speaking to you the main motive is getting good commission so if this does not give a good Commission to them they won't cover it so you are actually taking a term insurance without even knowing the whole detail about this which is actually waste because you are investing in something you are depending on something make sure you completely understand it and don't expect that an agent will be giving you a full detail about it make sure you go and check on the same and the last point which I would say is it is a very competitive world everyone is fighting to sell their product to put themselves ahead of others so here everyone will be fighting they'll be coming to you they'll be giving you all colorful informations and you'd be like oh is it like this oh this is even better or that is even more better but then one thing you should always remember is a tail of it is a tail of it make sure you take a term insurance which fits your requirement if I buy a dress of your size it's not going to suit me if you buy a dress of my size it's not going to suit you I have to go with my body you have to go with your body that applies here in term insurance as well consider the factors which I told you check on Tom insurance if you want to know more or still you're not convinced queries are there just give us a missed call 0 W six one eight one six triple one Armani doctors will be giving your call back let them know about your queries it need not be limited to the term insurance but anything regarding finance is fine and they'll assist you with the same so this is San Aram signing off from this video I'll catch you in the next video soon until then you guys take care and bye bye