Tag Archives: insurance

ITV This Morning: Making Money with Sarah Willingham

**ITV This Morning: Making Money with Sarah Willingham**



View Time:8:19Minutes



Get up to date with the latest money making techniques, brought to you by financial expert Sarah Willingham on This Morning.
shanell savings week so it's probably the right time for this Tara Willingham is here now with her top three savings tips so what so let's start with those I started with the first one I thought premium bonds you know there's so many people out there that spend two or three pounds a week on the national lottery well actually why not spend that money in a year buying premium bonds they're safe and at the end of the day somebody could come and knock on your door and you could win it win a million places you can catch them in whenever you want to yes exactly then it but while they're there they keep you never know I never know it's a fun way of saving because because they are safe and yet you never know you might get really advanced and every so often she'll open up should get serb units a25 eight or 50 yes we always give God children premium bonds right blessings just the amount of money you win or the amount of people who win change depending on interest rates and things like that no it's and it's all tax-free as well when you win it so you can win up to between five pounds or a million pounds which is great another thing that another thing that we used to do piggy bank savings what we used to do at home will have a massive big glass bowl in the living room all the spare change went into it once a year is to empty it all out all over the carpet and the kids used to count it all in decide row we're going to go once a year nice way of saving doesn't have to be for the special day out could also be for the washer breaking or whatever well you said that if you if you buy a coffee every morning on your way to work and you stop doing it and put your two powers into a jar around 250 working days per year you save about 500 quid exactly cash Isis I know everybody thinks that cash eyes is boring but when we start talking about things like that this is the place to put your money five thousand three hundred forty pounds a year you can put it it is tax-free you should be looking out for around three percent then if you're taxed at source how does it I don't understand how it then saves tax-free in that account you're allowed to put three that's up to five thousand three hundred forty pounds into a cash icer every year and you don't get taxed at all on the interest okay so no matter so if you're a 40% tax earner for example you're saving 40% so more you're self-employed then that regardless your that that is everybody whether you're a 20% 20% 25% 40% tax payer you're allowed to put that amount into a cash you say you should make sure you look for one that's giving you about 3% there's loads of rubbish should be honest there are loads of rubbish ones out there under 1% it's not worth the effort frankly yeah look for the look for the around 3% okay eBay yes this is my make up a name this is the principle of to sell it before you buy my friend Sarah needs to buy some new things for her holiday so I'm gonna help her find some items in the house that she can sell so that she can afford to do it Oh whose are these so once you've got all your unwanted items you can start selling there are many online sites where you can sell your unwanted items I'm gonna use eBay we're gonna start by setting up an account so most sites gonna charge you between 5 or 10 percent commission but make sure you check out the fees before you start so once you've set up your account I'd recommend you set up a PayPal account this is the most secure way of sending and receiving money so you'll need to link your online account with your PayPal account so the first thing you'll be asked to do is put in a title and this is so important this is the bit that the buyers actually see so sell your item brand-new in box pop-up they're brand new in box so when you're filling out your form you must be really honest about the condition of your item if it's got flaws take photographs of those flaws most people want to see what they're buying a photos free to upload so use it and take a good one the secondhand items on average you can get up to about 50 percent of today's selling price if the item was new so start the bidding at 99 Pete then it's free to list after that for a valuable item make sure that you set a reserve price how big is your parcel it's a packet it's 40 grams it's going to the UK get estimate see how easy that was now all we've got to do is wait and see how much money Sarah makes and we have that amount now here's how much she made three hundred and thirty two it's not amazing in two hours well everybody freaks out when you start talking about selling stuff on the internet because they think it's so complicated I mean look you know eBay have done some research the reckon everybody has got around 450 pounds yeah so you – I bet you've got a lot more than that what I will say is that these scams you get in your junk mail that are constantly getting these hoaxes and things if you do sign up for this and then you get and it will probably be completely unrelated as someone saying your PayPal account has been compromised please give us your details on this yeah yeah yeah it'd be really really careful because it's no don't what I don't want people to think about scams when they thinking about trying to making some money from syrup from a site like eBay this is not difficult open the Wardrobe you will fly so just give it go my mum put one item on at this weekend yeah there are loads of other ways to tell as well if you are scared of the Internet yes loot magazine for example that's a that's a free newspaper local adverts still in your local post office your local supermarket car boot sales ok cool a bit standard a car boot sale stands somewhere in the middle don't stand near the loos and don't stand near the exit and take lots of change with you and check the weather basically ok I'm a space guys lots of the ways gets paid for your space you can rent a room in your house look at spare room co uk free of charge to rent free of charge to join you can rent your garden camp in my garden brilliant earn up to 25 pounds a night renting out your survey you idea of like a festival exactly rent out your drive my parking space or park at my house again if you live near an airport or sporting venue you can rent out your parking space and your front drive fantastic and rent out your home as a film set that's always a good one you never know really thanks to it sorry I'm just think about the pocket if you live near a train station I think like that every day and that's a regular income it's fantastic I feel home for film sets you do have to live in a castle you don't have to live in a castle they need very normal places exactly if you wanted to be for example a film extra exactly the same they're not necessarily looking for 6-foot tall gorgeous models they're looking for normal people all this information is on the website which is on how to make money from your opinion in the last version swell interesting everybody uses lots of brands out there these big businesses want to know what you think of them so register on loads of these sites you can get paid from 40 to 150 pounds just for telling people what you think of using your shampoo it's fantastic all the details are on the website that's brilliant very good indeed thank you and also we're gonna work we're gonna tell you how how you can get paid for your talents as well that's online so you don't have to be academic for that one no you don't cupcakes flower arranging whatever everyone's got some kind of skill get out there use it sell yourself all those details on our website Icom /this for you and we've got loads more money making tips and some special money-saving vouchers online as well and sarah's heading to the hub now for a web chat so get in touch if you want more money-saving advice still to come today berries are on the menu with phil Vickery's duck and blackberry sauce we've got joanna lumley it des O'Connor and a performance on the other and the woman who can't get fat Carol French on a condition that makes her life a nightmare will meet earth

Anyone Can Get Car Insurance Easily at Kanetix.ca [Full]

**Anyone Can Get Car Insurance Easily at Kanetix.ca [Full]**



View Time:38Minutes



Getting the best deal on car insurance is so easy at , even Procrastinator Paul can do it.

Paul isn’t just lazy – he’s incredibly lazy. He’s too lazy to do his dishes. He’s too lazy to go to the grocery store. He’s even too lazy to put on pants.

But with the touch of a few buttons on his smartphone, he can easily renew his car insurance AND SAVE MONEY by going to Kanetix.ca.

Does getting car insurance sound like a chore to you too?

Thanks to Kanetix.ca, you can be lazy too and save hundreds on your car insurance.

my girlfriend says I'm lazy she's wrong I'm incredibly lazy do those dishes over there I haven't touched these bad boys in a week there's a grocery store across the road that's why I invented the peanut butter diet I literally could not bring myself to put on pants today good enough and my car insurance is up for renewal but this one's easy kinetics da searches over 50 companies to find you the lowest rate on car insurance kinetics da getting the best deal on car insurance is so easy even Paul can do it

Car insurance made simple

**Car insurance made simple**



View Time:31Minutes



Root uses AI to save you money. How? By learning how you drive, and then giving you a rate based primarily on your actual driving behavior. Better driving = more savings. It’s stupid simple. Download and take your own test drive today!
okay we're route and we save you money on your car insurance by using a I seriously sounds crazy but it's stupid simple download the app and take the route test-drive the better you're driving the more you save in fact good drivers save up to fifty two percent off their car insurance so stop paying for bad drivers agents and big marketing budgets and take control by getting fair insurance a try start your test drive with route today

3 Ways to Save for Retirement | Allstate Insurance

**3 Ways to Save for Retirement | Allstate Insurance**



View Time:1:22Minutes



What are your options when it comes to saving for retirement? Watch this video for tips that may help you keep building your retirement dream.

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We all want to enjoy our retirement. But how can you make sure you’ll have enough
savings? First, make sure you’re contributing to
your company’s 401(k) plan. Some employers may also contribute to employees’
401(k)s with a match up to a certain percentage. Consider investing at least enough to receive
your company’s match. Along with a 401(k), you may be able to open
your own individual retirement account, or IRA. With a Roth IRA, you deposit income that’s
already been taxed. In retirement, you won’t pay taxes on qualified
withdrawals. With a traditional IRA, you can make pre-tax
contributions, but distributions during retirement will be taxed. Annuities are another way to save for retirement. An annuity is a contract between you and your
insurer that can be used to provide income during retirement. Whether you invest a lump sum or make periodic
payments, annuities may help create a guaranteed, stable income stream for a fixed period of
time. However you choose to invest your money for
retirement, start as soon as you can. That way, you may set yourself up for a more
bountiful retirement.

Insurance Agent - Don't Be Fooled by Term Insurance Agents | IndianMoney.com

**Insurance Agent – Don't Be Fooled by Term Insurance Agents | IndianMoney.com**



View Time:4:28Minutes



Don’t Be Fooled by Term Insurance Agents

Insurance agents work under tremendous pressure and try to push insurance products especially life insurance plans, as much as possible. The practice of fooling potential customers is not new in the insurance sector. Agents lie and use half-truths. You could be fooled by life insurance agents who work for a commission. If you do not want to fall prey to cunning insurance agents, you must understand the common tricks used by them.

This is the best term insurance product for you, says the life insurance agent.

This is a commonly used trick. They greet you and repeat this line. Ideally, they should first listen to your financial goals and needs and offer the term plan, accordingly.

Sometimes, agents recommend a life insurance plan which gives them a higher commission. To avoid being fooled, understand what needs to be considered when purchasing term insurance. Consider your current age, annual income, liabilities, other income sources, family size and dependents before availing term insurance. You can also make use of the IndianMoney HLV calculator to determine the sum assured required for your family.

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IndianMoney.com is India’s largest Financial Education Company founded by C S Sudheer on September 18th, 2008. IndianMoney.com provides FREE and Unbiased Financial Guidance on all kinds of financial products to ensure that the people are not cheated by agents and salespeople while purchasing Insurance, Loans, Mutual Funds, Stocks and Property. IndianMoney.com was featured by Central for Financial Inclusion as one of the most innovative FinTech companies driving financial capability in India. IndianMoney.com is educating over 20,000 people on phone daily. IndianMoney.com’s Financial Literacy Initiatives are recognized by World Bank, Reserve Bank of India, Government of India and various other bodies.
IndianMoney.com has set up a dedicated financial education helpline for Karnataka State Police. Mr C S Sudheer Authored a book ‘” Love Beyond Death ” to promote Term Life Insurance in India. Love Beyond Death became a best-seller in the first month of its launch.

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Disclaimer: IndianMoney.com(Suvision Holdings Pvt Ltd) and the speaker in the video is not responsible for the outcome of the above mentioned suggestions in the video. The above video is only for educational purpose. Please consult experts before taking any decisions.
hi everybody welcome back to Indian I come this is Cynara buying a term insurance is very important but if you're going through an agent there are n number of chances to get fooled so watch my video till the end to understand the tricks what they use and how you can escape yourself from the situation so the first one when they are selling a policy to you or when they're explaining it to you the morto of them is to get good Commission the policy will not be meeting your requirement maybe some of yours will be met but the old aim of them will be to get good Commission here you have to play it smart consider a few factors before selecting a term insurance the first one is your age your current income your other sources of income your liabilities dependents your family size and much more I would say get inside the depth of it understand how it really works and then select the term insurance policy which actually suits your requirement don't get blown away with the words which is spoken by the agents and the next point it's taking a term insurance online is actually not a good idea it's said by the agent always but trust me that is the easiest way you can buy it and of course it's cheap because the premium what you pay is low and the sum assured what you get is high and of course since it is an online platform you can compare any number of policies available and pick the right one which suits your requirement wrong details this is not done knowingly but it might happen unknowingly because when an agent comes we expect the agent to fill in the form for us right from A to Z and we don't cross check it we believe that they would have done it in the right way but unknowingly if they do a mistake there might be a spelling mistake or anything even a minor mistake problems will arise when your nominees go and claim the death benefit from a term insurance so in order to make sure that the details are filled in right you can go and take it online because you don't have an option you have to fill it or maybe you can recheck it once again when the agent has done it our next point is you can't expect them to give you the full details for instance I would say term insurance you can actually take riders also along with them it I can add on maybe a accidental rider disability rider which will give you an extra summer should at the time of accidents or maybe a physical disability permanent one so there are different types of things which are available in the market but here as I mentioned earlier when the agent is speaking to you the main motive is getting good commission so if this does not give a good Commission to them they won't cover it so you are actually taking a term insurance without even knowing the whole detail about this which is actually waste because you are investing in something you are depending on something make sure you completely understand it and don't expect that an agent will be giving you a full detail about it make sure you go and check on the same and the last point which I would say is it is a very competitive world everyone is fighting to sell their product to put themselves ahead of others so here everyone will be fighting they'll be coming to you they'll be giving you all colorful informations and you'd be like oh is it like this oh this is even better or that is even more better but then one thing you should always remember is a tail of it is a tail of it make sure you take a term insurance which fits your requirement if I buy a dress of your size it's not going to suit me if you buy a dress of my size it's not going to suit you I have to go with my body you have to go with your body that applies here in term insurance as well consider the factors which I told you check on Tom insurance if you want to know more or still you're not convinced queries are there just give us a missed call 0 W six one eight one six triple one Armani doctors will be giving your call back let them know about your queries it need not be limited to the term insurance but anything regarding finance is fine and they'll assist you with the same so this is San Aram signing off from this video I'll catch you in the next video soon until then you guys take care and bye bye