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This video covers the 6 tips for saving money in college. Whether you are in college now, or will be soon, it’s important to understand your personal finances and how you can optimize your savings and financial knowledge for after school. Learning how to save money in college now will be especially beneficial as you move through college and into your career.
Many college students struggle with not having enough money, overspending, and constantly feeling broke.
This video will give you a few ways you can make extra income, save money on school expenses, as well as book recommendations for personal finance.
Here is a brief overview of the 6 tips.
1. Set a budget
2. Find a part time job.
3. Avoid tempting credit card offers while in college.
4. Avoid new textbooks, and buying at your bookstore.
5. Learn the basics of financial literacy.
6. Understand your student loans.
Those were the 6 tips and make sure you stay to the end and get the bonus information we provide you on saving for retirement.
in this video I'm going to cover six tips on how you can save money while you're in college the first is to set a budget the most important part in establishing your spending plan is analyzing what your income will be per month whether it be money from your parents student loans or best yet a part-time job this should only take 20 to 30 minutes and you should do at the beginning of the semester or quarter your actual expenses might change a little for month-to-month but the most important part is that you have a general outline to follow you'll want to focus on how much you can spend on food entertainment transportation and books for the semester once you see everything together you can figure out what you can cut down on to save a certain amount if you are a freshman living in the dorms you will most likely be required to buy a dining hall meal plan and this will be creating your spending plan a little easier but one thing I watch out for is how much you go out to eat with friends because this will add up quickly when you enter into college you will finally be on your own and will be responsible for your own finances take this time in college when you have a limited income to build good habits now one great way to tackle all your spending is by using the free app and online service mint this is not a sponsored video or anything but rather something I personally used to keep track of my own finances tip number two is to find a part-time job a great way to improve your spending plan is by obtaining a part-time job while you're in college a part-time job will give you extra income to do fun things with friends go out to eat travel on the weekend eat healthier and more luxuriously than mac and cheese or Top Ramen one of the most convenient places to work at is your school on-campus jobs are perfect for students because these jobs are typically more flexible with your school schedule you can find on-campus jobs at your gym bookstore restaurants dining hall or grading for professors another option you might want to consider is becoming an RA or Resident Advisor for the doors of your school after your first year this is a great option for students looking to save money on room and board because most schools will give you free housing and exchange for being an RA which can easily save you ten thousand dollars for the year number three is to steer clear of tempting credit card offers by the banks on your campus although it is important to build credit if you're trying to finance a car or get an apartment waiting till you graduate college and having a monthly income is most likely the best decision for most students it's important to realize that credit cards are not free money whenever you spend on a credit card you will need to pay off at the end of the month the difference between a debit card and a credit card is that with a credit card you are billed at the end of the month for your spending whereas a debit card is linked to your checking account and the money comes out immediately if you use your credit cards and maybe buy a meal each month and you always pay it off then awesome you'll build credit and won't gather any fees or interest payments but many students go overboard since they don't have to pay the money back immediately tip number 4 is to not buy new textbooks and ideally don't buy it from a University's bookstore you should always rent buy used bar from a friend or find a free PDF version you can save hundreds of dollars each quarter or semester simply by renting or purchasing used textbooks which can add up to at least a thousand if not more in savings over the course of your college career just to show you an example I looked up a book called fundamentals of engineering thermodynamics a required book for mechanical engineering students at the University Bookstore I checked out it was $200 to buy used and 228 to buy new that same book sells used for 150 on Amazon and you can rent it on Amazon for $50 there's also Chegg which is a popular site to rent books a website I personally used with slug books comm all you do is type in the book you want to look up and it lists up a bunch of different websites and tells you the prices of the book at all of them and whether it's to rent it or to buy it in addition to buying used textbooks you should always wait to buy the book until you attend the first class session to see if you actually need the textbook first week of every quarter or semester is primarily used for taking attendance and going over the syllabus and with services like Amazon and Chegg they can get you a textbook in two days there's really no need to buy the textbook ahead of time unless the professor specifically tells you there will be homework due in the first week of the term lastly if you think you will very rarely need the textbook and don't want to rent or buy the book your library should have a couple copies on reserve however it is important to know that come midterms and finals week you and your classmates might be competing to check out the same book number five is to learn financial literacy begin investing in yourself and start learning the basics of financial literacy the best way to do this is through personal finance books and podcast reading for recreation is often a challenge during the school year because of the volume of reading assignments homework papers and labs so an alternative is listening to books on audible or listen to podcasts while you are walking in a class start educating yourself on the basic retirement accounts like an IRA and a 401k when I started my first job as an engineer the second day I just set up my 401k once I got to the page I needed it gave me options to invest in small cap stocks large cap stocks bond international equities and more and my boss as well as yours will not explain this to you it's all on you luckily there's often an option for you to set a year you will likely retire so for those starting out it might be a 40 year plan and they invest the money for you but if you have more experience in this then you can control where your investments go and I don't know about everyone else as an engineer no class I ever took taught me about investing stocks or bonds but luckily I taught myself a little about this before graduating if not I would have had no idea what any of these terms meant you should learn the difference between a Roth and a traditional IRA or 401k and possibly start investing when you come across some extra cash the most important part is you know the basics of financial literacy you are ready for when you graduate college three books that I found helpful and understanding the basics of personal finance include I will teach you to be rich the Total Money Makeover and money master the game just by reading these books you will pick up the basics and be prepared to be financially responsible for when you graduate college and last is to understand your student loans when planning your spending plan you want to look at how much money you will need for school one huge mistake students make is that they take out more student loans than they actually need unlike any other loan student loans stay with you forever until they are paid off you cannot declare bankruptcy on them and make them go away like you could a car loan it's important to look into which loans you qualify for know the interest rates and always know the principle balance you owe let's break this down if you have student loans at 7% interest per year and have to pay them off in 10 years here's what your monthly payments would look like and just remember how much your interest increases the total you'll pay over the 10 years so for example if you take out $40,000 in loans at 7% at the monthly payment over 10 years you'll pay fifty five thousand six hundred and eighty dollars that means you pay 39 percent more than what you took out seven percent didn't seem so bad but it's more than you probably think and look at this if you can manage to take out 30k instead and pay it off over ten years you'll pay a total of about $42,000 so look at that by taking out ten thousand dollars less than student loans you spend over thirteen thousand dollars less over the ten years so you see every scholarship every early payment taking that are a job for free room and board or renting the textbooks will seriously help to saving X amount on loans now really means you're saving more later on and just a disclaimer know that there are different types of loans out there and you will likely have many with different interest rates so make sure you know what applies to you in addition students should not take out more student loans than their projected first year annual income when you get to college is a good idea to go to your financial aid center at your school at least one to two times a year so you can stay up-to-date on information about your student loans grants you might be eligible for and scholarships if you are getting student loans you will need to apply for FAFSA every year and lastly it's important to know who your loan provider is what type of loans you're receiving and how much you are taking out every quarter or semester in conclusion it's crucial for students to implement good spending behaviors early no one is going to learn personal finance for you start with these financial tips and grow from here and as a final tip one thing that gets overlooked by young people because retirement feels so far away is that they don't start saving as soon as possible remember if you put $1,000 into a retirement account at 20 years old it will be worth around fifteen thousand dollars that retirement if the market does well doesn't seem like a lot but starting early allows that compounding interest to happen even faster this will be covered extensively in the personal finance books listed before but it is never too early to set aside money for your retirement we live in a time where retirement age is being pushed back and where social security pensions will be a thing of the past the simplest approach to personal finance and savings for retirement is using the 80/20 rule using 80% of your earnings on your bills and expenses then 10% for long term savings and 10% on yourself if you liked this video don't forget to Like and subscribe and I'll see you all next time you
Real fam, would you live with your parents to save money?
Denver Broncos running back Phillip Lindsey was actually on a podcast for Ian Rapoport and he was talking about that he was ready to become an adult officially meaning that he had finally saved up enough money to move out of his parents house he is 25 years old you guys and his base salary is five hundred and seventy thousand dollars a year now a lot of place making the faces that some of you are making judging him as to why why was he living with his parents and he was pretty much saying that like he was saving up his money and that he liked the fact that when he was living with his parents they helped him stay the straight and narrow meaning he was good with his money he was smart with this money he's living a good life what do you guys think about this do you think this is stupid do you guys think that um he should have moved out earlier I there's you know I've lived with your parents and done this okay this is the thing I think there's a double standard when it comes to boys living in the house and girls living in the house it's so freak man it's my work well because you guys my mom and dad they found the house for tea and I like that 21 they were like oh there's this really nice house down the street it's just 10 miles away it'll be great for you guys at 21 but a lot of people 21 is really young no but they let the boys stay in a little longer oh oh yeah hello I thought that I think Tosh I mean but you guys had each other yeah we did so I wanted to stay in just a little longer know what I but they figured it was both of y'all so but where's the guys they're not twins so I will tell you this my mom and my dad they will let the boys move back in whereas if I would ask my mom if I can move back in she would say no I know that I'm just saying in general they want the girls to be not independent and they let the blast zone you ain't gonna be they would let you move in if something happened nothing's gonna happen but if they would let you know I think I think if it was a dire need like oh my gosh I was struggling something you know if I was like mom you know just huh things ain't working out and I miss your food you know she would say no no you can't save yam on the weekends she just loves her space yeah really hard but succeed that and she won't know about minority families but for me like if if there's enough room in the house and if it's a healthy environment no codependency okay or weird things like that are mooching off of each other I think it's a dope idea to be able to live with your parents like I know Jamie Foxx lives with his dad he moved his dad and his wife in and then I know his and Dan still lives with their parents and I just lead orden to be judoka I recently my mom lives with me well she just hasn't left but my mom lives with me and I also am moved trying to move my dad back into the house there's something so appreciative about there's something appreciating about your family after you turned 30 do you start noticing that you love your parents in a different way what is that what are your senses this what I think if I would look at my son and say is the contract sign yeah that's not okay let's go find a house and let's all move into the new house this is pretty sick it looked like he was putting money aside to parent himself I'm not a mother see here's a difference so if he took his new earnings which he deserved and he moved on but he didn't cut his parents anything I would have a problem just five hundred thousand dollars a year like I got at home if he didn't hook his parents up you guys know what I'm saying yeah don't take all your new money and go move off and have your that's why I be like is the contracts on Wow we don't know is a lot of parents even if you have money they're really comfortable in the way that they're living and I think sometimes we judge people based on like where they live or like what the side of the house correct and sometimes people are like nah fam like I'm happy over here in my house where I'm living you could only fancy but I love where I live oh yeah kids cuz ugh light is the contract sign we don't use this house as a rent house you know we make some money and not everybody doing a thing you know and I'm in the new house with you and – you know and get all the holes make sure that carving up in your hallway that's best what he will say it straight so he wasn't bringing a bunch of exactly
I’m back with another money saving video for you today to show you how you can save loads of money this Black Friday 2019 with these shopping hacks.
Giveaway now closed.
Thank you to my friends at Quidco who have sponsored this part of the video to give away a spa day for you and a friend/partner/loved one to a spa near you! It’s free and easy to enter, all you need to do is click the link and follow 3 simple steps to enter. I honestly can’t recommend the Cashback reminder tool enough, you can download that here –
Chrome extension landing page:
Download the app for mobile cashback here –
App store for iOS
Google Play store for Android
I have said it before and I will say it again, only buy what you can afford for Black Friday and what you need! Black Friday has a lot of great sales as does Cyber Monday, but so does Boxing Day, New Years Day and the Bank Holidays – Black Friday is great but don’t panic if you don’t get what you wanted, the sales will come back around. Definitely don’t get into debt over Black Friday!
I hope you like these money saving tips and more Black Friday hacks for 2019, I am doing a no buy year but I wanted to share with you all the money saving tips if you’re trying to save money in 2019 and want all the best tips for doing so!
If you’d like more budgeting, money saving hacks and info on how I have done a no buy year in 2019 you can watch more videos on it here –
Thanks so much for watching, come and find me on Instagram if you want to see my outfits of the day and more of what I get up to. www.instagram.com/larajoannajarvis
Thanks so much for supporting me and being a part of this amazing community, it would mean the world to me if you would like to subscribe to see more from me, I appreciate every single one of you!
Lots of love, Lara x
NB : The links above could be affiliate links, which means if I have inspired you to make a purchase and you choose to buy something through one of these links, I may receive a small commission on the sale, as a way of thanks! It makes no difference to you as a buyer at all but I may receive a small compensation from the brand via rewardStyle or Amazon.
hey guys welcome back to my channel I'm gonna be back with another money second video for you today I have done a Black Friday hacks video in the past but I thought I would research it come at you with more amazing tips and hacks and just some amazing ways to save money you guys know I love to save money and I love to bring you guys the best budgeting and the money-saving tips advice so today I'm going to be doing black Freddie hacks but I'm also going to be doing a giveaway because I feel like you guys are such a loyal supportive network these days with my budgeting content I really love how we help each other out get involved in the comments I just think you guys deserve a little something so keep on watching to the end it's gonna be a biggie I think you're gonna love it don't forget to watch right till the end so you can hear what the giveaway is but let's just get with a hack shall we that's what you came for let's get going so these are things that are gonna be online first we're gonna hit the online and then the second half of this video is gonna be in-store shopping hat it's obvious I know because I've said it before but you guys need to be told again you've got a plan you've got a prep and you got a budget you can't be doing this on a whim guys Black Friday it's not the blade you need to be preparing yourself for what you want to buy when you need to buy it if it's gonna be something like a lecture cause you want to be buying it first off in the day because they other things are gonna save the most money on if it's things like a new coat you want to be making sure that you get the size that you want you've got to be prepared so make your list budget and don't go past that budget because it's not worth it marketing may lead you to believe this is gonna be the best sale you will ever see in your entire life I can use for you there's gonna be other sales guys just buy what you can afford and what you need my next tip is don't panic you can be in a bit of a whirlwind when it comes to Black Friday sales but don't panic if you don't get it on Black Friday you may well be able to get it on Cyber Monday this sales will continue and if you don't get it then there's a high percentage chance that there's gonna be a boxing day sale let me tell you so don't panic don't stray from your list and just go in with an organized mind my tip number three is the day before or maybe the week before all go into the online store and having a look of what you want put it into your basket but don't check out and then two things are gonna happen either one the brand will get in touch with you the next day to say hey you've got things in your cart that you didn't die do you want a discount on that or two if they don't do that on Black Friday you can go in and you know exactly where those items are they will be stored in your recently searched for and you're not gonna have to find them all over again just making it so much more streamline and quicker to get through to the checkout okay my next tip I think it might be five them before but we're gonna go with it let's say five it's just set up the quid Co cash back reminder tool you guys know I've been speaking about quid Co for so long and they are actually sponsoring at this video with the giveaway at the end so don't forget to keep on watching for that giveaway all you need to be doing is downloading the cashback reminder tool which by the way is like a no-brainer I have had so many messages from people saying things like they have earned four thousand pounds mind-blown just by using quid Co I've had people say they've two and a half thousand pounds 500 pounds it's not a scam I cannot tell you enough that this is legit and it is a money earning tool so if you're not using the cashback reminder tool then you are insane frankly because all it is is a quick Chrome extension I showed it in my last video I can show you the link here how to get it onto your browser and then every time you're searching for something rather than having to remember brain engage remember to use a cash back website it's all done for you it's there it's gonna tell you every single shop where it has a cash back offer and how much you can get and also additional money-saving advice do not be a cotton-headed ninny-muggins get the cash out reminder too and make sure you are making the most money every time you buy something online okay my next tip is – if you cannot afford to get Prime get it for the 30 day trial around now it's going to give you free delivery for every item that you're buying on Amazon and it's just gonna mean that you can cancel it afterwards if you can't continue but you're gonna get all of your Christmas shopping I don't love your Black Friday shopping delivered for free my friend okay so the online stores are going to be discounts things before in store so get in the mood for shopping the night before let me tell you you could actually get these deals the night before Black Friday if you're not too busy celebrating Thanksgiving we in the UK don't actually have Thanksgiving so that's fine I can log on at 11 o'clock at night and get ready to get the deals ok my next tip is to set up a doddle account and this will mean that all of your deliveries all of your many Black Friday presents that you're buying for Christmas within your budget can be delivered to a location close to you without having to stay in for work or miss the deliveries every time they come if you have ordered 5 things and then you have to wait in for them to be delivered you don't when it's gonna be let's just make it a doddle and go and collect it from a store nearby and it will be so much easier for you and for your delivery guy do you have to keep missing you when you've popped out or gone to work ok I did mention this in my last video and I'm trying to make sure these tips and hacks are all brand new for you but some of them are too good not to re say so this one is all about going into your Instagram favorite accounts and signing up for the newsletter this means that they are going to be emailing you with their discounts before you will see them online so give you the chance to get organized and get buying before everybody else also it gives you an idea of what they sell and how they styled it and things like that so if you're looking for fashion pieces obviously I'm not because I'm doing a no buy year it will mean the you are making sure you've got your eye on the pieces that you want before they hit the sales okay my next tip is let's not just focus on Christmas guys you may have a list of Christmas things that you're wanting to get for friends and family that is great good planning tip number one but also think ahead think of sunglasses for the summer think of things that you may need later on in the year next year but actually you're on sale now and actually probably heavier discounted because they are obviously on sale from the summer and with Black Friday discount ok guys we are about to move onto the in-store hacks and tips for Black Friday don't forget if you like the video definitely like and if you're new around here why don't I just ask you just to subscribe because I would love to have you here for all the budgeting homemaking and wanderlust content that you could ever ask for ok number one tip for in-store is get your gift receipts and make sure that they can be returned our to Christmas because if you are buying something in Black Friday sale and you're giving it at Christmas it may well only have a 30 day refund policy so make sure you're getting that and obviously get the gift receipt so they can't tell exactly how much money you saved on it my next tip and it is quite a good one for asking and being brave guys you can do this it's money-saving you need to do this if the if you've bought something recently and then suddenly it's on a Black Friday sale they may well be feeling nice and they may well honor that discount and give you either the money in a voucher to spend on their website fair enough or they may actually give you the refund itself okay we've got to be organized here guys you've got to work out your route the next tip is to plan around the shops where you gonna go first get your electricals first that's gonna be saving you the most money and then work your way around the store and know where those things are and also then store to store so if you're going to the Curry's or PC world places like that does that still exist I think it does go to those first and then maybe hit the town shops go to the department stores where the prices are highest the discounts are gonna be higher as well just plan your route and make sure you are sticking to it so that you're saving the most amount of time the next tip if don't go with a non shopper let me tell you I would not take my husband with me on the Black Friday sales if I were shopping for myself oh honey he's gonna hold me back go with someone that's a good shopper or go alone I mean I prefer shopping on my own when it's stuff like this because I just get it done if you are going with someone the next tip is to go to the shop and one of you can cute while one of you shops because the queues they're gonna be around the bend around the corner of the shop queue you can queue up and your friend can go and shop and then vice versa you go shop while your friend goes and queues for you my next tip and it's a bit of a sneaky one guys the shops are not going to tell you what's going to go into sale they're not going to tell you how much you're gonna be saving go in or maybe the Wednesday the Tuesday maybe the Thursday and go and put the pieces that you want that big coat that's gonna be expensive and ask them to hold it for you and say I haven't been paid yet can I come back in a couple of days and get them to hold it for you and then when you go back BAM you're gonna get the discount baby okay my next tip for in-store shopping is go in and try on those items before the madness of Black Friday because let me tell you you don't want to be going into those changing rooms on Black Friday because it will be absolutely eaten nuts go in and try these things on make sure you've got your size you want make sure you like it how it fits so you're not buying things I'm having to return them afterwards okay next thing guys you will need a little bit of a breakthrough here I think there's coffee shops I'm going to look into this but I'm pretty sure where you can actually order the things and collect it so you don't have to waste time queueing in that Starbucks queue because let me tell you who that will be like half an hour long I'm sure with everyone doing the same thing if you get the app it will be ready for you without having to queue tada that's a time-saving hack for you there guys and also if you can maybe one of you is queueing for the coffee the other one run the bags back to the car because they're going to be weighing you down and it's gonna be stopping you from getting in those clothes rails if you're looking for clothes and it's just gonna be weighing you down so take the time out go back to the car and put your bags in there keep them in the boots here people can't see them and just start back refreshed after a coffee and good to go again okay come out to the last cup of tips now get in early they sometimes even do giveaways for the first people through the door but also you're just gonna be there before hopefully the madness of too many crowds arrives so get in early and get your shopping done and then he can be home by lunchtime and you know you have a bit of a relaxed I just noticed the lights going a little bit crazy in here guys so so sorry about that if you're feeling like it's suddenly really bright which is about to happen right now don't forget your bags guys don't forget to get your bags before you go in because you're gonna have to be paying five pence if you're in the UK for every bag you buy get some eco reusable bags that you can take with you keep them in your car so if you are just tempted to go shopping at some point you already already have them there with you and you don't have to buy them again okay my final tip before we start the giveaway information is to dress comfortably I said this last year but you need to be dressed in comfortably don't wear a big coat you're gonna get too hot it's gonna be too crazy as it is you don't need to be hot and they overheating as well and also we're sort of leggings so that you can just chuck things on over the top so you don't need to be changing in the changing rooms you can just chuck it on we're a lightweight top as well and it's gonna stop you from having to queue up and wait around but obviously you would have already tried on your things if you followed one of the other tips but that's just another tip for you and of course if you're at home then dress comfy like loungewear on a coffee in hand you're gonna be comfortable for me I don't really have a shop in the shops well obviously I don't this year anyway but for Black Friday I always do it online because is just how much less stressful okay guys if you've stuck around well done because I'm gonna be treating you so if you're anything like me it's been a long old year it's been like quite a tough year doing this no bye and if you have been doing that as well I want to reward you and if you are just needing a bit of a winter tree I also want to reward you so what it's gonna be is a spa day treat for you and a friend or a partner or your mom or your dad whoever you want to take with you it's up to you and all you have to do is enter the free giveaway I'll leave a link in the description it's easy to enter you literally have to do three things so one of them which I'm sure you would have done anyway because let's be honest it's like my number one tip for making money and save you money is get the cash back reminder tool it's free to use it's literally clicking a button it's so easy and then everything is there for you when you're shopping to remind you to get your cash back and activate it and that's literally the click of one button so that's one thing the next thing is to get the app on your phone which makes internet browsing on your phone make sure you're getting the cash back there is again just an app from the Play Store or from the Apple Store and you literally click it and you can shop there and then it takes you via the cash back site to make sure you're getting your cash back and also the third thing to enter is to share it with your friends because let's be honest guys you should be sharing this with your friends they need to be getting these discounts and this extra money as well I'm not lying when I say someone told me they had earned over 4000 pounds just by going via a cash back site it's a no-brainer go into the description there's a link in there for the gleam giveaway and it is three simple things free to enter and you will be given a lovely spa day treat for you and a loved one courtesy of my lovely friends at quid Co whoo I'm so thankful too because honestly I've been shouting about critical for years and now it's great to actually work with them and be able to give you nice treats like this so thank you to them for giving that away to you guys and thank you to you for watching I hope this video was fun and informative and you've got some tips let me know in the comments if you've got any additional ones just get involved in the conversation I love you guys you are so engaged in this content and this week is gonna be money-saving week last week I did all my gift guides if you miss them I'll link them down in the description affordable eat sustainable gifts I've got one more gift coming which is eco actual products because the last one was like non-physical ideas so experiences over things so this week is all about money-saving and then next week guys is all about finding the best of everything in the supermarket so I'm going to be taste testing price testing make sure it's on budget making sure you get value for money things like mince pies because puddings turkeys everything like that so let me know if you want me to do it for any particular supermarkets or any particular foods and I can include it in those videos anyway I'm gonna get going cuz this video is so long oh my gosh thanks for watching I'll see you so saying bye if you are beady-eyed which most of you are let me tell you they mapped people that try and catch me out on my Instagram which is Loredana Jarvis they're like is that jumper new I'm like no you will have maybe seen this gorgeous necklace which was actually in my Christmas wish list after a year of doing a no-buy look at it guys in a woman's glory oh it's actually super long well let me tell you my beautiful schoolma'am besties saw my video and gave me her old one which was the one that I was saying that I really loved and I kept asking her where it was from and she was like I don't wear anymore and I want to give it to you so that you can enjoy it how nice is that so obviously and it's my birthday so she said it's my birthday present and I just think that's lovely and that's what I love about no buy because people are like into it as well and then it means that you know you're helping each other out so if you have something that you don't wear anymore don't be afraid to gift it to somebody because it may well be very well received and you're obviously saving yourself money in doing so by not buying you anyway I thought I'd add that for those eagle-eyed of you season
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About This Video:
Looking to save money on your contacts? Affordable contact lenses can be hard to come by without sacrificing the quality of your lenses. n this video, Joseph Allen, OD, FAAO from Doctor Eye Health shares 3 tips to save money with contact lenses. If your searching for cheap contact lenses, whether they are cheap prescription contacts or just cheap contacts for astigmatism, these money saving tips should help you out.
so finding cheap contacts can be really difficult without sacrificing quality or putting your eyes at risk well in this video I'm gonna be sharing three insider secrets on how you can save money when buying contacts without sacrificing quality of your contact lens let's take a look hello and welcome i am dr. joe allen here from the doctor eye health show helping you learn about the eyes vision and finding the best vision product so if you new here to the channel make sure to hit that subscribe button down below and turn on notifications so that you don't miss any of my future videos also if you're new to contact lenses this video is part of a complete video series helping out beginners in contact lenses if you'd like to check out that series I'll hook that up in a link in the description below so recently I fit a patient with a contact lens and about a week later he actually called back asking to be refit with a different brand of lenses cuz he could get them much cheaper and honestly I refused the lens that he wanted was not only a very old lens technology but wasn't correct for his eye shape his power or his wear schedule and I get it we all want to save money where we can but sacrificing your eye health and potentially revision is just not something I think people want to do it's kind of like asking you a cardiologist to implant an outdated pacemaker it's just not worth it but if you're looking to save money and still get a high quality contact lens here's three tips that'll help you out the first tip is to buy in bulk just like most other things on the market if you purchase in bulk usually the price will drop most contact lens retailers will offer a huge discount when buying at least six months supplies but you'll get even a bigger discount if you purchase a full year supply now I notice that people like to buy things online for the convenience however keep in mind that some opticals and eye clinics actually have access to manufacturer rebates these manufacturer rebates depending on what lens you're wearing could save you up to $200 off when buying a year supply hit that like button for me if you like saving money and pretty much every contact lens brand will have some type of a rebate available in fact some eye clinics and opticals may even have bigger rebates available than some of the others now for the second tip you want to listen up because I've actually heard that less than 5% of all contact lens wearers actually use this Ben and that is to utilize the point system if you happen to be aware of a Bausch and Lomb product such as the Bausch and Lomb ultra, the ultra lens for astigmatism or a biotrue one day lens where then you can actually submit the actual purchase of those lenses to the boshin loans website they actually have a rewards program will you actually earn points by purchasing their products when you earn these points you can then use that to get gift cards special other bonuses and prizes you can even donate them to charity you can even receive tokens that you can use for online games to again win more prizes and these things can add up I think it's pretty awesome I mean who doesn't like playing games and winning gift cards I don't think every brand offers this but again just about all of them offer some sort of rewards or discount program now tip number three is to consider signing up for some type of a vision benefit plan or vision discount plan these are usually available through your employer but sometimes they are also available on the open market and it does depend on what type of coverage that you sign up for but I have seen these plans cover things like your contact lens fitting fees as well as contributing toward the purchase of lenses it's not uncommon to see a carrier offer up to like a hundred and twenty dollars us toward contact lenses and then if you use tip number one from before using a rebate you can save even more that adds up pretty quickly and I can't guarantee this would happen for you but I have actually seen people make money when purchasing contacts because they were able to use their vision benefit plan then get a rebate for it and they actually came out ahead when does the last time you ever purchased a product then you got a rebate in the mail and actually made money I'm not sure how the math works on that but it's still pretty awesome now I know a lot of people try to save money with their contacts by either stretching out or over wearing their lenses but that is not a good idea by over wearing lenses you're actually putting in your eyes at a greater risk of complications or infections and the cost for doctors fees medications or a corneal transplant is way more expensive than any contact lens on the market remember that you only get two eyes so please take care of them so I health question of the day which one of these tips was your favorite and have you ever made money when purchasing contacts go ahead and connect in the comment section below 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