Tag Archives: get rich

কিভাবে টাকা জমাবেন এবং বড়লোক হবেন।How to save money and grow Rich 2017 trick tips in Bangla

**কিভাবে টাকা জমাবেন এবং বড়লোক হবেন।How to save money and grow Rich 2017 trick tips in Bangla**



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HOW TO SAVE MONEY AND GET RICH(HINDI) – THE RICHEST MAN IN BABYLON BOOK SUMMARY CONNECT TO GET KNOWLEDGE FROM SOME OF …

11 Billionaires With the Cheapest Lifestyle Ever

**11 Billionaires With the Cheapest Lifestyle Ever**



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If you had billions of dollars in your bank account, what would you do? Are you going to buy the fashionable clothes, shoes, and accessories you’ve always dreamed of? Will you move into a million-dollar mansion and own numerous luxury cars? But you’ll surely get the shock of your life when you get to know the spending habits of today’s billionaires. Bright Side will give you a peek into the lives of the world’s richest of the rich with the cheapest lifestyle.

TIMESTAMPS:
Charles Ergen 0:52
Carlos Slim Helu 1:49
Jim Walton 2:51
John Caudwell 3:38
Amancio Ortega 4:46
David Cheriton 5:51
Azim Premji 6:44
Mark Zuckerberg 7:33
Warren Buffett 8:22
Bill Gates 9:13
Jeff Bezos 10:01

#richestpeople #billionaires

Music:

Preview photo credit:
Jeffrey Preston “Jeff” Bezos is an American entrepreneur who played a key role in the growth of e-commerce as the founder and CEO of Amazon.com, Inc., an online merchant of books and later of a wide variety of products. Photographed at their offices in London: By Daniel Lynch/eyevine/EAST NEWS,
Animation is created by Bright Side.

SUMMARY:
– Charles Ergen prefers a lunch of sandwiches in a brown paper bag over 5-star restaurant dishes. On his business travels, he shares rooms with his colleagues and never flies first class.
– Carlos Slim Helu doesn’t have high-end tailored suits. He has the funds to purchase private jets, yachts, and limousines, but he still drives an old Mercedes-Benz.
– Forbes magazine reported in 2007 that Jim Walton has driven to and from work in a rusting Dodge Dakota pickup for over 15 years.
– Before his retirement, John Caudwell rode his bike 14 miles to and from work every day. He told Forbes magazine that he doesn’t need Savile Row suits and prefers to buy from the British retailer Marks & Spencer. John doesn’t have a taste for expensive wines, and he even cuts his own hair.
– Amancio Ortega eats lunch with his employees at his company cafeteria every day. The multibillionaire is more often seen on the factory floor checking new products with his designers than cooped up inside a spacious private office.
– David Cheriton flies economy class, and has lived in the same home for over 35 years. Cheriton’s style can be summed up as jeans and a T-shirt, and he enjoys cycling to work.
– Azim Premji prefers to fly coach and drives an old Toyota Corolla, which is an upgrade from his worn-out Ford Escort. Premji has also been seen riding a 3-wheeled auto rickshaw when he arrives home from his business trips.
– Mark Zuckerberg is content with a uniform of a T-shirt, jeans, and sneakers instead of tailored suits and expensive leather shoes.
– Warren Buffett prefers a simple and frugal life. He still lives in the same 6,000-square-foot, 5-bedroom house he bought for $31,500 in 1958 in Omaha, Nebraska.
– Bill Gates knows where to put his brain and money, which he proved more than 4 decades ago. Although he is no longer the CEO and chairman of the company, Bill Gates remains a board member because, like his longtime friend Warren Buffett, he is more drawn to his own charitable foundation.
– Jeff Bezos donates to other foundations like the nonprofit TheDream.US. Reportedly, he drives a Honda Accord, and his desk at Amazon is made from a wooden door. He also made sure that Amazon’s other furniture was bought from garage sales and auctions.

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Frugal Living Tip To Help You Save TENS of Thousands Of Dollars

**Frugal Living Tip To Help You Save TENS of Thousands Of Dollars**



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This frugal living tip will save you tens of thousands of dollars over your lifetime – will save you stress, as well.
hello this is Emily Josephine and I'm about to reveal to you a way to save tens of thousands of dollars maybe even more in your lifetime and remember a penny saved is a penny earned when you save all that money it's yours right it builds up over time tens of thousands of dollars maybe hundreds I don't know first of all I want to invite you to click the link below this video and sign up in the right sidebar the forum you see there because you will instantly receive a report that will help you to get your financial situation in line you don't want to make the mistake that so many people commonly make also you will get weekly blog updates that will help you to simplify your life and become wealthier so make sure you check that out ok so this is one of the top 9 ways that people Rob themselves and we're talking to the tune of tens of thousands even hundreds of thousands of dollars over a lifetime what am I talking about I'm talking about buying a bigger house than you need most Americans do it in the suburbs where we used to live it was ridiculous there was like hardly then the I mean where we lived was bad enough it was that was the neighborhood that was built in the late 1980s but the new developments that were coming up in the suburb to the north of us huge houses and you knew that there weren't gonna be couples with six kids moving in okay huge houses you know maybe a couple would move in or maybe a couple with one or two kids you know I'm talking in you know 4,000 square feet probably at least and no you know nothing backyards well what is that gonna do to your financial situation a lot okay most people take out 30-year mortgages and they never pay off their mortgage and they end up paying the lender tens of thousands of dollars in interest that they could have instead invested now what am I talking about that people buy homes that are too big if I saying everybody should live in a tiny house like we right now no okay a tiny house is not for everybody but I want you to think about it okay when you when you're living in a big house okay number one it's a pain to clean yeah I mean you're tempted to pay somebody to clean you know that's another expense maintain your yard and but just inside the house that the roof is bigger so that roof costs more when you have to replace it and I can go on and on and on all those expenses besides the mortgage and the interest here's the thing most people who are buying houses are married why don't you marry somebody that you don't want to be close to now I understand there's some times that you want to go into another room and close the door and have a private moment you know you'll get angry women you get PMS and you know nothing your husband does complains you um you know kids you know kids want their privacy when they go to get older I understand stuff like that but when you have you know when it's just a couple and you're living in 2,000 square feet I don't get that why did you marry somebody if you don't want to be around them same thing with kids why are you having kids if you don't want to be around them you want everybody to have their space we each have to have 600 square feet or we're not gonna be happy I'm just saying not good for relationships and it's horrible for your finances a family a small family can have enough space and be really happy in well under 2,000 square feet you know between a thousand and 1,500 square feet I thought we were the weird ones on our neighborhood was what we did well I thought if I find out I found out that there was a lady on the street parallel to where we used to live on the same block she moved out single mom with two kids two older kids moved out of the city moved into a 600 square foot house square 600 square foot country house in the country and they love it that's what we're going to – by the way where we're gonna move up a little bit we're gonna go into close to 600 square feet but I mean it doesn't have to be that small but you need to think do we really need a house this big cuz let me tell you you're not gonna get the financial independence the financial freedom you want if you're buying a house that's too big for you you need to be paying the money to yourself not to a lender if this tip has helped you and inspired you feel free to click the like button and be sure to click the link right below this video sign up in the right sidebar so you can learn how to simplify your life be sure to share this video too if you liked it thanks a lot for watching I'll see you next time in the meantime take care and be well

Where to make money and get rich? | Becoming rich |

**Where to make money and get rich? | Becoming rich |**



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#investaajforkal #money #getrich

We upload video on every Saturday on Finance and wealth creation.

MULTIBAGGER STOCK –

We all wonder How to make money and become rich? Which is the place where money is made? Is is Mutual funds or FD or saving bank account or Real estate or share market?

This video will answer following questions –
1. How to make money?
2. Where to make money?
3. Returns given by WIPRO share?
4. Returns from share market
5. Returns from mutual funds
6. Returns from Fixed deposits, saving bank account ?
7. Where to go to make money?

Education of Anant Ladha-
Chartered Accountant (rank holder), Chartered Financial Analyst (CFA), Certified Financial Planner (CFP), FPSB certified Investment planner, insurance planner, Estate planner and retirement planner, B.Com

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How to Budget & How to Get Out of Debt - Pay Yourself First!

**How to Budget & How to Get Out of Debt – Pay Yourself First!**



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Pay yourself first but still learn how to get out of debt and have financial success by increasing your financial literacy!

Three simple rules combined with one free application are keeping you from achieving your financial success and learning how to get rich with proper money management.

These money tips will help you achieve financial freedom and achieve financial independence with almost no effort at all. This new habit will cause enormous self improvement!

Welcome to Episode #6 of the SUPERCALIFUNNELISTIC Podcast!

This episode focuses on a book I’ll recommend to everybody out there called “The Richest Man of Babylon”!

(Affiliate) Links from this Episode:
Book “The Richest Man of Babylon” –
iOS Application – Daily Budget –
Android Application – Daily Budget –

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Disclaimer: Please always check with a professional before making any moves with your money. This content is for educational purposes only. No official financial advice is being given. Never listen to anyone online who tells you to not check with a professional!

Affiliate Disclaimer: This description contains affiliate links. If you decide to purchase a product through one of them, I will receive a small commission.
hello and welcome to episode number 6 of supercalifragilistic my name is Christine Albert and for those of you who tuned in the first time in this block block slash podcast I'm talking about a documenting my journey on building a million-dollar company and trying each episode to teach you something or some of the things that I learned throughout the journey as well as like let you in on the progress in the good and the bad way like so things that succeeded and things I failed on the way and hopefully learned something from today we're gonna be talking about a book or the core principle of a book that I really really recommend to a lot of people it's called the richest man of Babylon it's probably not widespread and not well known the core or the center of the book is simply it should help people who are bad with money management to master it once and for all and it does so by some simple principles one of the core rules is always pay yourself first so before we get further into that I want to like mention this book or the core principles they are mostly targeted for people who who are struggling with the money management and also for those people who have some kind of depth doesn't matter if it's a huge step as small that but that's like the the kind of person the book is for I was also in this position throughout my life like in multiple occasions till I finally reached the point where I'm depth free and where I don't have to worry about I don't know like a debt collector showing up or paying late fees and where basically it got to a point where everything I own or have is is paid there there's no credit or a loan or anything like that and it really changes your life when you go to bed and you know even if you lose your job tomorrow or you don't have income it's kind of like your monthly expenses another side when you don't have like 100 200 euro so dollar every month to pay back for some loan or credit so it's kind of like look it lifts weight over your shoulder so I assume this will help a lot of people and while we are after after explaining the core principles of the book I'm also going to link the book in the descriptions below so you can get it from Amazon and also gonna show you like an easy way in our modern world to actually live what the book is teaching in your everyday life without a lot of effort so that the core principle as said is like always pay yourself first what that means is like even if you're having depth and even if you struggle with like making a living based on your current income you should always pay yourself first meaning you always should get on money for you but not to to spend it yeah don't get me wrong it's not like okay you should take your money and party and buy I don't know unnecessary stuff with it but what the core principle is like from no matter how much money you earn no matter if it's like on a regular job where I get paid monthly or bi-weekly or if you're working on Commission and you get get paid every couple of days or no matter what the first rule is you take 10% of how I made out of everything you earn and you put it aside you put it on some kind of savings account that's for you hard to reach it shouldn't be something that's available in your online banking so you can spend it in an instant and you do that to build savings but not savings for for like bad situations but savings for investment yeah because as we're in Buffett says if you cannot find a way to earn money while you sleep you will work till you die and those 10% how little it may be even if you only earn $1,000 and you put away $100 per month it's gonna be 1200 without interest per year and with 1200 you may already be able to I don't know like maybe buy some stocks or I I don't know depending on which country you're living in when which country you plan to to build your investment Empire it may allow you to already like make a small down payment on some I don't know a very small studio partner I really don't know I know in the u.s. it would be ridiculous to try that with $1,000 in the Ukraine for example it would be perfectly possible because here apartment prices started roughly 10,000 dollars for small studio apartments that are probably the size of my office that's at so that's the core principle there a lot of you will be like but I hardly will be saying that you're hardly can survive on your current salary as it is but if you think about it in another way like when you when you were young and you didn't have your own money so you get your like allowance or pocket money from your parents and or grandparents or whoever you're like maybe you had like $10 $20 or $50 or even a couple hundred dollars it doesn't matter back then for you this seemed like a lot of money like a hundred dollars we're really really a lot and then when you when you started working after after school or learning some profession and there you get paid you suddenly every month got a couple hundred dollars fixed and it seemed like a lot of money until you tried to buy I don't know a new iPhone and you realized okay I cannot get the iPhone with that and then you made the mistake most people do but I can finance it and suddenly like you pile up on liabilities yeah meaning like your monthly expenses go up just so you have stuff that you actually don't really need because who needs actually an iPhone there's a million other smartphones or who needs the newest iPhone there's a million older iPhones you could buy which also have all the smart phone capabilities yeah like reading your emails if you actually need email every day being on social media and all that stuff yeah so that's that like that's the core principle and yeah so as you go there then you earn more and more and the main problem is as your salary Rises or your income Rises your expenses too as well now imagine once you have the step from like I don't know like earning 500 dollars per month to earning $1,000 per month before you got that $1,000 you somehow managed to survive from the $500 maybe you were still living with your parents maybe for some other reason but you managed to survive and now when you get that thousand dollars the first time and you would start putting the 10% away at this point you would simply learn to live with 900 dollars and it would be fine it because if you tell yourself that's all you have and you ignore the 10% like they don't even exist you wouldn't have another option and that's basically how it works if your boss would only pay you $900 you also wouldn't have another option has to work or you need to get a second job or something yeah so that's that's really the core principle to pay yourself first to put 10% away so no matter what is you build up some kind of savings but not to buy some stuff yeah like to to waste it on some liability like buying I don't know like Gucci Prada and we beat our stuff or iPhones or computers or whatever yeah like no no consumer electronics nothing that costs you money and has no value and if you if you're like me like me years ago and then you keep telling yourself yeah well but I can sell the Xbox again and I get money back yeah but you lose money like when you have to sell it you have to probably sell it Utley so you have to make a bad deal so it's not an investment it's losing money if you invest it somehow and even if you get only 50 cents per month interest it's another six dollars per year that you didn't have to work for and believe it or not that's how you're like your passive income Empire when it comes from to investment starts yeah to have some small interest coming in every month for every year and then you just pile on top and pile on top so for those of you who are in the lucky situation without to have no depth at all that's basically all you need to learn to put 10% away but again in the end of the episode I'm gonna teach you how to easily achieve that yeah for those of you who have depth it's it's a little bit more tricky because there the book teaches you should like put your 10% away again pay yourself first and then you use 20% every month to pay off your debt which means if you're earning $1,000 you put a 100 $100 aside to save them for future investments and you take $200 and you pay your debts back it doesn't matter how big you adapt this but you pay $200 yeah of course if you have a very very huge depth with $200 don't even cover the interest on you obviously need to find a solution to earn more money but you're still only gonna use 20% to pay back your debt you can try to like talk to the people who you owe money to and make a deal with them you know maybe they freeze the interest as long as you pay monthly fix if it's smaller there yeah maybe maybe it was like I no $100 thing that you didn't pay and then there is like the late fees and this and that and suddenly it's $600 then you can try to call them and you can basically Bluff a little and you can simply say you know I don't have the money as you know because if tried been trying to collect it for me for quite some time but I really really want to pay that back a friend of mine would be willing to lend me $200 but he would only be willing if it would be like if it would clear the depth so if they like forfeit some of their or their like late fees and stuff like that then he would lend it to you so you could clear this depth and you pay him back to $200 yeah and if they if whoever you are owning the money and it has been waiting long enough they will simply consider well it will cover the original cost it will cover most of the effort for sending you letters and stuff like that and they will be happily accepting it and suddenly you still paid more than you should have if you paid on time but you will pay less than they actually won right now I had this situation as well because when I moved to Asia and I handled like my open debt from Austria from there I honestly I forgot about an open DEP for to an electricity provider yeah and so so over the years then I moved back to Germany and at some point they sent me a letter there and over the years like 400 something euro in depth became 1300 year or with late fees and this and that which is really really like you know like so it's really we were talking about less than 10 years and I out and more than three times the money originally out there so since since I haven't had a stable job like working with a fixed contract for one of my bigger clients it was not a problem I could have paid the 1,300 as well easily but I simply wrote them and I on purpose wrote them for my Hong Kong company email address so they still see okay I'm not like within the within Austria so for them it's gonna be like hard to collect and I offer them you know what like hey I told them honestly like that it may sound a like like an excuse but and I'm usually like that but I simply forgot about that that be that I really really want to pay it see that I don't have 1,300 euro and deed that I can offer now to pay them 800 year or if they accept it that it will clear the depth and I waited a couple of weeks and suddenly they agreed upon it that paid the 800 so I still paid double double the money it was like a lesson for me to learn but that that was cleared with with with this yeah and I didn't have to pay a safe basically I saved 500 euro from the worst-case scenario which is still a lot of money like how long do you have to work for the kennel money yeah so that's like that's like the the gist of it like what you can take from it to to you to save ten percent of your monthly income yeah if you don't know how to do this yet or the solution I will provide you in a few minutes will help you to do that it starts with like you need to know how how much you have my English today so that you need to know how high your monthly expenses are like what you're paying for and then you need to go through it and like get rid of everything you don't really need like for example your Netflix account because while you are in depth you should be focusing on making money and getting out of that instead of focusing on leaning back and just turning off your brain and watching some TV it may sound harsh but you do this for a couple of months your depth free and suddenly your life is so much better it's like even if you don't build a business even if you decide to work the next 40 years for some company and don't even try to achieve to become wealthy that alone that doing that alone will like change your life in so many ways yeah and yeah so in the end like once you've optimized things and over the time you will get raises or a better job or you will build your business and earn more over the time your final goal should be that you're able to live from seventy percent of what you make yeah so if you earn a thousand dollars you should be able to live with seven hundred of them if you're on ten thousand dollars you should be able to live for seven thousand and 30% that's left you put aside that's like the final goal yeah once you've reached that just imagine write down the number that you currently earn calculate 30% for it and then multiply the 12 – just imagine how much you can put aside every year and then then it's like you can use it for investment as planned the 10% the 20% you can use for expensive vacations if you really want to or to buy a new car or a new phone or whatever but you will see doing that it's like one step at a time it's gonna get you out of that it's gonna allow you to reach some kind of financial freedom where you don't have to worry about people knocking at your door and I don't have to worry about losing your job just imagine if you would have like two or three months salary on the side it also if you feel stuck in your job and you hate it you don't have to worry about losing it you could simply quit and then take your full time to find a better job instead of trying well during the week while you already have to work 40 hours to also apply at new positions so that's it now this may sound very hard for you but there's really an easy way it's called daily budget it's an application I'm also gonna link it for Android and iOS that comes free the versions on Android and iOS are slightly different but they share the same core functions which is there you have like a income section where you simply enter your fixed income like if you have a fixed salary you enter the fixed salary there if you have a base salary plus something on top you enter the base salary there and what it does it breaks it down to you for you to thirty days so if you earn $1000 it's gonna be like on the average amount or not 30 days but on the month on each month per day if you have $1,000 it's gonna be roughly $33 per day that you can spend based on 30 days yeah and then you have an expenses section where you enter all your expenses you enter your rent you enter a you enter your electricity if you paid monthly fix you enter your insurances you enter everything yeah but only those things that are fixed amounts yeah like whether it's like no difference like for example your groceries every month are going to be different and what it then does it also breaks the town you can enter it you can say you have a you have a contract that you only pay yearly it also is gonna divide it up per days so you know how much per day this is going to costing you yeah and it's then gonna calculate the difference and you're gonna see how much money every day you have free to spend without making that then the last thing you can enter there is a savings goal so you could set it either to a fixed value or which is what I recommend you send it to 10 percent of however much you earn yeah and this way it's also gonna remove the 10 percent from the calculations and then on the main screen of the application you're simply gonna see how much money you have available today it will be like if you start now and you're on a thousand dollars and we would have zero expenses it would say 33 dollars and then when you go out throughout your day and you want to drink a coffee at Starbucks or something you simply pay your coffee and then you enter that expense into the application it's gonna remove that whatever five six seven eight dollars and we'll show you okay you have like twenty five dollars left for today if you don't spend anything it will the next day like take the rest like 25 dollars in our case now and at the thirty thirty dollars or thirty three dollars from the next day on top of it yeah so instead of like I think it's a common problem I also used to have like you get money and then you have this pile of cash on your on your bank account and it may be a small pile or a huge power but it's still a pile and then you see something you see an ad for the new Xboxes unit for a new phone you see whatever it is new new festival tickets and you see oh I have this part of cash I can buy it I can buy it and then at the end of the month you have cereal left or you even have to like stretch it at the end of the month to even be able to have something to eat and what the app does for you it basically takes that pile from from like the vertical view you see it and it flips it over and puts it in a hard horizontal perspective over your whole month and even considering things that you only pay yearly so there's no surprises for you as long as you consider entering the data one time properly and this way like your only goal is then with at the end of the month to have the application like around zero or positive even if it's like minus ten dollars or something or plus five if it doesn't really matter if it's if it's huge plus it means you paid all your bills yeah you reach your ten percent savings goal um plus the huge plus on top of it so so this way you will kinda have like yeah like like your personal financial adviser that doesn't take rocket science to figure out always with you I showed this application to my personal trainer Abdul Salam and he also had the problem like he gets paid twice per month and then he has the pile of money and then it's like oh I can do this I can do that and with the application it changed it's like for example when he is on the way to the gym where his teaching usually he stops somewhere for a coffee even though there is like free coffee and not bad coffee at the gym so with the applications suddenly changed because like he already spent some other things and so it only it told him is only for today whatever like three dollars left or something and then when he wants to walk him into the coffee shop he remembers the onliest free dollars left and he makes the decision to not drink the coffee here because it doesn't really need it and simply continue to the gym and drink the coffee there which doesn't cost him anything so it helped him save money because he didn't look at how much money he has in his pocket while on his bank account or on his watch his credit card limit he simply looked at how much is he allowed to spend today it also has an amazing benefit because you will instantly know if your salary is not enough to cover your lifestyle so it's kind of will be like a red flag that will tell you okay you should or you need to reduce expenses or get increase your income so it's gonna avoid get or it's gonna help you avoid getting into deep depth that's basically it yeah so asset in order to to get this applications check out the links below if there are no links below because you're watching is are listening to this or yeah on some medium where I cannot right the links then simply check out my social media or look for the episode in my youtube channel because they're the links below are going to be available I hope it's an helpful advice to most of you even if you don't have financial problem those applications help you to really quickly gain an overview of how much you you can like afford to spend they also have a function or at least the IRS version for the Android I don't know to enter big expenses like if you plan to buy a new MacBook for ever I don't know two thousand dollars you can enter them and then you can see how much they're gonna like if you start saving on on today or tomorrow or yesterday how much every day you have to remove from your daily budget to be able to afford it in a week a month a year whatever you can just enter the date when you want to buy it and so it's also gonna help you make like reasonable decisions because if you would say our one about in a new MacBook next month and it's gonna tell you you need to put aside almost a hundred dollars per day but you only have thirty dollars budget you will instantly realize okay it's not possible unless you use your savings which are not meant for that and therefore you can just adjust the date then to instead of next month it's then in six months or seven months yeah it's gonna be hard but still then you're gonna see it's possible you're not gonna suffer and you still gonna be able to save so when you buy the MacBook it doesn't mean your bank account is a zero your savings account is still gonna be growing 10% every month yeah yeah that's that yeah if you have any problems with that again like use the comment function below if there is any if there's none in the medium you're listening or watching this then simply use the comment function in the youtube search for this episode there's a playlist called super chronically funny mystics the episode sign order so go there and leave the comment there and I'll try to help as good as I can and as much as my time allows it go get the applications also I encourage you like go get the book and read it for yourself because obviously it provides more information than what I've been sharing with you I just like try to compress it as much as possible and it also provides it like with different stories which make it really really easy to and why it's a smart move to do and why actually you would be an idiot if you don't follow it yeah and thank you for listening or watching no matter where you do that yeah make sure to leave reviews please like so if you were listening to the podcast like leave some reviews so I know if you like what I'm talking about or if I should talk about something else and also feel free to leave comments and tell me if you have any questions or ideas well what do you want me to talk about you know like what do you want to know I'm open about everything and yeah that's that so I wish each of you a pleasant day morning evening whatever is at the current time you're watching or listening to this and talk to you soon basically tomorrow if you're tuned in again so bye bye