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How Does Credit Card APR Work?

**How Does Credit Card APR Work?**



Views:281

Rating:5.00

View Time:17:43Minutes

Likes:21

Dislikes:0

How does a credit card apr work, and how is compounded? And does that mean? Btw the highest apr in history was 79.9 percent it was by the premier bank back in the days for people with bad credit. OMG

Now in this video I’m going to break down how a credit card can either cost you 0% a year or anywhere between 10-35apr annual. I’ll also explain Apr’s on secured credit cards and normal credit cards and what the difference is. So if you want to find how exactly how apr works and if you should also carry a balance stick around to end of this video.

What does APR stand for:
Apr stands for Annual Percentage rate, basically how much you’ll be charged in interest or how much you’ll a year.

Tommy What about APY:
Well APY or Annual Percentage Yield is the exact same thing as APR except it takes into account compound interest. And it’s usually higher than APR unless the loan is compounded Annual. Comment if you want a full video on compound interest.

Story: If I opened a credit card, and let’s use a real example here. If I opened a discover it card.
And I get 25.24% APR what does that mean.

How does Credit Card APR Work?

Call discover Customer service and ask how it works in full.
1. How does APR work?
its your annual interest rate and its calculated daily.
2. How is it compounded
Daily on your average balance.
3. What is APY
This takes into account compound interest.
4. What is my month APR
Grab your Annual and divide it by 12(month in a year) Example 30/12 so your monthly is 2.5%
5. How do I calculate it
12(month in a year) Example 30/12 so your monthly is 2.5%
6. Can I ever get an APR reduction if I increase my credit score
Yeah, jsut call in and ask for a reduction and base it on competing credit cards
7. What is the Prime rate
The federal rate at which they borrow money from the government
8. How do you guys choose the apr
We just have a profit margin
9. What does variable mean APR mean, does it constantly change
Changes according to the prime rate which the fedaral reserve can change
10. How can I avoid paying any interest
Pay before your closing date
11. What is a closing date
This is when your cycle end and they give you your interest for that month.

EXTRAS
Why do credit cards do 0% apr { so you rack up a balance and pay it off for 5 years)
What about loan consolidations, well subscribe and comment and ill make a full video on that?
Does the Apr matter? No just don’t carry a balance

Thoughts:
Now that you understand apr, here are my final thoughts. NEVER EVER carry a balance.
Why? If interest in 25% and the average return on Market is 7-12, you literally have to double your return to get even.
Play smart

Bonus:
I have a playlist with almost everything you need to know on credit cards so ill link that in the comments and if you want any videos or have any questions just comment down below.

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so how does a PR and APY actually work and how is it possible I was able to get away with carrying a balance for the past like 10 months and paying $0 on my credit card on top but if you're wondering Tommy why are you covering up the Scarborough nobody's gonna steal your stuff long imagine the by Starbucks and blame it on me like all my credibility here on YouTube is like completely like done ok I'm done on top of the guys whose are interested in fact did you know the highest APR ever recorded in history is run seventy nine point nine nine percent so imagine getting a credit card and paying around eighty percent in interest towards that credit card every single year absolutely absolutely insane and those my premier bank it took it off now but they still have one of the highest rates on the market still up today stay on top of the get to this video I'm gonna make sure to break down for you how APR works and what's the difference between a PR and APY on top of that I'm also going to tell you why unsecured cards also have a higher rates usually than normal credit cards so if you want to find out all this information make sure you stick around to in this video now that you guys don't know me my name bracing on accountant and I posted on YouTube every single day do you hear me yes I said daily content I post videos every single day summation scribe with a vision bus we get notified every time I post a new video which again is every single day and hit the like button for excited to us we find out how I got away with paying no interest for the past like 10 months all while carrying a balance so make sure to stick around for that and comment down below let me know what's the APR on your credit card currently do you know it do you not know it if you do know it comment down below and if you don't know it well make sure you know this information so go search it up and go call some people okay you need to know this information 100% now let's clarify a few things just so we're all on the same page so tell me what is APR and how does it work you know because I have this credit card and this credit card is around a 25% APR well what does this mean Tommy what does APR actually me what it means annual percentage rate now what this means is for example if I were to carry a balance of $100 on this card they would try to run $25 a year because the APR is around 25% so the APR is the interest that will charge you for whatever balance you have under card for that tire year and another thing I want to clarify assist no one talks about this but compound interests okay now if you don't know this credit cards are usually compounded every single day meaning that for example away compound interest is basically interest on interest if you owe $1 in this card and it turns you hypothetically 10% every single day on this card well the first day it would be like a dollar and 10 cents you owe the second day is supposed to be one dollar and twenty cents but now it's one dollar and 21 cents why because it basically took the dollar plus the ten cents and never charge you interest on that dollar and ten cents not just on the dollar that you're originally owed that's how compound interest works which is good when you're investing but bad when you owe money for example so if you owe a lot of money over time this compound interest gonna be accumulating and accumulating every single day so there's that okay Tommy I think I got it okay a PR and your percentage rate compound interest interest on interest but what is a py and what's the difference okay I don't understand this well a py is usually higher than ap art now what does this mean Tommy basically APR doesn't take into account compound interest so imagine right remember when I told you well it's one dollar then one dollar and ten cents and one dollar and 21 cents because it keeps compounding on each other right you understand that well a py takes that entire thing into account and calculates the interest for one year calculating the compound interest on top of that that's the only difference the only difference is APR is the regular rates a py takes into account compound interest on top of that comment down below let me know if so far you understand what APR is and what a py is also and what the difference is between them comment down below let me know if you don't understand comment down below I'm gonna be in the comments all day today so I'm gonna be answering all the questions so if you have any questions comment down below and you might be wondering Tommy okay I think I get it but I still have more and more questions and here's thing guys I met you to call customer service right now for my credit cards discover and as you find out exactly all the details on APR house calculated what it is monthly what it is weekly why they do it why they don't do it how they come up with the entire interest I'm gonna ask them all those questions so make sure you stick around for this because you're gonna hear all the information straight from the horse's mouth let's call them right now and find out now this cover is 24/7 seven days a week and they usually answer very quickly so let's find out how long you take to get on the phone yeah hey Tommy Bryson I'm doing good I'm just calling in today just to find out some information about a PR and how it works because me and my wife we were actually sitting down today he's trying to figure out all our finances basically the first question is eighteen point two four percent okay and here's my question for example when that time comes and say for example I want to carry a balance like when it says for example like hey like this is the minimum payment that minimum payment is it just interest or does it have capital alongside it so my question is what percentage is usually this be capital because I know like the percentage for the APR is gonna be like whatever monthly APR it is but like for capital what percentage do you guys actually take to actually like calculate that calculated at two percent of your balance okay that's gonna be your basic calculation unless your interest happens to be more than that 2% method then we'll add $20 to that so that something is going towards your balance okay oh okay so stop I said that didn't make any sense at all so you're saying that out for example if the interest for example for like $10,000 and the APR stay for exempt the interest will be like like on or just like like $200 and that is like dollars so then would be like okay so it's $35 and whatever is greater and if anything's a if you're interested greater than $35 you had another 20 bucks so just in case we can actually think this like go towards your capital awesome okay got it and how does compound interest actually work because someone told me today at the office that you guys actually are like compound the interest every single day or something like that and for example what does that mean exactly because someone like like put an example in my head and then I basically tell me if you owe like $1 and they tell you like 10 percent every single day that's $1 $10 $10 turn but if it's like being compounded then it means that if you owe like $1 10 then the next day that you know like $1 21 cents because it's being compounded on top of the dollar 10 already owes our work but I'm keeping in mind now that 18.2 4% variable that you're seeing yes your yearly rate we designed that by 365 to get your daily rate yesterday change use for variable duck is not what you're being charged daily by your average daily balance so look at a copy of your statement when you look at it underwear your transactions are you'll be able to see we give you a breakdown on what your average daily balances hurt that we would charge you interest on for the month and you would be able to see that and that is what you would actually see that we charge you so you may like your imbalance maybe $10,000 but if you didn't carry that $10,000 for the full month like so you didn't make a large transaction tilt toward the end of the billing period and you you only have like a five thousand dollar balance for the majority of your billing periods you may only have an average daily balance at your accrued interest or for like maybe six thousand dollars so sounds compelling yeah compound interest it's basically your APR divided by 365 gets gets you like that number every single like daily but on top of that if you if you're carrying a balance of like maybe like a hundred dollars you'll be charged out but you won't be charged more interest until like you have a greater balance basically right how do i how would I calculate like on the the monthly Apr just like divided by like twelve or something how you could do it if you wanted to do it but I'm keeping in mind so yeah it would give you a rough estimate if you wanted to do it on it you know yeah in question for example right now my interest rate is on what is that eighteen percent you said what's the lowest you guys offering like what's the lowest you guys like uses offer because I think was like 13 to 25 percent was it basically if I if I have a good standing with you guys to get a cent on my account and for example when I first initiated everything I was at 18% is there any way that I can all back in and they're like we're gonna go see like the interest like or something and for example what's it what's the prime rate because I didn't notice that on the under on the thing it says like the primaries like two something percent in the US chart exact another sixty percent on top of that I'm just curious like what's the primary point five percent and that's but what does that mean basically was the primary pass to me okay so that's the rate you guys pay for the money and then you guys flip the money for like another like I'm sixty percent or so okay and for example what is I'm a variable APR mean does that mean is okay so does that mean that your rate stays the same the only thing has variable is actually like the the primary okay got it and how can I avoid like I'm paying the interest because I'm still confused about like the closing dates to know that fancy stuff just a min balance in full each month so for example if I were to spend $100 now and I paid off before my payment is due I'm good to go before the closing date is there a difference we like the closing dates and then like where my payment is actually do okay so the most important thing is basically just like pay attention to a closing date rather than like your due date right so you I mean your minimum payment do I mean as long as you have that you you wouldn't have here statement balance in full each month to avoid interest so like your so if you were recurring interest you want to have that paid in full each month before your statement closes yeah I think I'm gonna I think I got everything I'm gonna take this information to my wife and then hopefully like now we both have like a better understanding of everything thank you so much so there you go you heard it straight from the horse's mouth and hopefully you enjoy that conversation again I only waited around like one minute for like discover like customer service again they're always like so good at customer service I've never asked you surprised because they do a very good job at it but I know you might still have some questions so I still kind of want to break everything down Tommy you know something well your credit card doesn't charge you any interest because you have a promotion why do they do that huh what do they deserve you know money on the first like 1215 months well the answer is this because they actually think that the average person is gonna fall for this trick so the trick is this if you have a credit line of maybe like $10,000 $1,000 doesn't really matter right you have one dollar credit line but the nuts with you in your interest well you probably just said I hey okay I got an idea I was gonna use it stack up my balance then I'll pay it off when I can well what happens if you overuse it now the promotion is done and now you have to carry a balance for a very very long time because on average if you overuse it you probably can't afford to pay it off instantly so then that's how they get people to get you in know APR you spend a lot of money now we got you for like ten to five years or like five to ten years whether you want to call it and that's how to trap people in the credit card debt cycle Tommy well how does loan consolidation work well if you want to find out how that works subscribe hit the like button comment down below let me know that's a full different video so I'll make it as long as you request it now the last question is this well Tommy does the APR even matter the answer is no not really for example remember when I told you like hey these are charging around like 80% in Apr every single year well it doesn't matter because you're paying off your balance every single month you're just buying things you need well doesn't matter it doesn't matter how much you try to charge because I'll never let you charge me in the first place but just in case anything does happen the APR does matter and usually the APR is based on your credit score so again so again if you have a high APR doesn't matter just be off your balance every single month now if you plan on carrying a balance for a long time don't know why you would do that make sure your APR is pretty low so comment down below let me know do you understand APR 8 py how everything works to answer all your questions that I not answer your questions if I didn't comment down below those questions I'm gonna answer all of them and if you want any more videos just comment them down below I need ideas I upload every single day so I'm gonna make those videos no matter what now before I leave you I want to say this last thing well Tommy what do you have to say already watch this whole video well here's my thing bro basically a lot of people out there saying hey Tommy 24% is nothing just 2% every single month well here's my thing it's very important you don't care you're balanced and here's why it's gonna be scary well you know that the average ETF right if you don't know what ETF is I have a video on that also but here's my thing your average investment I make it between 7 to 12% every single year and the APR on the credit cards around 24% so unless you're Warren Buffett you're now gonna be able to actually have an investment that pays you more and this credit cards gonna charge you on a yearly basis so it's very important because 24% every single year for the next 60 years is a lot of percentages okay Alexa what's 60 times 24 so that's one thousand one hundred and forty percent and by the way that's not an accurate estimate but I'm just like putting that out there just let you know that hey it's a lot a lot of lots and if you have to pay money on your money every time you use it I just recommend you don't carry a balance buy what you need don't buy anything you can't afford and here's my rule of thumb don't buy anything you can't buy three times if you combine three times you can pay it off whenever you like okay that's what my rule is so I don't buy anything I can't buy three times as always guys here watching the video if you like the video go ahead and like the video helps with the channel a ton and top let me describe the channel hit the duplication buzz you're notified every time I post a new video which is literally every single day yes I talk very fast and I like it on top of that guys you want to talk to me one-on-one una uno just DM me on instagram @ Tommy Bryson again I answer all my DM so whatever you dear me I'm gonna answer I'm gonna help you so don't worry about that and table if you wanna join all of us here from the channel on discord go ahead and try to join us we have a link down below it might be too late we only have 100 spots open what's our new sponsor Fields we're not opening it until 2020 so get away you still can I'll see you guys next time and that's video thanks for watching and peace

Pimp My Filter #41 - JBL e1501 Canister Filter

**Pimp My Filter #41 – JBL e1501 Canister Filter**



Views:3669

Rating:4.92

View Time:13:24Minutes

Likes:237

Dislikes:4

JBL e1501 Filter (Amazon):
JBL e1502 (New version) Amazon:
JBL e1502 (New version) Ebay:
Foams and Biohome Ultimate:
(FilterPro site has links to suppliers in other countries)
Biohome Ultimate on Amazon UK:
Biogravel on Amazon UK:

The e1501 is a well made, no-nonsense filter with a decent flow rate and good media capacity. If you have the the newer version (1502) leave the pre-filter foam as it is, set up the bottom tray with coarse, medium and fine pads then fill the remaining trays with the biological media (ideally biohome ultimate) including the ‘post-filtering’ tray which is thinner than the main trays and located just below the ‘pre-filter’ tray.

WHAT IS A FULL CYCLE?
*If someone tells you the aquarium nitrogen cycle ends with the production of nitrate that is incorrect – please read on*
A full cycle is completed by bacteria – the aerobic part of biological filtration which processes ammonia to nitrite and nitrite to nitrate followed by an anaerobic part which processes nitrate into soluble nitrogen which bubbles off to the atmosphere.
Therefore it requires a suitable amount of excellent quality filter media to be able to provide the environment for both aerobic AND anaerobic bacteria – that is what Biohome ultimate does perfectly but even with such good media there are limitations and we recommend the following amounts for different stocking scenarios:
(1 US gallon = 3.8 litres)
(1kg = 2.2 lbs)
Average community tropical aquarium = 1kg per 100 litres
Average coldwater aquarium = 1kg – 1.5kg per 100 litres
Predator aquarium = 1.5kg – 2kg per 100 litres
Large cichlid aquarium = 1.5kg – 2kg per 100 litres
Malawi / Tanganyikan aquarium = 1.5kg – 2kg per 100 litres
Marine aquarium = 1.5kg – 2kg per 100 litres
Average mixed fish pond = 1kg per 200 litres
Average koi pond = 1kg per 150 litres

You may be disagreeing with the above figures but remember that they are for a FULL CYCLE not half a job – achieving 0 ammonia and 0 nitrite is quite easy since aerobic bacteria grows freely on any surface but the anaerobic bacteria responsible for COMPLETING the cycle needs more a specialized habitat.
Size a filter properly, set it up sensibly and you will have perfect water – it’s that simple….and your filter won’t be the dreaded ‘Nitrate factory’.

This series of videos is all about trying to squeeze more efficiency out of internal and external aquarium filters which generally have a limited filtering capacity – If you have a filter you’d like me to feature in a video then please contact me on:
[email protected]
07772848730 (Richard)

Anyone who sends a filter (UK only at present) will have it upgraded and returned to them for free and the only cost you will pay is how much it costs to ship it to me – I’m helping to boost your filter and the resulting videos will hopefully be useful to viewers all over the world so it’s a win/win.

The following videos will be useful to anyone interested in learning more about filtration, bacteria and making the conditions for your fish as good as possible:
Sizing a canister properly and filter set up:
Looking INSIDE different filter media:
Bacteria and filter media:
How to clean an aquarium:
Aquarium tips / filtration playlist:

This channel is purely a hobby for me so I will never ask viewers to donate money for any of my projects or charge anyone for information – information should be shared freely and I certainly don’t consider myself an ‘expert’ in anything I pursue as a hobby so please do your own research, never accept anything as ‘fact’, reject anyone claiming to be some sort of authority or ‘expert’ and make your own minds up about anything you wish to study.

We all are on a long path of learning………

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If you’ve enjoyed this video please check out the playlists on my channel for hundreds more – on a variety of subjects.
Feel free to share or link any of my videos on facebook, twitter, forums etc. for the benefit of anyone you think may also enjoy watching.
See you next time.
Pondguru
hello there welcome back to another edition of my filter and in this episode we're going to be looking at the Green Line 1501 e or e 1501 from JBL Inc the trees of the CM size in the 1500 won in the 1901 so it should be straightforward however I will still quickly show you which direction the water flows through this filter so if you want to set it up slightly differently or entirely differently at least you know where the water flows remember these videos are just this suggestion you can put whatever forms you want in you can put whatever media you want in as well okay that's how a filter there if you've already seen my video on the 1901 you really don't need to watch this view this is just specifically for people who own this filter so on there we've got our pump head okay I actually thought this was a new filter that was coming but this has been running so I'll bring the camera in to let you have a look at how it's currently settled okay I saw our water comes in it then goes down through these side pieces here which has very coarse form in that is a pre-filter it then goes down the side the outside of the trees before rise and back up through the trees and exits through the middle part of this top tree so there we've just basically got course form in next tree down we've actually got quite a good mix of media in there we've got the sintered glass media that's the JBL micro mech media I actually think that's a little bit too dense it's got an extremely small particle size and it does clog quite quickly but that is it's certainly better than ceramic rings but it's it's not a perfect one and this one a lot of the guys in the US or properties recognize this this is what you would just basically call lava rock it's actually called scoria and it is indeed a lava rock unfortunately a lot of its internal structure is actually sealed so most of the useful surface area is on the outside of that which isn't ideal for an aquarium filter you want something a lot more worse than this and if you check the video description there is actually a link to a video I've done where we'll look inside various types of filter media one of them is the scoria and you can see just how sealed the inside is I know as a lot of folks really swear by this but it you can get a lot better media than this it's ok good budget one you haven't got much money by all means use that but it's not perfect fragment I can feel a measurable difference between the weight of that and the way of that and that both those pieces together a much lighter than this piece so this piece is obviously much more dense there is a hell of a variability between the different pieces of this so it's not an ideal one when you're trying to max out a filter right next tree down we've got a medium density pad which has got more of the micro mech on top of it it's actually pretty clean now as well I'll do a job and underneath that we've got another medium density pad with the bunks unfortunately the wrong way they should have been won't be side down then in the bottom tree it we've got course form one two and we've actually got some more of the micro mech in the very bottom of here and that's actually being used as the primary settlement so we will reinstate that well not that particular media but that idea we will reinstate that idea but we'll just use a different sort of media I'm actually going to empty all the trees out apart from this one no take that out and leave those in there the only two forms that we are keeping from this filter a go that's all the filter media that was in that filter and really between the two different types it's actually a pretty effective sort of setup it's not bad at all okay so we've got four trees in this filter the first one is mostly a pre-filter outside bits there but this middle bit can be utilized for media and other things and then we've got three trees in the bottom of the filter the bottom tree is going to be for our mechanical filtration and that is simply going to be coarse medium and fine forms I'll quickly cut them get them fitted and bring you back Oh before I do that I'm going to pour some a Heim micro mech not micro mech that's the cheer BL e Heim mech it's basically a hard ceramic ring it's very small but when that goes in the bottom it's gonna defuse the floor all over the place so the floors gonna be really spread out in the bottom of the air without some sort of primary settlement the water just comes down from the tank and then straight up onto the forms this settles it down a little bit and just helps to settle out a little bit of the muck before it hits the forms and that helps to increase our maintenance times and by that I don't mean it didn't it doesn't help to increase how long it actually takes to maintain this thing it increases the intervals between the maintenance so instead of going one or two months it might go three or four months now makes a hell of a difference there's maybe half a liter of it in there or something hopefully you can see that through the side we've only got about 3/4 of an inch or an inch to play with at the bottom there not much I really love having square trees or almost square trees literally just cut for sites and snip the corners off sit in there very nicely so we're now bottom tree water is coming up from the bottom of the filter first of all hittin a coarse pad bumpy say dumb for maximum surface area then a medium pad bumpy side down for maximum surface area then it's hitting a fine pad to get all of the the fine look that will enable all of our media above here to steer very clean and not a linear bullet to steer effective now if you don't have access to the pads with the bumpy bits on don't worry about that just use flat ones flat ones work pretty much just as well the bonus of the bumpy ones is not only do you have a little bit more weight quite a lot more contact surface area to allow from real heavy mop to build up but when you have a bumpy pad like that and you put another bumpy pad on top of it you end up with loads of gaps between the two pads because you've got a flat side and then you've got a bumpy side and that traps a hell of a lot of muck the void is actually useful right so that's our bottom four you're done okay so we've got two trees filled with 1.5 kilos each of Bayeux home ultimate anybody in the u.s. watchin one keel is equivalent to 2.2 pounds so here we're using about 3 pounds of media in each tree well now we just left with our pre-filter tree remember water goes down the sides was down the sides of the trees and then rises back up and exits through the middle of here so in the middle of here who do have room for more filter media we can actually fit another kilo of media in here so that would be three plus one that'll be four kilos of media in total in here or we could put about half a kilo and then we could go with another pod you might want to put a carbon pad now that's a carbon impregnated pad you could easily put that on the top in fact that's what I'm going to do I'm gonna finish this off with a carbon pad not only does it look nicer and it's gonna make it puck safely for transport back to Lesley who sent me this it's gonna give us all three parts of the filtration it's gonna give us a mechanical biological and then chemical so we've got everything within one filter right so we'll drop roughly 500 grams of media and there that's about right and then we'll put our carbon pad on top absolutely beautiful cool and that is our filter finished so now we've got things in the correct order we've got the coarse forms on the outside which will catch a lot of heavy muck we've then got the MEK in the bottom which again will catch heavy muck and it'll help to save the forms from taking so much heavy muck water comes up through there it's in the right order coarse medium and then fine pads it then goes through 1 2 & 2 & a half trees full of live womp ultimate which is our biological media and their exits through here which is a carbon impregnated pad for our chemical filtration there you go that's the job done a carbon pimp endure filter pump in and that's the wrong notes where's my notes on the GBL book here we'll just finish off with a few notes on what the manufacturer says about this and what I see about this we know the GBL filters are good I don't really need to tell you how good they are they use the space very effectively they've got a decent Florian as well this one pumps approximately 1,400 leaders an hour so you're all gonna get plenty of muck pulled out you're gonna get a good flow through the filter and then you're gonna get plenty put back to the tank now the manufacturer says gain fifteen hundred and one is for tanks of approximately 160 to 600 liters for you guys in the u.s. that is from 42 US gallons to 158 US gallons so if we're talking about the real world filtration which is the full cycle which is really what we'll want to be trying to aim for with this door would be calling this a nitrate factory which is what 99% of castor filters are we've set it up not to be a nitrate factory so in the real world if you didn't bother with that form in the top it would be suitable for roughly 400 liters of a normally stock tank that should provide the full cycle and 400 liters is approximately 150 to US gallons so it will filter quite a big tank if you got a heavily stock tank you can have that because it could take up to 2 kilos one of the leaders to deliver that full cycle if he got something big predators in a tank or well holy cichlids something that you have feeding a lot and they're pooping a lot so they're producing a lot of waste you need more media to cope with more waste it's just as simple as that so there you go just a little bit of useful information at the end that's fully pimped up now all ready to send back to Leslie thank you very much to him for sending me this offer and if you've got a filter they'd like me to upgrade and take a look at please by all means get in touch my contact details as always are in the video description thanks very much for watching see you next time

All Secret Promo Codes in Roblox Bee Swarm Simulator (FREE HONEY, TICKETS & ROYAL JELLY)

**All Secret Promo Codes in Roblox Bee Swarm Simulator (FREE HONEY, TICKETS & ROYAL JELLY)**



Views:146334

Rating:4.66

View Time:13:32Minutes

Likes:1451

Dislikes:107

All new promo codes for roblox bee swarm simulator! With these codes you will be able to get free tickets, honey and royal jelly! Thumbs Up for Bee Swarm Simulator

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Gravycatman
are you gonna do is go to the top settings over here and you click on the settings it's called system and then right there there's a promo code you type in the first one meow and equals redeem and then that one gives you five free tickets hello everybody its gravy camera here and welcome back to a new video so today were exploring the little small updated a Hanan beast from simulator that added codes and you guys been commenting a bunch of codes for us and I counted up all the codes that I saw and I'm gonna add them all to this one video so make sure you guys stick around so you guys get all the codes to get three tickets free honey and free royal jelly let me go should I I should probably go to an area just so I can get some honey while I'm doing this let me go up here baby okay let's go up here boy do I have a question alone before we start let me just go right here but yeah guys if you do enjoy this video smash the like button and subscribe if you guys are new to my channel gonna be run away please no scorpion leave me alone we'll start in a second as soon as we take out the scorpions alright there y'all hear I'm gonna stay here and then let's get all of these coats so the first thing if you want to activate the codes guys all you gonna do is go to the top settings over here and you click on the settings it's called system and then right there there's a promo code and you type in the first one meow and it goes we redeem and then that one gives you five free tickets seed a lot of you guys buy like all my shirt it's a little like crazy alright let's pick Jeff alright Jeff I'm gonna add you to my friend list let me look for you except there you go me and Jeff are now friends guys right okay so let's continue with the codes Oh guys so the next code is um let me just copy and paste these so be easier I'll put them up on the screen too so the pop master and that one gives you 5 tickets to so we got 10 tickets so far your next one is connoisseur and I gives you also 5 tickets and then we got buzz and oh that gives you 5,000 honey's for buzz and then we got crawlers running rabbit right here crawlers and I get also gives you 5 tickets and now we got one which like a bunch of numbers as three eight two one seven redeem tonight gives you a bunch of tickets to wax ok wax gives you 5000 and then the next one is nectar so make it gives you five thousand also and then we got change but change it I can't your oil jelly a free roll jelly the next one is roof boom that gives you five ticket and then the next one is cog and that gives you five tickets now I'm not sure how many ticket that laughs 74 now so I think I got a bunch of tickets from this it looks like I got a bunch of tickets by the way you guys can also get the music right here is he just good see I like to give the music music as in music this music drives me crazy because if you guys know any other tickets alright if you guys know any other codes for tickets just comment down below and I'll be sure to make like whenever new tickets come out I'll be sure to include them on all my videos and stuff but another thing they did update is they made it so you get more tickets like every time you oh yeah I didn't get I don't know I didn't I didn't okay so I thought I got a ticket for fighting we're gonna try to fight all the bugs and see if we get one ticket from them but then the other update also added was uh it takes like less time to fill up your bag so let me try to feel like a wonderful nun up sell the bag to empty out the bag when it's full did you convert them all to honey so let's see if that is kind of true once you get full inventory I cannot hate when someone else is in my area I always like to be by myself I never like what's up with you guys look at how much honey you're getting with the Riley is Bucky guard it's literally crazy dude I just love being like solo Pete I got me this we don't need that anymore I just love being solo Pia it's the greatest dude it's literally the greatest hi guys so I had a 74 so if I get anything more than 74 then I know for a fact that I just got a ticket or this increased chance cuz I'll owe you some never get tickets at all so let's see if this works I need literally like 400k to fill up a whole bag so it's like kind of ridiculous like I need like so much so much inventory and this is like the max you can get 400 is the max you can get right now that's literally the biggest bag you can get unless you like one day's adds an infinite bag which I really doubt it because I think that would kind of ruin the game if she adds an infinite I got like how you can like kind of like get items and upgrade your immature okay I'm full I get a movie so fast oh my god I beat so fast Oh guys let's see how fast this goes ready let's wait for my beasts arrived and then we can really see how fast it is once all of these get here all right dango let's start let's go oh my god wait did I just say 50,000 I just took out 50,000 instantly well some people are saying codes in the in the chat dude it's so fast dude look how fast it is 200 keep going whoa I've been here for like less than 10 seconds what wanted to kick oh my god guys I'll have 70 million honey I'm thinking about upgrading my hive getting like a bunch of bees but I'm not really sure just because I don't know I'm kind of saving my money for the next update cuz I don't know what's gonna come on next updates I gotta be like really worried but dude that was a topi that was literally OPI emptied out this whole thing like super fast I'll let me go through the world jelly quest I forgot to do that okay let me get my speed up here oh yeah also I heard that the Sun bears gonna come up I hope this video doesn't come out and in the Sun bears are yeah because right now guys I'm recording right now and there's no new Sun bear there so I hope that's not hard a traveling bear I hope he shows up eventually I don't think it's gonna be this week I think it might be next week's update but if into this week I guess I'll just recorded tomorrow alright by the way I guys update on my cat I have 130 134 on my cat so my cat is literally super Opie I let me see ok so I haven't gotten the ticket yet oh yeah also this brown bear he also gives you a ticket every time I let's see what ok dandelion filled 100,000 from the dandelion field that's actually gonna be kind of hard again the dandelion Feliz it does unless just say it doesn't have a lot of GIMP on like one swipe of my bubble one kind of Claire's at the underlying field all bad Oh only if I get lucky I think if are you lucky what abilities I think I could get it oh no I'm earning a 10,000 I kid this is fast full power ok this is really fast oh man by the way guys something exciting one of my cats just gave birth so I have four new tats so but I'm planning on giving them all away no I can't keep them because I already have I already have four cats and then now that my cow gave birth that's four new cats so that's eight cats in total and I I just can't I just I just can this away too many cats as much as I would like to keep them that's way too many cats um I'm more like a I feel like an old lady the like just has a billion Chad I'm the cat King and I'm growing my cat army that's what's happening actually I'm just growing my cat army it's completely natural that's a billion cats oh man dude boom I don't know if I said this yeah for you know if you guys know any other codes I probably did say this comment them down below and I'll try them yeah we almost okay so we got about a hundred thousand just a little bit more to go and everything complete Oh bear I love being the bear okay we're done with the full time power by the way guys this is the biggest noob scam right here do not ever use this is the biggest scam ever like I don't know why to have that added it's kind of the biggest scam okay so I should get a ticket from this I think they changed it yes all I got two tickets okay nice I let me activate the honey storm – there you go okay let me guess Bonnie's storm let me grab the tickets oh snap I gotta grab them all I wish them link I wished the link thing would work with this and I would just use the link and then grab them off grab a photon power Oh more cabs 135 for the cat is cipro P I let me check his I have 76 tickets let me face these guys right here and let's see if I get a ticket from this and then oh I I think I might be able to find a king beetle I don't know if it's been two days yet so I'm not sure all right no ticket from that alright come on guys let's fight the spider and I would you fight oh there's another one right here never mind let me fight this one okay we haven't fought this one I take out this ladybug come on guys okay no tickets from that yeah where are these tickets let's fight the spider I feel like a spider I might get one cuz the spider is like a big mob so like there would be a lot of oh yeah yeah we got a ticket we don't take it okay so we got one ticket from the spider now these two beetles over here let's see if we can get it from two beetles talk up I feel like I'm definitely gonna for the werewolf I mean nothing from that but I still get I think you're a lot of honey from it I wonder what do you guys use for battle points like what a battle points use for I feel like it kind of useless right now oh we can do we can empty out our bag with the ticket I don't know if I want to do that Bell come on bees hey by the way guys I'm gonna have a miny simulator coming out tomorrow it's one for 750 rivers that I've done a while back there'll be a video that I did before the update so that's how you look kind of weird but it's so cool videos I got7 in the video 1150 of rebirths oh yeah by the way I got the glider if you haven't seen make sure you watch my videos my other video where I get the glider in the Riley garden the Bucky garden you guys can see how far like how far I am and like the process that I went to get so come on bees I let me wait for them there right are they frozen I feel like might be in the frozen and then me or my or my B is frozen there look at them they're frozen right there okay now they're moving right now it's so weird why would be frozen they were just frozen at all dude I'm also missing the field boost I'm gonna no fuel boost video one day don't worry guys I'm missing out on this I shouldn't be I should be grinding on this but I'm kind of being lazy right now I'm like being really really lazy okay come on guys all right now the werewolf I feel like I should be empty a ticket for the world Oh someone told me if I stand behind this pumpkin the world off can't get me oh they were right another wrong what a wrong oh I feel like okay we got a ticket okay we got we have 78 tickets now nice okay so this is work you know now you have to man piss I think these are the last mobs I'm gonna do let's see if we get a ticket from these I think you only get in from the big ma the big mobs like the spider and only the spider in the other one I don't think you get it from every single mom or the chances are very low let's see come on take about what are you guys doing it's up 20 honey okay no ticket from that oh wow okay let's go see if the the key feels there yeah I'm gonna wait I'm gonna wait here for my be so arrived because there's no way I'm going in this what out my bees there's literally no way to keep it it's like almost impossible I'm abused are arriving okay the beetle is here let's see three Rudd okay just let it look at you for three seconds and you just run away as far as possible rod oh man right you just saved me out three times meow meow meow run meow meow mail run looks at you meow meow meow meow meow meow meow meow now run oh my god yeah yeah yeah oh yeah yeah yeah run last one yeah yeah yeah run okay oh yeah okay so we got to you for that so we do definitely do get a singer for every big mob that we fight and we gotta also a hundred thousand all right let me go okay let's see use up the rest of my others field cuz I still got two minutes on this and you don't want to waste like I said you don't wanna waste the fields the fuel boosters because this could be at least like a hundred million honey Oh there'd been lady but yeah I don't think guys I don't think uh tickets come from ladybugs now uh don't quote me on that because I'm not sure but it would just be to opieop they came from ladybugs because you know what ladybugs spawn like every four minutes it would just be way to opf fellas true all Panda all right mr. panda no dude no-ho-ho the pandas like the most LP thing ever I am like the most I think that most openings are panda the Panda ability the photon power and the baby ability I think the baby down the pan that might be the best and in the baby's second and then the third is photon power and if you have all three of those together I literally get like a hundred thousand honey like once they're all those are activated together it's like super LP I guess the music thing is on P to live the music thing if I had the music thing and they use that with the flaw he gives me crit like then everything is doing 100% crit now I'll up power with the bear and you guys see oh and a cat and I got a lot of honey I think I'm collecting a lot faster the last time I was here did I love the fact that I can mute the sound I'll get the music because I love the sounds of me collecting stuff but I hate the music yeah the music you see give me a headache photon power alright we're full okay let's go back to the beginning and sub this honey so although I know this rusty Collins Oh if this guy and caveman simulator guys go check out cavemen simulant if you haven't done so already but guys I think this is where I'm gonna end off the video if you enjoyed please hit the like button subscribe if you guys are new and if you guys subscribed make sure you guys hit the bell so you're notified all my videos and yeah again thanks for watching and I'll see you all and the next one goodbye