10 Frugal Living Tips That Actually Work | Habits That Will Save You Thousands💰| #frugalliving

**10 Frugal Living Tips That Actually Work | Habits That Will Save You Thousands💰| #frugalliving**



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hello and welcome to my channel my name is Nicole from frugal chic live.com and today I'm here to share 10 of my absolute favorite frugal living tips that will help you save thousands of dollars for me personally I look at my frugality as a badge of honor and use it as another tool in my toolbox to achieve my financial dreams so with that said if you're willing to embrace your inner frugal then keep watching for these top 10 tips tip number one is to take your lunch to work it might seem very simple and very straightforward but it can save you thousands of dollars in the long run taking your lunch to work is something that many people have dabbled with here and there but in order for it to become a real habit you got to work at it you can't wait until you have 5 minutes left to get out of the door and try to throw something in the lunch bag because it's gonna be something you don't want to eat and then when you get to work at lunchtime you're gonna look at that lunch bag and say yeah I don't really want this and then go out for lunch anyway so by being prepared making your lunch the night before making sure that you have the foods on hand that you're gonna actually be interested in eating that is going to help you be more excited about taking your lunch to work every day tip number two is to meal plan and prep I don't know how many times as a busy wife and mother I've gotten overwhelmed didn't plan properly and just ended up ordering a pizza one time not a big deal 2030 times in a year it does tend to add up that's money that could be going into your children's college fund or into your emergency fund take out a piece of paper write out your potential meals for the week I also recommend that you do a quick inventory of your pantry your fridge your cabinets to see what you have on hand first and then you know exactly what items to put on your shopping list when you go to the grocery store tip number three is to shop for a cheaper cellphone plan a lot of times there are so many hidden fees or you could be stuck in a contract with early termination fees nowadays there is no reason to operate that way with your cell phone there are so many different competitors out there so I say every now and then do some research compare the numbers and see if you can get a better deal ya know it seems like a hassle to switch services but if it's going to be the difference between you saving hundreds of dollars per year it's worth a few minutes of your time to do the research and maybe May a couple of calls to see if you can get a deal for me right now I'm using a service called hello it's much cheaper than the service that I was using before currently the cell phone plan that I'm using is under 20 dollars per month so that is an excellent deal if I say so myself tip number four is to cut the cable the 90s have called and they want their cable box back in today's world there is absolutely no reason for you to still have a traditional cable box or even a satellite dish there are so many different options that you can choose from I think we cut out cable about two years ago now and it was one of the best decisions that we have made right now we have an Amazon fire stick we've used sling TV we also recently came across this service called soap layer and that has been amazing I'm still learning how to use it but it is a great resource for us and it saved us a ton of money tip number five is one of my absolutely favorite frugal living heck's and that is to buy items that can be used for multiple purposes who says that you have to have separate products to wash your hands with to clean surfaces with to wash up with maybe you can find one product that works for all three tip number six is to scale back or entirely eliminate paper products in your house now this one has definitely been a struggle in my household I have tried to get rid of paper plates my husband is not here for it he has a problem with it even though I'm the one that does the dishes and if y'all can't tell I'm still salty about this and we've been arguing about this for many years but sometimes you just got to give in and compromise so at this stage in my life I'm not personally able to eliminate all people products but I'm slowly trying to introduce my family to the benefits of reusable items in the household not only is it good for your budget but it's also better for the environment tip number seven is to stockpile there are certainly items that you purchase for your family on a consistent basis month after month in my household what I like to do is separate out my food budget from my household items budget and with the money from my household products our stockpile on a quarterly basis at this point I have a good estimate of how many tubes of 2-phase we go through in a three month period how many rolls of toilet paper we use I have it almost down to a science and what I do is just pick up those items I see sales available tip number eight is to try a no-spin challenge no spent challenges have been a great way for me to personally reset my spending habits even though I'm a frugal person I have had periods of my life when I've been a little more on the spending side I know y'all don't believe it but it definitely is true so if you are that person that can occasionally get a little bit spendy and have too many items on hand and your house too many clothes too many pairs of shoes then doing a no-spin challenge might be the perfect thing for you I've gone as long as a year and a half without buying clothes and shoes and for a lot of us ladies that is a difficult thing to do but I gradually built up to it you don't have to start out saying I'm not going to shop for two years that probably would be setting yourself up for failure start with smaller increments of time start with a week even you can start by saying for the next seven days I'm not gonna buy any items that are not absolutely needs for my family I also like to do specific no-spin challenges I want the entire summer on a makeup no buy I've also challenged myself to not buy new clothes or home decor that I didn't need so if you haven't done one already I'm issuing you a challenge right now to try your very first no-spin challenge tip number nine is to shop your closet this is a great extension of sip number eight and with a shop your closet challenge you basically challenge yourself to go into your closet and create new outfit combinations out of the existing pieces in your wardrobe so try pairing your favorite sweater with a pair of pants that you've never tried it with put on a different set of accessories try out different combinations and get creative with it and that will help you not to focus on the fact that you're not bringing in new items in your wardrobe as frequently as you were in the past and what this does is it gives you a greater appreciation for the items that you already own the final tip is a mindset heck if you are the type of person that's not naturally frugal this one is going to be perfect for you tip number 10 is to focus on your financial why what's the main reason why you want to get out of debt save more money and become financially independent what are your core values what are you working towards these are the types of questions that you want to ask yourself when we keep out mine on the way it makes those day-to-day decisions much easier so when you're attempted to buy that new $300 winter coat you can say to yourself does this purchase align with what I'm trying to do could I take this $300 and put it on my credit card debt could I take that $300 and make an extra principle payment on my student loans or on my mortgage so when you frame it that way it helps to make you a bit more motivated about the changes that you're trying to implement so whenever you have a temptation and you might get ready to fall off the wagon think about your financial why even better write it down put it on a post-it and look at it every single day so that you remember which are working towards in the comments below I would love for you to share your number-one frugal living heck also if you're looking to learn more about how to manage your money properly how to save more money how to budget and all of those things then check out the playlists that I've created for you here thank you so much for watching and until next time live well and speed lust

44 thoughts on “**10 Frugal Living Tips That Actually Work | Habits That Will Save You Thousands💰| #frugalliving**

  1. Margaret White

    Shopping at Dollar Tree for…lotion…bath soap…toothpaste…zip lock bags, they're reusable…foil wrap…etc. Same items at other stores cost more.

  2. Dee

    Not keeping up with the Joneses is a huge step in the frugal direction. And not buying things or upgrading (especially using a credit card!) because others are doing so.

  3. Elease Shropshire

    I actually enjoyed meal planning and bring food to work….saves time ..money and for the job I do sometimes I don't have a real sit down lunch break so having my lunchbox on me is a real saver…but love the tips it keeps me focused!!!

  4. Maria maria

    Thank you! Just subscribed to your channel. I prepare simple food dishes each Sunday ( steam veggies with small piece of chicken or forbidden rice) and divide in five sets of lunches and snacks ( fruit or nuts), place each set in a bag ( paper/ plastic/ whatever available) they are in the freezer or refrigerator. I do it to save money but also to not gain weight because I know what I am eating. Once a month I buy a roasted chicken and divide it in small portions and freeze, will take some pieces to build the lunches. Is very easy and economical. If on sale, discounted or possible that month for me I try to buy organic products but not at full price. Thank you again!

  5. Marsha Alison

    No takeout meals, buy bulk necessities when they’re half price, cut my own hair using the ponytail method, don’t buy clothes, don’t go out… basically I just pay the mortgage, buy food, petrol and pay bills like electricity, water etc.

  6. LGnLA

    1.Take lunch to work
    2.Meal plan & prep
    3.Shop for a cheaper cell plan
    4.Cut the cable, so 90's (lol)
    5.Buy items to be used multiple ways
    6. Eliminate paper products
    8.Try a no spend challenge
    9.Shop your closet challenge
    10.Focus on your financial 'why'
    EXCELLENT tips, please listen she breaks each down!!!! 💯👏💯👏💯

  7. Melissa G

    Getting over always having a new cell phone was life changing for me, no contracts and no phone payments on top of cell service payments, I just go through Total Wireless easy peasy

  8. Dolores -

    My frugal living hack is buying meals instead of food. I noticed I buy less. I motivate myself to stay on track with stickers I place in my budget notebook. The notebook is small enough for me to have in my purse to go over during my break. I got motivational stickers for when I was doing well, no spend stickers for days I did not spend money, the number of days is getting higher each pay period. Gave myself a great job sticker. The notebook looks cute to me. It makes me want to see how good I am doing.

  9. GenExDividendInvestor

    Thanks. My dad used to turn down his water heater if he was leaving for the weekend.. he cut costs everywhere…

  10. Priscilla bohn

    my #1 frugal hack is I cut our hair and o my own gel nails by earning Amazon money $35.00 a month to buy things to do my nails make up Christmas gifts

  11. Priscilla bohn

    TIP #11 have a list for everything from groceries and your paycheck where it is going I have 2 years of pay day lists so I can pay off my credit cards in 2 years and then 6 months after that I retire. I want $25,000 in savings and no debt. I am lucky to be a veteran with medical benefits and 1 big pension and one little pension. Hubby is frugal I am always learning to be frugal. If you have more than 7 pairs of pants and dresses you don't need any more

  12. Midsouth Homestead

    Growing my own food. My motto is to plant a seed or plant daily. We are on the Keto Diet now. So we have chickens which fertilize the garden and we are growing our greens. Plus, we have eggs. I know not everyone can do this but you would be surprised to see how much you can grow in small places. Grow vertically is the key. Thanks for your video. Rhonda

  13. RealLife Money - Weekly Financial Videos

    I just found out about your channel! Subbed!! Loved the video and the tips you gave. It think one of the biggest ones, yet the simplest, are meal preps. We can save so much once we have a plan for how to shop. Still trying to get more control in this area. Perfect video 🙂

  14. Michelle Singleton

    Finally someone with a brain like mind,but my family calls me cheap.Being frugal is a blessing.💞💞💞💞💞

  15. Paloma M.

    I am in the process of starting a side hustle. I started an automatic deposit for savings. I have accounted for every expense. Is there anything I am missing. It's important to me to succeed.

  16. QueenStatus

    I save money by inventorying my closets and cabinets before buying new cleaning supplies or clothing. How many times I’ve repurchased items that I already had? I’ve tried the no spend challenge but my husband can’t go without his restaurant meals.

  17. woo le

    As a Japanese wife, all of them are kind of typical thing. With low income also I don’t mean to live frugal life, but it just ends up that way. Haha.
    I never use paper plates. Is that common in USA? But I definitely don’t need a lot of things so I don’t buy things at all until I need something. Buying clothes? I still wear clothes from high school… I am pregnant with no 2 so I had to buy a couple of meternity clothes. But because I don’t spend money at all when I buy something I feel it’s very special. God says to be thankful in any situations. He surely knows what my family needs.

  18. Stacy Sherman

    Great list! I’m working on cutting grocery costs right now. I’ve downloaded several store apps onto my phone, which gives me digital coupons and special offers I can “stack” onto sale prices to save even more. Coupons.com is a fantastic resource. Some stores allow you to use a store coupon and a manufacturers coupon on the same item, saving me even more money. Lastly, I began using the Fetch app, which is super easy- just scan the receipt every time you shop to earn points. You won’t get rich using it, but it’s a little extra money for essentially 30 seconds of effort after a shopping trip. (If you choose to download Fetch, you can enter my referral code which is R82GT and we both get a few bonus points.)

  19. Floreine-Jemima Joseph

    It's sad that so many people are out of touch. Food is a blessing. If you can eat, consider yourself privileged. It's not the case around the world. More respect for food would produce more frugal people…

  20. jazdramafree

    Cook at home as much as possible. Create a budget for every paycheck. Check your fridge and pantry before grocery shopping.

  21. LovingMe_ Jan

    I learned from you, I haven’t bought any perfumes since I started watching your videos. I told my family not to buy me any perfume as well. I’m using up the bottles I have first, before going to get more. Thank you again so much for the tips……

  22. Kim Williams

    I went natural hair-wise and it’s saved me so much money. I used to spend $40 per week at the salon when I had a relaxer not counting retouch costs. Just don’t go crazy buying product. I also use the gym where I live rather than pay for a membership. If I want to supplement that, I find free workouts on YouTube. I like getting a mani/pedi but that gets expensive so I found a local school and go there monthly for mani/pedi and brows. Cost is $29 vs $51.

  23. Laadee V

    On the note of eliminating paper products, ladies can look into femmycycle and Diva cup menstrual cups. They're good for 2 years or more and elinlminate the cost of disposables.

  24. Tracy Bassett

    Thank you for the advice! Your skin looks fabulous, by the way! I’m trying to cut down on everything as we speak. The paper towels are an issue here. Slowly but surely, we’ll get there.

  25. Keishelle White

    I use roku w/ Netflix, Hulu, and phill. and I have xfinity essentials so my WiFi is 10$ a month🤷‍♀️


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